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YES First Debit Cards

Yes First World Debit Card

A bouquet of exciting benefits for you

Experience a world of exclusive benefits with YES FIRST World Debit Card. With lifestyle benefits and privileges like complimentary access to domestic airport lounges, green fee waivers at select golf courses, discount on movie tickets and much more, every experience of yours will be an enriching one.

key attractions


Enjoy Welcome benefits upto INR 14,000 on your YES FIRST World Debit Card


Complimentary Lounge Access to Domestic Airport and Green Fee Wavier on Select Golf Courses


INR 250 Flat Off on movie tickets booked through BookMyShow


Enhanced advantage : Your YES FIRST World Debit Card^ comes with benefits over INR 71,000^^ click here for details

  • Daily Domestic and International Cash Withdrawal Limit of INR 1,00,000

  • Daily Domestic Purchase Limit of INR 5,00,000 and Daily International Purchase Limit of INR 1,00,000

  • Exclusive Welcome aboard offers worth INR 14,000 to enrich you shopping experience*  Click here to know more

  • Complimentary access to domestic airport lounges, thrice per quarter* Please find the list of Airport lounges here

  • NR 250 Flat Off on movie tickets booked through BookMyshow website and Mobile App, Click here to know more.

  • Assured YES Reward Points on domestic spends & accelerated Reward Points on International Spends

  • Special offers on Fine Dining, Shopping, Travel, Entertainment and more. To avail offer on dining, please visit

  • Enjoy preferential Cross Currency Markup of 1.99% on all international transactions.

  • Green Fee waiver for accessing select premium golf courses in India*. Click here to know more

  • Free and unlimited ATM withdrawals at all Mastercard accepting ATMs in India and globally

  • Comprehensive insurance coverage on personal accident and fraudulent transactions

  • Instant PIN generation (Green PIN) - To generate Debit Card PIN, Click on “Login” button – Select Retail - Click on Generate Debit Card PIN on the NetBanking login page - Enter Customer ID & Date of Birth - Enter OTP sent on your registered mobile number - Enter the new Debit Card PIN of your choice (Demo Video - You can also generate Debit Card PIN through YES Mobile app.

Security First :

  • Lost Card Liability Protection up to INR 5,00,000

  • Purchase Protection Insurance up to INR 25,000

  • Personal Accident Insurance*** up to INR 10,00,000

  • Air Accident Death Insurance up to INR 1,00,00,000

Click here for terms and conditions of the Lost Card Liability Protection

Click here for terms and conditions of the Accidental and Purchase protection Coverage


^YES FIRST Debit Card Annual fee of INR 2,499 per annum is waived off for YES FIRST customers maintaining requisite Net Relationship Value with the Bank.

^^First year benefits of INR 71,000, followed by annual benefits of INR 57,000 on regular spends. Please Note that value of the benefits is for illustration purposes only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Card member depending on their spend pattern/ card usage.

***There should be minimum One purchase transaction of INR 1000 or more within 30 days prior to date of demise to be eligible for the complimentary Personal/Air Accident coverage.

*Powered by Mastercard. Welcome abroad offers shall be emailed on your registered email id.


  • Exciting offers on the YES Bank Debit Card are here:Offers

  • Complimentary reward points for simply transacting with your Debit Card. These points can be redeemed against a wide array of exciting products and services. YES Rewardz:YES Rewardz

Key Charges

  • Annual Debit Card Fee* INR 2499

  • Cash withdrawal (International)*: INR 120

  • Balance enquiry (International)*: INR 20

  • Physical PIN Regeneration Fee*: INR 50 (No Fee applicable if PIN Generated through NetBanking)

  • ATM Decline due to insufficient funds*: INR 25

  • Replacement of lost/stolen card*: INR 149

  • Cross currency markup: 1.99%

*YES FIRST Debit Card Annual fee of INR 2499 per annum and other charges waived off for YES FIRST customers maintaining required Net Relationship Value with the Bank.

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