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YES First Preferred Credit Card

 

Apply Now Credit Card Payment Refer Now

Experience the world of exclusive privileges and Rewards with the YES FIRST Preferred Credit Card. Pamper yourself with rich benefits, features and a world of choice for redeeming your Reward Points.

Eligibility for YES FIRST Preferred Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 200,000 per month or Income Tax Return of INR 24.00 Lacs and above

The Preferred Card is also available against Fixed Deposit of INR 3,00,000 and above. Visit your nearest YES BANK branch to apply. Currently available in select cities only.

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.

 

For Samsung Pay, click here

 

For Bharat QR, click here

 

For Credit Card E Welcome Kit, click here

key attractions

WELCOME REWARDS

Welcome privilege of 15000 Reward Points on first transactiona

PRIORITY PASS MEMBERSHIP

Priority Pass membership with 4 complimentary access

MOVIE BENEFITS

Enjoy 25% discount on movie bookings at BookMyShow

Benefits

  • Welcome and Renewal Reward Points

    • Get 15,000 Reward Points on your first transaction done within first 90 days of card set up datea

    • Enjoy Renewal Benefit of 10,000 Reward Points on each renewalb

  • Annual Bonus Rewards

    • Earn 20,000 Bonus Reward Points on achieving spends of INR 7.5 Lakhs or more in each anniversary yearc

  • Preferred Reward Points Program

    • 8 Reward Points on every INR 100 Retail Spendsd

    • 1000 Reward Points on each YES PayNow registratione

    • Please click here to know more

  • Preferred Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points

    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

    • Exclusive Catalogue of Products

    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

    • NRI Cardmembers:

      • Redemption available for Flights, Hotels and Movies only (Catalogue redemption not available)

      • To Redeem your Reward Points, please call on +91 40 6653 4510 or write a mail to support@yesrewardz.com or contact your relationship manager

  • MasterCard World Golf Programme

    • Enjoy waiver of 3 Green Fee at select golf courses in Indiaf

    • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India

    • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

    • Please click here to know more

  • Priority Pass Membership and MasterCard Lounge Program

    • Complimentary Priority Pass Membership and 4 Complimentary Visits in a calendar year for Primary Cardmember onlyg

    • Guest visits and visits beyond 4 complimentary visits for Primary Cardmember will be charged at US$ 27 per person per visit

    • Enjoy Domestic Lounge access (limited to 3 visits per quarter) for Primary Cardmembers across 25+ Lounges in India

    • Please click here to know more

  • Insurance Coverage

    • Life Insurance Cover of INR 1 Cr for death due to Flight Accidentsh

    • Medical Insurance cover of INR 25 Lakhs for emergency hospitalization when travelling overseash

    • Credit Shield cover in case of accidental death of Primary Cardmember

    • Please click here to know more

  • YES ASSIST - Dedicated Concierge Services

  • Concierge Assistance | Automobile Assistance
  • Exclusive Concierge Desk on your Card. Book your special requests on our YES Assist Concierge Services
    • Car Rental & Limousine Referral and Reservation Assistance

    • Hotel Referral and Reservation Assistance

    • Travel Referral and Reservation Assistance

    • Special Events and Performance Assistance

    • Restaurant Referral and Reservation Assistance

    • Movie tickets assistance in New Delhi, Bengaluru and Chennai

    • Flower & Gift Delivery

    • Emergency Towing Assistance

    • Roadside Repair Assistance

    • Simply call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239

  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

    • Interest Rate of 1.99% per month (23.88% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship

    • Interest Rate of 2.75% per month (33.00% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship

    • Interest Rate of 2.59% per month (31.08% annually) on Revolving Credit, Cash Advances and Overdue Amount for Credit Cards Issued against Fixed Deposit

    • Preferential Foreign Currency Markup of 1.75% only

  • 25% Discount on Movie Tickets booked on BookMyShow

    • Avail 25% discount on movie tickets when booked on BookMyShow Website or Mobile Appj

    • Please click here to know more

  • Fuel Surcharge Waiver

    • Fuel surcharge waiverj at all fuel stations across India for transaction between INR 400 to INR 5,000

  • Lifestyle Benefit : Please visit YES Privileges to know more

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities

  • Contactless Card Technology

    • Contactless transaction on the Card enabled with NFC Technology

    • YES FIRST Preferred Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

  1. Valid on retail purchases and on card with annual membership fee only

  2. Valid on retail purchases and on renewal membership fee realization only

  3. Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date

  4. Valid on retail purchases only. Not applicable on fuel transactions

  5. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payment

  6. Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit http://www.yesbank.in to know more

  7. Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit www.prioritypass.com to know more

  8. Applicable only if the flight ticket was booked on YES BANK Credit Card. Feature applicable only for Primary Cardmember

  9. Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower

  10. Total waiver in statement cycle is capped at INR 500. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived

  11. In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number

Click here for value chart

Visit your nearest YES BANK Branch to apply. Click here to Locate the nearest branch

Charges

Annual membership fees

  1. First Year Membership Fee of Rs 2,500 + Applicable Taxes
  2. Renewal Membership Fee of Rs 2,500 + Applicable Taxes

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

Credit Card Payment

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels
 

a) For YES BANK Account Holders:

  • Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
  • Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

 

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Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

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Documents Required

  • Fair Practice Code for Credit Card Operations
  • Add On Credit Card T&C
  • Credit Card-Card Member Agreement
  • YES FIRST MITC Credit Cards - Telugu
  • YES FIRST MITC Credit Cards - Tamil
  • YES FIRST MITC Credit Cards - Punjabi
  • YES FIRST MITC Credit Cards - Marathi
  • YES FIRST MITC Credit Cards - Kannada
  • YES FIRST MITC Credit Cards - Hindi
  • YES FIRST MITC Credit Cards - Gujrathi
  • YES FIRST MITC Credit Cards - English
  • YES FIRST MITC Credit Cards - Bengali
  • Collection & Recovery agencies – Credit Cards
  • BCSBI