• Welcome and Renewal Reward Points
  • Get 50,000 Reward Points on your first transaction done within 90 days of card set up date^a
  • Enjoy Renewal Benefit of 40,000 Reward Points on each renewal^b
• Annual Reward Points   ^*Anniversary year is defined as 12 months from the date of card set up or date of renewal
  • Get Bonus 25,000 Reward Points on achieving annual spend of INR 20 Lakhs or more in each anniversary year*
• Exclusive Reward Points Accrual:
  • 10 Reward Points on every INR 100 retail spends^c
  • 1000 Reward Points on each YES PayNow registration^d.Please Click here to know more
• Exclusive Reward Points Redemption:   Please visit https://www.yesrewardz.com/creditcard/exclusive to know more or redeem Reward Points
  • Dedicated Website for Flight/Hotel/Movie booking on reward points redemption (1 Reward Point = INR 0.25)
  • Exclusive Catalogue of Products to choose from, for reward redemption
  • Redemption of Reward Point against JPMiles (4 Reward Points = 1 JPMile)
• Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup
  • Preferential Foreign Currency Markup of 1.75% only
  • Interest Rate of 1.20% per month (14.40% annually) on revolving credit for Cardmembers who have YES BANK Salary or Savings Account relationship
  • Interest Rate of 1.99% per month (23.88% annually) on revolving credit for Cardmembers who do not have YES BANK Salary or Savings Account relationship
• Complimentary TAJ InnerCircle Epicure Membership - Exclusive Card

  * Membership is applicable only for one year

  • Avail complimentary membership* of Taj InnerCircle Epicure (Only for Primary Cardmember) and enjoy privileges on Dining and Stay on select Taj Group of Hotels
• 25% discount on Movie Tickets booked on BookMyShow

    Please Click here to know more

  • Avail 25% discount on movie tickets when booked on www.bookmyshow.com or BookMyShow App. Total discount is capped at Rs 250 per calendar month
• MasterCard World Golf Program

    **The list of golf courses may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers. click here to know more

  • Enjoy Waiver of Green Fee at select golf courses** in India
  • Enjoy complimentary Golf Lessons at select golf courses** in India
  • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263
• Priority Pass Membership and Lounge Access:

    Please visit www.prioritypass.com to know list of lounges and to know more about the program

  • Complimentary Priority Pass membership for Primary Cardmember and all Add-On Cardmembers
  • Unlimited complimentary access of lounges on Priority Pass membership for both Primary and Add-on Cardmember
• MasterCard Lounge Program#

    ^#The list of lounges may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers.Please click here to know more

  • Enjoy unlimited complimentary access to select airport lounges across Indian Airports for Primary Cardmember
• Insurance Coverage
  • Rs. 3 Crores Air accidental cover in case of death due to fight accidents^e(This feature is Not Applicable for NRI Credit Cardmembers)
  • Rs 50 Lakhs cover on medical emergencies, while travelling overseas^e(This feature is Not Applicable for NRI Credit Cardmembers)
  • Rs 10 Lakhs Credit Shield cover on accidental death of Primary Cardmember^e
     

    Please Click here to know more

• YES ASSIST - Dedicated Concierge Services

  Concierge Assistance

  Automobile Assistance

    Simply call us at 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239

  • Car Rental & Limousine Referral and Reservation Assistance
  • Hotel Referral and Reservation Assistance
  • Travel Referral and Reservation Assistance
  • Special Events and Performance Assistance
  • Restaurant Referral and Reservation Assistance
  • Movie tickets assistance in New Delhi,Bengaluru and Chennai
  • Flower & Gift Delivery
  • Emergency Towing Assistance
  • Roadside Repair Assistance
• Fuel Surcharge Waiver
  • Fuel surcharge is waived^f at all fuel stations across India for transactions between Rs 400/- to Rs 5,000/-
• Contactless Card Technology
  • YES FIRST Exclusive Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards 
• Secure Password for Online transactions
  • Secure your online transactions with MasterCard® SecureCode™
  • Click here to create your 3D Secure Password

• Password for IVR transactions¿

   

  • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number.
  • For more details please click here

1. Applicable for retail transaction only. This feature is applicable on card with annual membership fee
2. This feature is applicable on renewal membership fee realisation
3. Only applicable for retail transaction. Not applicable for Fuel Transactions
4. Applicable only on Standing Instruction based registration for bill payment, not applicable for register and pay or adhoc payment
5. Applicable only when flight ticket is booked on YES BANK Credit Card
6. Total fuel surcharge reversal (cumulative) is capped at INR 1000 in a statement cycle

Click here for value chart

Click here to view detailed Terms & Conditions

Annual membership fees

1. First Year Membership Fee of Rs 10,000 + Applicable Taxes
2. Renewal Membership Fee of Rs 10,000 + Applicable Taxes

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

• Key Attractions:
  • Zero documentation
  • No Processing fees
  • Repayment options from 3 months to 24 months
  • Convert Transaction starting from as low as INR 2,500
  • Interest Rates ranging from 12% p.a to 15% p.a

• List of Partners:
  • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
  • Please click here view list of stores and click here to view list of online partners
  • For detailed Terms and Conditions please click here

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels
 

a) For YES BANK Account Holders:

• Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
• Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
• ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

• NEFT: You can make payment for your Credit Card through NEFT fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code:YESB0CMSNOC to make payment through NEFT.
• Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
• Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
• Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.