YES First Exclusive Credit Card
Apply Now Credit Card Payment GO TO YES CART
Experience the world of exclusive privileges with YES FIRST Exclusive Credit Card. Designed for the exclusive few, YES FIRST Exclusive Credit Card offers unmatched combination of lifestyle benefits, powerful rewards and convenience with utmost safety. It is your key to a world of coveted premium services.
Eligibility for YES FIRST Exclusive Credit Card
1: Age Criteria: Minimum 21 years to maximum 60 years
2: Salaried or Self Employed
3: Minimum Net Salary of INR 300,000 per month or Income Tax Return of INR 40 Lacs and above
To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.
For Samsung Pay, click here
For Bharat QR, click here
Welcome privilege of 50000 Reward Points on first transactiona
Complimentary TAJ InnerCircle Epicure Membership
Unlimited complimentary lounge access on your Priority Pass membership
Welcome and Renewal Reward Points
Get 50,000 Reward Points on your first transaction done within first 90 days of card set up datea
Enjoy Renewal Benefit of 40,000 Reward Points on each renewalb
Annual Bonus Rewards
Earn 25,000 Bonus Reward Points on achieving spends of INR 20 Lakhs or more in each anniversary yearc
Exclusive Reward Points Program
12 Reward Points per INR 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Diningd
6 Reward Points per INR 100 spent on all other categoriese
1000 Reward Points on each YES PayNow registrationf
Please click here to know more
Exclusive Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points
Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)
Exclusive Catalogue of Products
Redemption of Reward Points against InterMiles (4 Reward Points = 1 InterMile)
Complimentary TAJ InnerCircle Epicure Membership - Exclusive Card Only
Avail complimentary membershipg of Taj InnerCircle Epicure (Only for Primary Cardmember) and enjoy privileges on Dining and Stay at select Taj Group of Hotels
MasterCard World Golf Programme
Enjoy waiver of 3 Green Fee at select golf courses in Indiah
Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
For bookings, please contact MasterCard Golf Concierge on 1800 102 6263
Please click here to know more
Priority Pass Membership and MasterCard Lounge Program
Complimentary Priority Pass Membership and Unlimited Complimentary Visits for Primary and all Add-on Cardmembersi
Enjoy Unlimited Domestic Lounge access for Primary and all Add-on Cardmembers across 25+ Lounges in India
Please click here to know more
Insurance Coverage
Life Insurance Cover of INR 3 Cr for death due to Flight Accidentsj
Medical Insurance cover of INR 50 Lakhs for emergency hospitalization when travelling overseasj
Credit Shield cover in case of accidental death of Primary Cardmember
Please click here to know more
YES ASSIST - Dedicated Concierge Services
Concierge Assistance | Automobile Assistance
Exclusive Concierge Desk on your Card. Book your special requests on our YES Assist Concierge Services
Car Rental & Limousine Referral and Reservation Assistance
Hotel Referral and Reservation Assistance
Travel Referral and Reservation Assistance
Special Events and Performance Assistance
Restaurant Referral and Reservation Assistance
Movie tickets assistance in New Delhi, Bengaluru and Chennai
Flower & Gift Delivery
Emergency Towing Assistance
Roadside Repair Assistance
Simply call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239
Interest Rate on Revolving Credit
Interest Rate of 1.99% per month (23.88% annually) on Revolving Credit, Cash Advances and Overdue Amount
Preferential Foreign Currency Markup
Preferential Foreign Currency Markup of 1.75% only
25% Discount on Movie Tickets booked on BookMyShow
Avail 25% discount on movie tickets when booked on BookMyShow Website or Mobile Appk
Please click here to know more
Fuel Surcharge Waiver
Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000l
Lifestyle Benefit : Please visit YES Privileges to know more
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Contactless Card Technology
Contactless transaction on the Card enabled with NFC Technology
YES FIRST Exclusive Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards
Secure Password for Online transactions
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number
Please click here to know more
Valid on retail purchases and on card with annual membership fee only
Valid on retail purchases and on renewal membership fee realization only
Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date
Valid on all retail transactions done on Merchant Category Codes (MCC) as defined by MasterCard under Travel and Tour Operators (MCC: 4722), Dining (MCC: 5812, 5813, 5814) and Domestic Airlines(MCC 4511, 3020, 3056) categories
Valid on retail purchases only. Not applicable on fuel transactions
Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points
Applicable only for first year membership. Feature of One Night Complimentary stay is not applicable under this program. Cardmember to apply through 24 hour Customer Service Number. Applicable for Credit card with annual membership fee realization only
Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers.
Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit www.prioritypass.com to know more
Applicable only if the flight ticket was booked on YES BANK Credit Card. Feature applicable only for Primary Cardmember
Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower
Total waiver in statement cycle is capped at INR 1,000. Only surcharge will be waived, GST as levied on surcharge will not be waived
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Click here for value chart
Visit your nearest YES BANK Branch to apply. Click here to locate the nearest branch
Annual membership fees
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here
Instant EMI
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
Easy ways to make YES BANK Credit Card Bill Payment
You can pay your YES BANK Credit Card Bill through the following convenient channels
1) For YES BANK Account Holders:
Net Banking: Register yourself for the YES BANK Net Banking facility and make Credit Card payments online. Click here to visit Net Banking
ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM
Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account
2) For All Customers:
For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC
Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque
Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here
Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments
YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account
YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*
YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility
*Currently available only on android devices
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
b) For All Customers:
Q. How do I contact YES BANK Credit Cards Customer Care?
A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards
b) YES Prosperity Credit Cards
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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