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YES First Exclusive Credit Card

 

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Experience the world of exclusive privileges with YES FIRST Exclusive Credit Card. Designed for the exclusive few, YES FIRST Exclusive Credit Card offers unmatched combination of lifestyle benefits, powerful rewards and convenience with utmost safety. It is your key to a world of coveted premium services.

Eligibility for YES FIRST Exclusive Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 400,000 per month or Income Tax Return of INR 50.00 Lacs and above

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.

 

For Samsung Pay, click here

 

For Bharat QR, click here

key attractions

WELCOME REWARDS

Welcome privilege of 50000 Reward Points on first transactiona

LUXURY HOTEL MEMBERSHIP

Complimentary TAJ InnerCircle Epicure Membership

COMPLIMENTARY PRIORITY PASS MEMBERSHIP

Unlimited complimentary lounge access on your Priority Pass membership

Benefits

  • Welcome and Renewal Reward Points

    • Get 50,000 Reward Points on your first transaction done within first 90 days of card set up datea

    • Enjoy Renewal Benefit of 40,000 Reward Points on each renewalb

  • Annual Bonus Rewards

    • Earn 25,000 Bonus Reward Points on achieving spends of INR 20 Lakhs or more in each anniversary yearc

  • Exclusive Reward Points Program

    • 12 Reward Points per INR 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Diningd

    • 6 Reward Points per INR 100 spent on all other categoriese

    • 1000 Reward Points on each YES PayNow registrationf

    • Please click here to know more

  • Exclusive Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points

    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

    • Exclusive Catalogue of Products

    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

  • Complimentary TAJ InnerCircle Epicure Membership - Exclusive Card Only

    • Avail complimentary membershipg of Taj InnerCircle Epicure (Only for Primary Cardmember) and enjoy privileges on Dining and Stay at select Taj Group of Hotels

  • MasterCard World Golf Programme

    • Enjoy waiver of 3 Green Fee at select golf courses in Indiah

    • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India

    • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

    • Please click here to know more

  • Priority Pass Membership and MasterCard Lounge Program

    • Complimentary Priority Pass Membership and Unlimited Complimentary Visits for Primary and all Add-on Cardmembersi

    • Enjoy Unlimited Domestic Lounge access for Primary and all Add-on Cardmembers across 25+ Lounges in India

    • Please click here to know more

  • Insurance Coverage

    • Life Insurance Cover of INR 3 Cr for death due to Flight Accidentsj

    • Medical Insurance cover of INR 50 Lakhs for emergency hospitalization when travelling overseasj

    • Credit Shield cover in case of accidental death of Primary Cardmember

    • Please click here to know more

  • YES ASSIST - Dedicated Concierge Services

Concierge Assistance | Automobile Assistance

  • Exclusive Concierge Desk on your Card. Book your special requests on our YES Assist Concierge Services

    • Car Rental & Limousine Referral and Reservation Assistance

    • Hotel Referral and Reservation Assistance

    • Travel Referral and Reservation Assistance

    • Special Events and Performance Assistance

    • Restaurant Referral and Reservation Assistance

    • Movie tickets assistance in New Delhi, Bengaluru and Chennai

    • Flower & Gift Delivery

    • Emergency Towing Assistance

    • Roadside Repair Assistance

  • Simply call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239

  • Interest Rate on Revolving Credit

    • Interest Rate of 1.99% per month (23.88% annually) on Revolving Credit, Cash Advances and Overdue Amount

  • Preferential Foreign Currency Markup

    • Preferential Foreign Currency Markup of 1.75% only

  • 25% Discount on Movie Tickets booked on BookMyShow

    • Avail 25% discount on movie tickets when booked on BookMyShow Website or Mobile Appk

    • Please click here to know more

  • Fuel Surcharge Waiver

    • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000l

  • Lifestyle Benefit : Please visit YES Privileges to know more

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities

  • Contactless Card Technology

    • Contactless transaction on the Card enabled with NFC Technology

    • YES FIRST Exclusive Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

  1. Valid on retail purchases and on card with annual membership fee only

  2. Valid on retail purchases and on renewal membership fee realization only

  3. Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date

  4. Valid on all retail transactions done on Merchant Category Codes (MCC) as defined by MasterCard under Travel and Tour Operators (MCC: 4722), Dining (MCC: 5812, 5813, 5814) and Domestic Airlines(MCC 4511, 3020, 3056) categories

  5. Valid on retail purchases only. Not applicable on fuel transactions

  6. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points

  7. Applicable only for first year membership. Feature of One Night Complimentary stay is not applicable under this program. Cardmember to apply through 24 hour Customer Service Number. Applicable for Credit card with annual membership fee realization only

  8. Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers.

  9. Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit www.prioritypass.com to know more

  10. Applicable only if the flight ticket was booked on YES BANK Credit Card. Feature applicable only for Primary Cardmember

  11. Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower

  12. Total waiver in statement cycle is capped at INR 1,000. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived

  13. In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number

Click here for value chart

Visit your nearest YES BANK Branch to apply. Click here to locate the nearest branch

Charges

Annual membership fees

  1. First Year Membership Fee of Rs 10,000 + Applicable Taxes
  2. Renewal Membership Fee of Rs 10,000 + Applicable Taxes

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

Credit Card Payment

Easy ways to make YES BANK Credit Card Bill Payment

You can pay your YES BANK Credit Card Bill through the following convenient channels

1) For YES BANK Account Holders:

  • Net Banking: Register yourself for the YES BANK Net Banking facility and make Credit Card payments online. Click here to visit Net Banking

  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM

  • Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account

2) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC

  • Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque

  • Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here

  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments

  • YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account

  • YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*

  • YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility

*Currently available only on android devices

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Have any other query?

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Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

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Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

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Documents Required

  • Fair Practice Code for Credit Card Operations
  • Add On Credit Card T&C
  • Credit Card-Card Member Agreement
  • YES FIRST MITC Credit Cards - Telugu
  • YES FIRST MITC Credit Cards - Tamil
  • YES FIRST MITC Credit Cards - Punjabi
  • YES FIRST MITC Credit Cards - Marathi
  • YES FIRST MITC Credit Cards - Kannada
  • YES FIRST MITC Credit Cards - Hindi
  • YES FIRST MITC Credit Cards - Gujrathi
  • YES FIRST MITC Credit Cards - English
  • YES FIRST MITC Credit Cards - Bengali
  • Collection & Recovery agencies – Credit Cards
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