• Welcome and Renewal Reward Points

  • Get 50,000 Reward Points on your first transaction done within first 90 days of card set up date^a

  • Enjoy Renewal Benefit of 40,000 Reward Points on each renewal^b

• Annual Bonus Rewards

  • Earn 25,000 Bonus Reward Points on achieving spends of INR 20 Lakhs or more in each anniversary year^c

• Exclusive Reward Points Program

  • 10 Reward Points on every INR 100 Retail Spends^d

  • 1000 Reward Points on each YES PayNow registration^e

  • Please click here to know more

• Exclusive Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points

  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

  • Exclusive Catalogue of Products

  • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

• Complimentary TAJ InnerCircle Epicure Membership - Exclusive Card Only

  • Avail complimentary membership^f of Taj InnerCircle Epicure (Only for Primary Cardmember) and enjoy privileges on Dining and Stay at select Taj Group of Hotels

• MasterCard World Golf Programme

  • Enjoy waiver of 3 Green Fee at select golf courses in India^g

  • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India

  • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

  • Please click here to know more

• Priority Pass Membership and MasterCard Lounge Program

  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits for Primary and all Add-on Cardmembers^h

  • Enjoy Unlimited Domestic Lounge access for Primary and all Add-on Cardmembers across 25+ Lounges in India

  • Please click here to know more

• Insurance Coverage

  • Life Insurance Cover of INR 3 Cr for death due to Flight Accidentsⁱ

  • Medical Insurance cover of INR 50 Lakhs for emergency hospitalization when travelling overseasⁱ

  • Credit Shield cover in case of accidental death of Primary Cardmember

  • Please click here to know more

• YES ASSIST - Dedicated Concierge Services

Concierge Assistance | Automobile Assistance

• Exclusive Concierge Desk on your Card. Book your special requests on our YES Assist Concierge Services

  • Car Rental & Limousine Referral and Reservation Assistance

  • Hotel Referral and Reservation Assistance

  • Travel Referral and Reservation Assistance

  • Special Events and Performance Assistance

  • Restaurant Referral and Reservation Assistance

  • Movie tickets assistance in New Delhi, Bengaluru and Chennai

  • Flower & Gift Delivery

  • Emergency Towing Assistance

  • Roadside Repair Assistance

• Simply call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239

• Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

  • Interest Rate of 1.20% per month (14.40% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship

  • Interest Rate of 1.99% per month (23.88% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship

  • Preferential Foreign Currency Markup of 1.75% only

• 25% Discount on Movie Tickets booked on BookMyShow

  • Avail 25% discount on movie tickets when booked on BookMyShow Website or Mobile App^j

  • Please click here to know more

• Fuel Surcharge Waiver

  • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000^k

• Lifestyle Benefit : Please visit YES Privileges to know more

  • Avail great offers across travel, dining, shopping, wellness and more, in select cities

• Contactless Card Technology

  • Contactless transaction on the Card enabled with NFC Technology

  • YES FIRST Exclusive Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

• Secure Password for Online transactions

  • Secure your online transactions with MasterCard® SecureCode™

  • Click here to create your 3D Secure Password

• Password for IVR transactions

  • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

  • Please click here to know more

Annual membership fees

1. First Year Membership Fee of Rs 10,000 + Applicable Taxes
2. Renewal Membership Fee of Rs 10,000 + Applicable Taxes

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

• Key Attractions:
  • Zero documentation
  • No Processing fees
  • Repayment options from 3 months to 24 months
  • Convert Transaction starting from as low as INR 2,500
  • Interest Rates ranging from 12% p.a to 15% p.a

• List of Partners:
  • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
  • Please click here view list of stores and click here to view list of online partners
  • For detailed Terms and Conditions please click here

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels
 

a) For YES BANK Account Holders:

• Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
• Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
• ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

• NEFT: You can make payment for your Credit Card through NEFT fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code:YESB0CMSNOC to make payment through NEFT.
• Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
• Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
• Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.