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YES Family

Thank you for your interest in YES BANK’s YesFamily. Our representative will get in touch with you shortly

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We understand family is the most important part of your life. You care for their health, take pride in securing their future, save for their wellbeing and most importantly enjoy the moments you spend together.

We are proud to present our unique program for families like yours. This program is designed keeping in mind the needs of each family member by offering carefully selected benefits across things they care about.


YES First-Yes Family           YES Premia-YES Family            Eligibility Criteria




  • Avail a host of benefits & exclusive cashback to earn up to INR 3,000 p.a. with the Explore Debit Card1  

  • Relish a meal together with a special voucher worth INR 1,0002 across Swiggy, Zomato & Domino’s Pizza

  • Earn & transfer YES Rewardz points within your family & redeem them for top brands across all categories

  • Enjoy your banking experience with our digital platforms & dedicated Relationship Manager for the entire family

  • Avail an array of offers & benefits with the YES BANK Credit Card3



1. This is subject to customer maintaining YES Prosperity Family program eligibility criteria in the month of transaction. Other T&C apply

2. One voucher per family relationship will be sent to primary customer subject to following conditions being met by the end of first calendar month of account opening - (i) YES Family eligibility criteria to be met (ii) Debit transaction of INR 1,000 through NetBanking/ Mobile Banking in all accounts in the relationship.

3. Terms & conditions apply




  • No non-maintenance charge for the family relationship1

  • Demat account with 50% lifetime waiver1 on Annual Maintenance Charges

  • Free brokerage on trades of up to INR 7.5 lakhs2 with YES SECURITIES account

  • 50% lifetime waiver on locker rentals1

  • Waiver of transaction charges on NEFT, RTGS, IMPS, UPI & unlimited free domestic ATM transactions

  • Range of Fixed & Recurring deposits with best-in-class interest rates & higher rates for senior citizens1



1. Terms & conditions apply.

2. Valid for 60 days from date of YES SECURITIES account opening. During the validity period of the free brokerage offer, contract note of Delivery, Intraday, Equity Futures trades will be charged at a rate of 1 paisa per share and equity option trades at 1 paisa per lot, Currency Futures & Currency Options trades will be charged at a rate of INR 1 per lot




Smart health benefits worth INR 11,300 for four members in the family for six months from vHealth by Aetna

  • Unlimited tele-consultation by Swiss certified doctors

  • One FREE Health check-up covering 61 vital tests

  • One FREE Diet Fit voucher worth INR 3,500 including 4 consultations with a dedicated dietician

  • One FREE Net meds Pharmacy voucher worth INR 500

  • Discount Card to save on your family’s day-to-day medical expenses like medicines, diagnostics and other treatments



1. The membership is applicable for new YES Prosperity Family resident primary customer ID only. This is not applicable for existing customers.

2. The vHealth membership is valid for 6 months from the date of activation of vHealth membership

3. YES BANK & vHealth reserve the right to terminate, modify, extend the timelines, offers and features, at any time at its absolute discretion




  • Home loan with attractive rates to help suit your financial needs for the purchase of a property

  • Superior rates across other loan offerings including personal loan, auto loan, gold loan and many more1

  • A wide range of goal-based investment solutions to grow your wealth

  • Complete suite of insurance solutions to help protect you & your family’s health & future.



1. Loans at sole discretion of YES BANK. The bank may engage the services of agents under contract / service agreement in sales and marketing of its financial product. Terms & conditions apply




  • Explore Debit Card with an annual fee of INR 299 only

  • Exclusive cashback of up to INR 3,000 p.a. with the Explore Debit Card –

    • 10% Cashback of up to INR 150 monthly on Groceries1

    • 10% Cashback of up to maximum value of INR 100 monthly on ordering food from Swiggy/Zomato2

  • 50% discount of up to INR 300 on movie tickets3 & up to INR 200 on food combo4 on booking through BookMyShow

  • Reward points on domestic spends & 4x reward points on international spends5

  • Insurance Benefits6

    • Lost card liability protection of up to INR 2 Lakhs

    • Purchase Protection Insurance of up to INR 25,000

    • Personal Accident Insurance of up to INR 5 Lakhs

    • Air Accident Insurance of up to INR 25 Lakhs



1. On a minimum spend of INR 2,000 for each order. This is subject to customer maintaining YES Prosperity Family program eligibility criteria in the month of transaction. T&C apply

2. On a minimum spend of INR 500 once a month on the first transaction on Zomato/ Swiggy. This is subject to customer maintaining YES Prosperity Family program eligibility criteria in the month of transaction. T&C apply

3. On minimum booking of two tickets once a month

4. On food combos booked along with movie ticket (Thursday, Friday, Saturday & Sunday) once in a month

5. Considering spend of INR 100,000

6. Terms & conditions apply. At least one purchase transaction of minimum value INR 1000 is required at any merchant outlet/e-commerce website/mobile application in last 30 days prior to date of demise of cardholder to avail complimentary Personal/Air Accident Insurance coverage on your Debit Card

To find the detailed terms and conditions for Exlpore Debit Card click here.




  • Earn up to 16,000 YES Rewardz points in the first 90 days as a family

  • Transfer YES Rewardz points among family members




  • Open a minimum 2 Family accounts together

  • Maintain below requirements at a family level:

    • Average monthly balance (AMB) of INR 50,000

    • Fixed Deposit of INR 5 Lakhs and above

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