YES First Preferred Credit Card
for NRI
Experience the world of exclusive privileges and Rewards with the YES FIRST Preferred Credit Card. Pamper yourself with rich benefits, features and a world of choice for redeeming your Reward Points.
Eligibility for YES FIRST Preferred Credit Card
1: Age Criteria: Minimum 21 years to maximum 60 years
2: Existing NRE/NRO account holder with YES BANK
3: Minimum Fixed Deposit amount of INR 8,00,000 with YES BANK
Visit your nearest YES BANK Branch to apply. Click here to Locate the nearest branch
To track the status of your Credit Card application, please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.
Welcome privilege of 10,000 Reward Points on first transcationa
Priority Pass membership with 4 complimentary access
Enjoy 25% discount on movie bookings at BookMyShow
* Please note that certain features, fees and charges shall be revised w.e.f. 1st July, 2020. For more details, please click here.
Welcome and Renewal Reward Points
Get 10,000 Reward Points on your first transaction done within first 90 days of card set up datea
Enjoy Renewal Benefit of 7,500 Reward Points on each renewalb
Annual Bonus Rewards
Earn 20,000 Bonus Reward Points on achieving spends of INR 7.5 Lakhs or more in each anniversary yearc
Preferred Reward Points Program
16 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Diningd
8 Reward Points per INR 200 spent on all other categoriese
1000 Reward Points on each YES PayNow registrationf
Please click here to know more
Preferred Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points
Dedicated website for Flight / Hotel / Movie ticket booking on Reward Points redemption
Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
Redemption available for Flights / Hotels and Movies only (Catalogue redemption not available)
To Redeem your Reward Points, please call on +91 40 6653 4510 or write a mail to support@yesrewardz.com or contact your relationship manager
MasterCard World Golf Programme
Enjoy waiver of 4 Green Fee at select golf courses in Indiag
Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
For bookings, please contact MasterCard Golf Concierge on 1800 102 6263
Please click here to know more
Priority Pass Membership and MasterCard Lounge Program
Complimentary Priority Pass Membership and 4 Complimentary Visits outside India in a calendar year for Primary Cardmember onlyh
Lounge visits at airports in India, beyond complimenatry visits (outside India) and all guest visits for Primary Cardmember will be charged at US $27+GST per person per visit
Enjoy Domestic Lounge access (limited to 3 visits per quarter) for Primary Cardmembers across 25+ Lounges in India
Please click here to know more
Insurance Coverage
Life Insurance Cover of INR 1 Cr for death due to Flight Accidentsi
Medical Insurance cover of INR 25 Lakhs for emergency hospitalization when travelling overseasi
Credit Shield cover in case of accidental death of Primary Cardmember
Please click here to know more
YES ASSIST - Dedicated Concierge Services
Car Rental & Limousine Referral and Reservation Assistance
Hotel Referral and Reservation Assistance
Travel Referral and Reservation Assistance
Special Events and Performance Assistance
Restaurant Referral and Reservation Assistance
Movie tickets assistance in New Delhi, Bengaluru and Chennai
Flower & Gift Delivery
Emergency Towing Assistance
Roadside Repair Assistance
Simply call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239
Interest Rate on Revolving Credit
Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount
Interest Rate of 3.0% per month (36% annually) on Revolving Credit, Cash Advances and Overdue Amount for Credit Cards Issued against Fixed Deposit
Preferential Foreign Currency Markup
Preferential Foreign Currency Markup of 1.75% only
25% Discount on Movie Tickets booked on BookMyShow
Avail 25% discount on movie tickets when booked on BookMyShow Website or Mobile Appj
Please click here to know more
Fuel Surcharge Waiver
1% Fuel surcharge waiverk at all fuel stations across India for transaction between INR 400 to INR 5,000
Lifestyle Benefit : Please visit YES Privileges to know more
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Contactless Card Technology
Contactless transaction on the Card enabled with NFC Technology
YES FIRST Preferred Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards
Secure Password for Online transactions
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number
Please click here to know more
Enjoy below services on your Credit Card
a. Valid on retail purchases and on card with annual membership fee only
b. Valid on retail purchases and on renewal membership fee realization only
c. Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date
d. Valid on all retail transactions done on Merchant Category Codes (MCC) as defined by MasterCard under Travel and Tour Operators (MCC: 4722), Dining (MCC: 5812, 5813, 5814) and Domestic Airlines(MCC 4511, 3020, 3056) categories. Not valid on EMI on Call & Instant EMI transactions
e. Valid on retail purchases only. Not applicable on fuel transactions, Cash Advance, Fee and Charges, Priority Pass charges and EMI on Call & Instant EMI transactions
f. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points
g. Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers.
h. Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit https://www.prioritypass.com to know more
i. Applicable only if the flight ticket was booked on YES BANK Credit Card. Feature applicable only for Primary Cardmember
j. Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower
k. Total waiver in statement cycle is capped at INR 500. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.
l. In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Annual membership fees
First Year Membership Fee of Rs 2,499 + Applicable Taxes
Renewal Membership Fee* of Rs 2,499 + Applicable Taxes
*spend INR 4 Lakhs in an year and get waiver on renewal membership fee for subsequent year.
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here
Instant EMI
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
Your account has been set up with Auto-Debit option from your YES BANK NRE/NRO account. Additional payments can be made from YES BANK NRE/NRO account only. Please click here to visit NetBanking
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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