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YES First Preferred Credit Card
for NRI

Experience the world of exclusive privileges and Rewards with the YES FIRST Preferred Credit Card. Pamper yourself with rich benefits, features and a world of choice for redeeming your Reward Points.

Eligibility for YES FIRST Preferred Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Existing NRE/NRO account holder with YES BANK

3: Minimum Fixed Deposit amount of INR 8,00,000 with YES BANK

To track the status of your Credit Card application, please call our 24*7 YES TOUCH Customer Care Number +91 22 49350000 quoting the 13 digit unique application reference number sent to your mobile number.


For Credit Card E Welcome Kit, click here

key attractions


Welcome privilege of 15000 Reward Points on first transactiona


Priority Pass membership with 4 complimentary access


Enjoy 25% discount on movie bookings at BookMyShow


  • Welcome Renewal Reward Points

    • Get 15,000 Reward Points on your first transaction done within 90 days of card set up datea

    • Enjoy Renewal Benefit of 10,000 Reward Points on each renewalb

  • Annual Reward Points

    • Get Bonus 20,000 Reward Points on achieving annual spends of INR 7.5 Lakhs or more in each anniversary year*

    *Anniversary year is defined as 12 months from the date of card set up or date of renewal

  • Preferred Reward Points Accrual:

    • 8 Reward Points on every INR 100 retail spendsc

    • 1000 Reward Points on each YES PayNow registrationd.Please Click here to know more

  • Preferred Reward Points Redemption: Please visit YesRewardz to know more

    • Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

    • Redemption available for Flights, Hotels and Movies only (Catalogue redemption not available)

    • To Redeem your Reward Points, please call on +91 40 6653 4510 or write a mail to or contact your relationship manager

  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

    • Interest Rate of 1.99% per month (23.88% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship

    • Interest Rate of 2.75% per month (33.00% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship

    • Preferential Foreign Currency Markup of 1.75% only

  • 25% discount on Movie Tickets booked on BookMyShow

    • Avail 25% discount on movie tickets when booked on or BookMyShow App. Total discount is capped at Rs 250 per calendar month

    Please Click here to know more

  • Priority Pass Membership and Lounge Access:

    • Priority Pass Membership for the Primary Cardmember

    • 4 Complimentary Access of lounges on Priority Pass membership for the primary Cardmember in a calendar year

    • Lounge access fee of US$ 27 is applicable for lounge access beyond complimentary access and for all guest access

    Please visit to know list of lounges and to know more about the program

  • MasterCard Lounge Program#

    • Enjoy 3 complimentary access per quarter to select airport lounges across Indian Airports for Primary Cardmember

    #The list of lounges may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers. Please click here to know more

  • MasterCard World Golf Program

    • Enjoy Waiver of Green Fee at select golf courses** in India

    • Enjoy complimentary Golf lessons at select golf courses

    • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

    **The list of golf courses may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers. Please click here to know more

  • YES ASSIST - Dedicated Concierge Services(Available only in India)

    Simply call us at 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239

    • Car Rental & Limousine Referral and Reservation Assistance

    • Hotel Referral and Reservation Assistance

    • Travel Referral and Reservation Assistance

    • Special Events and Performance Assistance

    • Restaurant Referral and Reservation Assistance

    • Movie tickets assistance in New Delhi,Bengaluru and Chennai

    • Flower & Gift Delivery

    • Emergency Towing Assistance

    • Roadside Repair Assistance

    • Concierge Assistance

    • Automobile Assistance

  • Fuel Surcharge Waiver

    • Fuel surcharge is waivede at all fuel stations across India for transactions between INR 400/- to INR 5,000/-

  • Contactless Card Technology

    • YES FIRST Preferred Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to +91 9212738927 from your registered mobile number.

    • For more details please click here

  • Enjoy below services on your Credit Card

  1. Applicable for retail transaction only. This feature is applicable on card with annual membership fee

  2. This feature is applicable on renewal membership fee realisation

  3. Only applicable for retail transaction. Not applicable for Fuel Transactions

  4. Applicable only on Standing Instruction based registration for bill payment, not applicable for register and pay or adhoc payment

  5. Total fuel surcharge reversal (cumulative) is capped at INR 500 in a statement cycle

Click here for value chart

Click here to view detailed Terms & Conditions


1) Please note- The physical PIN for the card will not be sent along with the Credit Card welcome kit. You can generate a PIN of your choice by logging into YES BANK NetBanking. Click here to get started.

2) The Credit Card will be delivered in inactive state. Please get in touch with your Relationship Manager to activate the Card or reach out to Customer Care through the YES TOUCH number mentioned at the back of your card


Visit your nearest YES BANK Branch to apply. Click here to Locate the nearest branch


Annual membership fees

  1. First Year Membership Fee of Rs 2,500 + Applicable Taxes
  2. Renewal Membership Fee of Rs 2,500 + Applicable Taxes


Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

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Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

Your account has been set up with Auto-Debit option from your YES BANK NRE/NRO account. Additional payments can be made from YES BANK NRE/NRO account only. Please click here to visit NetBanking


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Download Forms

Documents Required

  • Fair Practice Code for Credit Card Operations
  • Add On Credit Card T&C
  • Credit Card-Card Member Agreement
  • YES FIRST MITC Credit Cards - Telugu
  • YES FIRST MITC Credit Cards - Tamil
  • YES FIRST MITC Credit Cards - Punjabi
  • YES FIRST MITC Credit Cards - Marathi
  • YES FIRST MITC Credit Cards - Kannada
  • YES FIRST MITC Credit Cards - Hindi
  • YES FIRST MITC Credit Cards - Gujrathi
  • YES FIRST MITC Credit Cards - English
  • YES FIRST MITC Credit Cards - Bengali
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