Home Loan

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We, at YES BANK, understand that as a Global Indian, your investment needs are different. As India's new age private sector Bank, it is our endeavor to help you make the most of what India has to offer. And that is why YES BANK offers innovative account features and services, custom-made solutions and a host of advantages to fulfill your every banking need, through our exclusive and premium Global Indian Banking program for Non Resident Indians.

features and benefits

high loan amount

Higher loan amount with attractive rates

balance transfer facility

Balance Transfer facility with top-up available

easy emi

Loaner tenure loans to ensure smaller affordable EMI

other benefits

View our hosts of other benefits

View our hosts of other benefits:

Doorstep service
Faster Processing
Nil (Full or Partial) Prepayment charges for floating rate Home Loans

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Documents Required

Proof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:

Salaried: 2 Latest salary slips and IT Returns / Form 16 for last 2 years

Self Employed Professionals: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

Self Employed Businessmen / Retail SME Enterprises Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents

*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

Other accounts & programmes

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yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more