Overdraft facility against your NRE/ NRO Fixed Deposit is available with us and what’s more, you can now avail this facility from the comfort of your home.
Applicable interest will be 1% for Non-Resident Individual customers over and above the fixed deposit rate
No processing charges and No additional documentation required
No EMIs applicable
Easy repayment in lump sum
Ideal for meeting any urgent needs without liquidating the Fixed Deposit
For FAQs click here.
Non-Resident Individual customers with SINGLE holding NRO savings account
A minimum fixed deposit amount of INR 10,000 and maximum of less than INR 2 crore (aggregate amount at Cust ID) for a minimum tenure of 30 days for NRO deposits and 12 months for NRE deposits
Fixed deposit should not have any lien marked
Fixed deposit residual tenure should be at least seven days
Click the YES ROBOT icon on bottom right to start.
Step 1: Click on 'Exclusive Offers' and login
Step 2: Select eligible FD
Step 3: Choose required amount & Submit
Overdraft will be sanctioned in 1 working days
Click on book now will lead to the YES ROBOT application
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