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Overdraft facility against your NRE/ NRO Fixed Deposit is available with us and what’s more, you can now avail this facility from the comfort of your home.

Benefits:

  • Applicable interest will be 1% for Non-Resident Individual customers over and above the fixed deposit rate

  • No processing charges and No additional documentation required

  • No EMIs applicable

  • Easy repayment in lump sum

  • Ideal for meeting any urgent needs without liquidating the Fixed Deposit

For FAQs click here.

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Eligibility

  • Non-Resident Individual customers with SINGLE holding NRO savings account

  • A minimum fixed deposit amount of INR 10,000 and maximum of less than INR 2 crore (aggregate amount at Cust ID) for a minimum tenure of 30 days for NRO deposits and 12 months for NRE deposits

  • Fixed deposit should not have any lien marked

  • Fixed deposit residual tenure should be at least seven days

Book through YES ROBOT

Click the YES ROBOT icon on bottom right to start.

Step 1: Click on 'Exclusive Offers' and login

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book Now
Click on book now will lead to the YES ROBOT application

Book through YES Mobile

Step 1: Login and click on ‘Loan against FD’

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book Now

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