Loan Against FD Fixed Deposit Overdraft against Fixed Deposit Online |YES BANK

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Overdraft facility against your NRE/ NRO Fixed Deposit is available with us and what’s more, you can now avail this facility from the comfort of your home.

Benefits:

Applicable interest will be 1% for Non-Resident Individual customers over and above the fixed deposit rate
No processing charges and No additional documentation required
No EMIs applicable
Easy repayment in lump sum
Ideal for meeting any urgent needs without liquidating the Fixed Deposit

For FAQs click here.

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Eligibility

Non-Resident Individual customers with SINGLE holding NRO savings account
A minimum fixed deposit amount of INR 10,000 and maximum of less than INR 2 crore (aggregate amount at Cust ID) for a minimum tenure of 30 days for NRO deposits and 12 months for NRE deposits
Fixed deposit should not have any lien marked
Fixed deposit residual tenure should be at least seven days

Book through YES ROBOT

Click the YES ROBOT icon on bottom right to start.

Step 1: Click on 'Exclusive Offers' and login

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book Now
Click on book now will lead to the YES ROBOT application

Book through YES Mobile

Step 1: Login and click on ‘Loan against FD’

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days