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• Earn up to 6.50% p.a.*

• DTAA benefit available for NRIs residing in select countries.

*For latest deposit interest rates please click here

Please contact your RM/ Branch for Interest Rates for NRO FD values equal to or above INR 2 Cr.

• Open an NRO Fixed Deposit with as little as INR 10,000. FD tenure ranges from 7 days to 10 years

• Automatic Renewal of your deposits

• Monthly/Quarterly interest payout option available

• Nomination Facility available

• Avail overdraft facility up to 90% of your deposit value

Flexibility of Book NRO FD through digital channels – YES ONLINE, YES Mobile and YES ROBOT.

Interest earned on NRO Fixed Deposit is subject to tax deduction at sources at:

• 31.2% (tax rate @ 30%+surcharge 0% + cess 4%) for interest* amount less than or equal to 50 lakhs

• 34.32% (tax rate @ 30%+surcharge 10% + cess 4%) for interest* amount greater than 50 lakhs but less than or equal to 1 crore

• 35.88% (tax rate @ 30%+surcharge 15% + cess 4%) for interest* amount greater than 1 crore but less than or equal to 2 crores

• 39% (tax rate @ 30% + surcharge 25% + cess 4%) for interest* amount greater than 2 crores but less than or equal to 5 crores

• 42.74% (tax rate @ 30% + surcharge 37% + cess 4%) for interest amount greater than 5 crores.

*Total interest earned on NRO deposits and accounts

• Our anywhere-banking facility allows you to bank at any of our branches during your visit to India

• Easy account funding through our alliances with correspondent banks worldwide

• Our Net Banking and Mobile Banking facility offers you 24-hour access to your account while ensuring highest level of security

• Enjoy a host of Banking Services through Yes ROBOT, your 24*7 Personal Banking Chat Assistant