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FCNR Fixed Deposits


YES BANK's FCNR Deposit allows you to earn attractive returns on your foreign currency earnings.

Eligibility: NRIs and PIOs

  • NRI’s – Non-Resident Indians: An NRI is an Indian citizen who resides outside the country:
    • For employment or business; or

    • People staying outside India for an uncertain period; or

    • Is an official deputed by Government / Public Sector in abroad

  • PIOs – Persons of Indian Origin:

    • Held an Indian Passport at any point of time

    • Either of his/her parents or grandparents was a citizen of India

    • A spouse of a PIO / Indian citizen

key attractions

Multiple Currencies

FCNR Deposits can be opened in 8 currencies - USD, GBP, EUR, JPY, AUD, CAD, SGD & HKD


FCNR Deposits are non-taxable in India

features & benefits

Earn More

Earn attractive returns on FCNR Deposits

  • FCNR Deposits offers high returns in foreign currency. For latest FCNR rates Click here






Note: Interest rates for FCNR deposits are subject to change on the 1st of every month and as per the guidelines issued by the Reserve Bank of India from time to time.

More Convenience

Tenures ranging from 1 year to 5 years

  • Tenures ranging from 1 year to 5 years

  • Open a deposit for an amount as small as 1000* units of foreign currency

  • Funds held in FCNR deposit and interest earned on the funds are fully repatriable**

  • Automatic renewal of deposit on maturity

  • Nomination facility available

  • Avail overdraft facility against your FCNR Deposit

*For JPY minimum about is 1,00,000

**The deposit would be booked with the net amount received after deducting appropriate charges / fees as applicable at the time of remittance / clearance of the cheque

Other Benefits

View our host of other benefits

  • Our inter-city banking facility allows you to bank at any of our branches during your visit to India

  • Easy account funding through our alliances with correspondent banks worldwide

  • Our Net Banking and Mobile Banking facility offers you 24-hour access to your account while ensuring highest level of security

  • Enjoy a host of Banking Services through Yes ROBOT, your 24*7 Personal Banking Chat Assistant


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Documents Required

  • Promotional Offer for GIB 2019-20
  • Interest Rates
  • GIB Schedule of Charges
  • Documents Required for Account Opening


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