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The YES BANK seafarer savings account offers you superior services and exclusive privileges, giving you complete control to captain your finances while at sea.

Eligibility:

Seafarers/Mariners of Indian Nationality/Origin

Key Attractions

High Returns

Earn attractive interest rates* on your YES BANK Savings Account

Zero Balance Account

No minimum balance required to open Seafarer Savings Account

features & benefits

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Earn attractive interest rates* on your YES BANK Savings Account

  • Earn attractive interest rates* on your YES BANK Savings Account

  • Quarterly payout of Savings interest

*Conditions apply. Savings Account interest rates are subject to change at the sole discretion of YES BANK. For latest savings interest rate please click here

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Free RTGS/NEFT payment facility through Net Banking

  • Free RTGS/NEFT/ IMPS payment facility through Net Banking and Mobile Banking

  • Free Demand Draft issuance up to defined limits through Branch, Net Banking & Mobile Banking

  • Free utility bill payment facility through Net Banking and Mobile Banking for registered billers

  • Free money transfers through various online and offline modes

  • Free setup of Standing Instruction facility

More Convenience

No requirement of minimum balance in NRE Seafarer account

  • No requirement of minimum balance in NRE Seafarer account

  • Rupee denominated Savings Account

  • Preferential foreign exchange rates for money transfers

  • Grouping of NRE/NRO Accounts allows you the flexibility of maintaining combined balances in either of your accounts

  • Free & unlimited transactions at YES Bank ATMs

  • True Anywhere Banking facility allows access to any YES BANK branch across India

  • One View of your Savings Account, Fixed Deposits, and Mutual Funds with YES BANK Net Banking and Mobile Banking

  • Enjoy a host of Banking Services through Yes ROBOT, your 24*7 Personal Banking Chat Assistant.

*Grouping facility is solely for the purpose of calculation of Average Monthly Balance; all other product features remain the same as per the product variant

International Debit Card

International Debit card with worldwide access to over 1.5 million ATMs

  • International Debit Card* with worldwide access to over 1.5 million ATMs

  • Higher daily cash withdrawal and POS limits

  • Lost Card liability protection and Purchase Protection benefit

  • Personal Accident Insurance & Air Accident Death Insurance on your Debit Card

  • Exciting offers and discounts on domestic & online brands

*International Debit Card will be issued at no cost to a selected group of professionals based on the criteria defined by the bank. The continuation of this offer will be at the sole discretion of the bank and the bank reserves the right to withdraw these offers.

Taxation

Interest earned on NRE savings account is exempt from tax in India & Interest earned on NRO savings account is subject to tax deduction at sources at:

Interest earned on NRE savings account is exempt from tax in India & Interest earned on NRO savings account is subject to tax deduction at sources at:

  • 31.2% (tax rate @ 30%+surcharge 0% + cess 4%) for interest* amount less than or equal to 50 lakhs

  • 34.32% (tax rate @ 30%+surcharge 10% + cess 4%) for interest* amount greater than 50 lakhs but less than or equal to 1 crore

  • 35.88% (tax rate @ 30%+surcharge 15% + cess 4%) for interest* amount greater than 1 crore but less than or equal to 2 crores

  • 39% (tax rate @ 30% + surcharge 25% + cess 4%) for interest* amount greater than 2 crores but less than or equal to 5 crores

  • 42.74% (tax rate @ 30% + Surcharge 37% + Cess 4%) for interest amount greater than 5 crores.

*Total interest earned on NRO deposits and accounts

YES Rewardz

Earn reward points with our best-in-class loyalty Rewardz platform at every step of your banking journey.

Click Here for more details.

Fees & Charges

Click Here for detailed Schedule of Charges. These include charges for non- maintenance of AMB, Basic Banking Services, ATM Transactions etc.

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  • Promotional Offer for GIB 2019-20
  • Interest Rates
  • GIB Schedule of Charges
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Savings Exclusive Account

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Recurring Deposit

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SEAFARER SAVINGS ACCOUNT

Seafarer Savings Account

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