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Money Matters

What is Digital Savings Account|Benefits & Features of Digital Savings Account|YES BANK

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In today’s world, time is of the utmost essence. Not everyone can afford time to visit a bank for general banking and daily transactions. And even though COVID-19 has plagued the world and people should stay at home for safety, life has not come to a halt. Businesses are functioning, and the need for banking is ever-present. In such a scenario, the need for reliable digital banking services becomes even more relevant. YES BANK understands the situation and aims to provide you utmost comfort and safety with its digital savings account. YES Digital Savings Account understands your everyday banking needs.

You can open YES BANK Digital Savings Account from the comfort of your home and at your convenience. There is no need to visit any YES BANK branch. YES BANK’s Digital Savings Account is fast, easy, secure and absolutely paperless. The highlight is the attractive rate of interest, along with amazing onboarding offers. YES BANK also offers a virtual debit card, to manage your daily expenses.

Key features and benefits of YES Digital Savings Account

  • Instant account opening:
    Open Savings Account Online with YES Digital Savings Account as it is easy, fast, secure and paperless. Fill up online application form, verify your Aadhar card, PAN card, email ID and mobile number. Complete the KYC via a video call with bank official. On successful approval, you can begin using your digital savings account instantly. You can add beneficiaries, set up standing instructions, create your UPI ID, register for bill payment and do much more.

  • The convenience of online banking:
    The convenience of online banking at any time and from anywhere is what sets YES Digital Savings Account apart. You can safely access the YES ONLINE and YES MOBILE banking facilities from the comfort of your home or office. YES BANK offers free banking across all branches. You can also get free e-statements. To top it all, you have a 24x7 personal banking assistant - YES Robot, to help you pay bills, create fixed deposits, check balancesand assist in other banking errands.

  • Value for money:
    The YES Digital Savings Account offers you attractive interest rates on your account balance, allowing you to grow your wealth steadily. It also provides quarterly interest pay-outs.

  • Virtual debit card:
    On opening your YES Digital Savings Account, the bank provides you with a lifetime free Visa Platinum virtual debit card. It has a daily transaction limit of ₹50,000 for all your daily online shopping and bill payments.

  • Exciting onboarding offers:
    Upon account activation, the bank extends some exciting onboarding offers worth over ₹16,000 to you. You also get an enhanced insurance cover that is linked to your virtual debit card. It includes personal accident cover worth ₹2 lakh, lost card liability covers worth ₹50,000and purchase protection worth ₹25,000.

  • Free digital transactions:
    Another major benefit of signing up for YES Digital Savings Account is that you can make free of cost NEFT, RTGS and UPI transfers via net banking and mobile banking. The YES BANK mobile banking app is available for download on Google Play Store and App Store. You can set up your UPI details on it and even register for bill payments, add beneficiaries and set up standing instructions instantly. 


YES BANK understands the need of the hour and aims to offer you utmost assistance through its advanced YES ONLINE and YES MOBILE features. YES Digital Savings Account is the one-stop-shop for all your daily banking needs. It allows you to avail a secure, swift and hassle-free banking experience, from the comfort of your home.

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