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Money Matters

What are Premium Savings Accounts| Key Benefits of Premium Savings Accounts|YES BANK

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Premium savings accounts are specialised savings accounts that offer improved and enhanced banking features and customised services. These types of accounts are best suited for people that have an extreme paucity of time, need premium services or require relaxed and customised norms. Premium savings accounts provide an edge over the general savings accounts. These are structured as advanced solutions for customers to best match their needs. Premium savings accounts offer unmatched banking privileges and finest business solutions to ensure you always have an advantage over others.

Key Benefits of Premium Savings Accounts

There are multiple benefits of opting for a premium savings account:

  • Finest and tailored banking experience and service to suit your needs

  • Premium debit or credit card with multiple onboard offers and services

  • Enhanced transaction limits and free ATM withdrawals

  • Attractive interest rates

  • Multiple promotional offers

  • Higher insurance coverage

  • Tailor-made expert solutions and friendlyloan policies

  • Advanced digital benefits

  • Special banking privileges

  • Competitive banking solutions


However, it is important to be exhaustive in your research before opting for a premium savings account. The concerned bank must provide you with solutions, benefits and privileges that deliver a holistic and unparalleled premium banking experience.


Banking privileges offered under YES PREMIA

YES Premia is a specialised account that offers enhanced banking features and customised services. Delivering on its promise of providing you top-notch services, YES BANK’s YES Premia program offers the premium accounts for all your individual as well as business banking needs.

This program adopts a relationship-driven approach towards banking. It aims to provide you with a holistic experience, which effectively complements your lifestyle and expectations. YES Premia offers the finest banking products, services and expert solutions, fulfilling your expectations and financial needs.

Banking privileges offered under YES PREMIA

  • Total benefits worth ₹50,000 in the first year

  • Exclusive welcome aboard offers worth ₹14,000*

  • Dedicated relationship manager to cater to all your banking requirements

  • Complimentary YES PREMIA World Debit Card with state-of-the-art features

  • YES PREMIA Credit Card with a host of benefits

  • Family Banking benefits with complimentary family & business accounts

  • Free Demat Account – 100% AMC waived off for 1st year, 50% off from 2nd year onwards

  • Enhanced Domestic Daily ATM limit of ₹1 Lakh & Purchase limit of ₹3 Lakhs, International ATM & POS Limit of ₹1 Lakh

  • Higher Insurance coverage offering enhanced security

*powered by MasterCard


Banking solutions for your business:

  • Ability to bank anywhere

  • Best-in-class import and export remittance services

  • E-collect feature that offers efficient receivable management

  • Integrated banking experience via Smart Tally

  • GST payment facility


Furthermore, to ensure that you are always ahead of others, YES PREMIA also comes with the following features:


  • Wealth Management Expertise across mutual funds, bonds, debentures, insurance products, etc.

  • YES Securities services, which includes reduced brokerage rates, seamless fund transfers, intelligent goal planners, advanced trading platforms and tools, etc.

  • Comprehensive loan solutions for all business and individual needs at preferential pricing.


Advanced digital banking benefits under YES PREMIA

  • MF online, which is a state-of-the-art Mutual Fund investment platform

  • YES Mobile that provides a true and inclusive on-the-go banking experience

  • YES PAY, a mobile app allowing you to make seamless and wise payments

  • YES ROBOT, your 24x7 Personal Banking assistant

  • YES TRANSACT offering you an integrated and upgraded product suite with advanced services

  • PHONEBANKING integrated across channels offering accessibility anytime and anywhere


With best-in-class banking features, services, investments, and insurance – YES Premia aptly fits in with your aspirations and lifestyle.

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