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Types of Savings Accounts

Types of Savings Accounts

Saving money is important for everyone, no matter what their financial portfolio looks like. During tough times, it is quite common for one to rely on their savings, and an important part of building up your savings is to open a savings account.

With YES BANK’s wide range of account options, you are sure to find an account that suits your banking needs while providing the best-in-class services.

With YES BANK’s Customizable Saving Account, you can choose the services you want and need, while avoiding extra and hidden charges for services you won’t be using:

I. With Power to choose Debit Cards

A. Options across 3 cards , which comes with chip security, Tap&Pay services enabled and domestic as well as international limits

  1. Master Card Titanium ( INR 149 annual fee)

  2. MasterCard Titanium Plus (INR 399 annual fee) with BookMyShow Offer

  3. MasterCard Platinum (INR 599 annual fee) with BookMyShow Offer and 1 per quarter Airport Lounge Access

B. Card with lower annual fee and domestic transaction limits

  1. RuPay Domestic Debit Card (INR 99)

II. With Power to choose Account Benefits

You can choose 2 out of 4 benefits which will give enhanced freebies on transactions as suitable to your needs

  1. Branch Benefits: (Free RTGS/NEFT through Branch, enhanced free limits on Cash Deposits and Demand Drafts, No additional charges for transactions across all 1000+ YES BANK Branches)

  2. Digital Benefits: All transactions (RTGS/NEFT/IMPS) free through Online platforms (NetBanking and Mobile Banking)

  3. ATM Usage Benefits: All transactions through YES BANK as well as Other Bank ATMs is free if Monthly Balance of INR 10,000 is maintained in the account, else 5 per month free

  4. Family Advantage Benefit: 1 complimentary zero balance account for family member if family grouping is done

III. Minimum balance requirement for these accounts is INR 10,000, you can get rid of this requirement with Power to Choose Pricing Options

  1. By Booking and maintaining FD of INR 50,000 minimum OR

  2. By Booking and maintaining RD of INR 5,000 per month

  • Savings Value Account

Savings Value Account provides a host of banking benefits with a minimal balance requirement (available at select branches only).

For salaried customers, YES BANK offers the Smart Salary Platinum Account, which is a zero balance savings account, which also allows for tax-free income interest of up to INR 10,000.

Other salary accounts include the Smart Salary Exclusive Account, which offers the same services as the Platinum account, but with a Gold debit card.

The Smart Salary Advantage Account is similar and offers a Silver debit card for free and unlimited transactions across every YES BANK ATM.

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