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Money matters

Process of Application for Debit Card

YES BANK Debit Cards - Overview

  • YES BANK offers convenient and easy-to-use debit cards with your YES BANK account.

  • You can opt for any of the available debit cards to enjoy upgraded spending and withdrawal limits, along with other benefits and offers.


Process of Application

  • Customer may apply for Debit Card at the time of account opening/post account opening as well by submitting Debit card request form.

  • Post account opening/activation, customer can also request for new Debit card through retail net banking channel as well

  • At the time of account application of new account, customer can opt/request for Insta-kit/personalized Kit through branch.

  • In Insta-kit, along with the cheque books, account welcome letter, Schedule of Charges, Debit card in Inactive status will also be enclosed along with the PIN mailer.

  • Post activation of account by the bank, customer needs to activate I-kit Debit card using the PIN given in the PIN mailer at any ATM across India.

  • Customers who have requested for Personalized kit, will receive the kit and the selected Debit Card variant at the address registered with the bank.

  • PIN Mailer will not the be send in the personalized kit as a security measure. Customer needs to activate his debit card through GREEN Channel (with the option available in Retail Net Banking Login Page)

  • Customer need to use the PIN for all ATM and Purchase transaction at merchant outlets. For online E-commerce transactions customer will get OTP for transaction authorization.


  • YES BANK offers several variants of Debit Cards that come at different price points and offer different benefits.

  • Choose from our MasterCard, Visa, and RuPay domestic and international cards to find the one that meets your requirements.

  • Our relationship managers will assist you with choosing the debit card that is right for you.

  • Enjoy the ease of accessing cash at ATMs or making direct transfers to merchants for hassle-free financial transactions.


  • Once you receive your debit card, you can activate it at the nearest YES BANK ATM.

  • YES BANK has over 1800 ATMs at locations all over India, hence accessing a YES BANK ATM is quite convenient.

  • Once you have activated your account at a YES BANK ATM, you have the option of changing the PIN to your desired one.

  • Once you are done with this process, you are ready to bank anywhere, anytime as your Debit Card is fully activated and functional.

  • YES BANK Debit Cards reward you for your spends with our exclusive loyalty program—YES REWARDZ.

  • You will receive reward points on your spends at select merchants once you have activated your Rewardz account and registered.

  • You can redeem your accumulated points whenever you choose for a variety of products and services offered by our partner merchants.

Apply for a YES BANK Debit Card of your choice to experience the ease of use and convenience that will make banking pleasant and flexible for you.

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