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Money matters

Personal Loan Overview

PERSONAL LOAN - Overview

Personal loans offer the easiest and efficient way to raise necessary funds with minimum paperwork. We at YES BANK offer unsecured personal loans, without the need to deposit any security or a guarantor, to give you the financial help you require to meet sudden expenditures.

  • With loans ranging from INR 2 to INR 20 lakhs, a personal loan can be used for many purposes, including home renovations, wedding arrangements, holiday bookings, medical emergencies or paying off outstanding dues.

  • To ease the burden of repayment, we offer you a flexible tenure to pay your Equated Monthly Instalments (EMIs) over, according to your convenience.

  • You can choose a tenure from 12 months to 60 months to pay these EMIs at attractive interest rates.

  • The amount of the loan and the tenure of repayment determine your EMIs, with the fixed interest rate.

  • You can assess your EMI amount with the help of the EMI calculator facility provided on our website. The EMI calculator will help you plan and manage your resources in advance.

Availing personal loans from YES BANK is a simple and hassle-free process, requiring basic documentation. Availing a personal loan is made easier by filling an online application via the YES BANK website. Applying for a personal loan online saves you the trouble of physically visiting our bank branches.

To be eligible for our personal loans, you must be between 22 and 58 years of age. You must earn a minimum monthly income of INR 25,000, as a salaried employee or a self-employed individual.

We at YES BANK endeavour to serve all your banking needs in the most convenient manner possible. In furtherance of the same, we offer you our convenient doorstep services to ensure that you have no problem in availing the funds.

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