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Personal Loan In Chennai|Apply For Personal Loan Online Chennai|YES BANK

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Looking to apply for a personal loan but not sure what they are? Well, a personal loan is where you do not give any security as collateral. These loans come with higher interest as they are not backed by any collateral. YES BANK offers the best personal loan in Chennai.

You can apply for this personal loan online as well as at any YES BANK branch near you.

Features of a Personal Loan offered by YES BANK

YES BANK offers the customers personal loan for Rs. 1 Lakh to Rs. 40 Lakh at attractive interest rates for tenure ranging from 12-60 months. This long tenure period ensures you can choose when you wish to repay your loan amount and reduces pressure on your monthly budget. There are several features and benefits of personal loan offered by YES BANK, due to which they continue to be a top choice of customers:

  • No need for collateral: while availing the loan.

  • Flexibility in repayment options: YES BANK enables customers to choose the tenure of their loan. Customers can calculate the equated monthly instalment (EMI) they are required to pay across various loan tenure to determine a repayment schedule that would suit them the best. With personal loan EMI calculator facility, you can quickly determine the EMI you would be required to pay across various tenures and choose a repayment schedule that suits you the best.

  • 1-minute in-principle approval: Customers can check their eligibility for a YES BANK personal loan in 60 seconds or less by using the personal loan eligibility calculator here. They can also use YES BANK Power Bot for 1-minute in-principle loan approval.

  • Quick disbursal of loan funds: Once your YES BANK personal loan has been processed and sanctioned, your funds will be disbursed in a matter of hours, ensuring they are available at moment’s notice for any emergencies such as medical payments.

  • Lucrative interest rates: YES BANK offers one of the best interest rates available in the industry starting at merely 10.99%.

  • Easy to apply for a personal loan online: Customers can easily apply for a personal loan using YES BANK’s online service, which is quick, easy to understand and only requires basic documentation.

  • Speedy approval: After all the documentation has been completed, YES BANK will confirm its appraisal decision within five days of the date of receipt of application. This is given that the documentation has been completed correctly as per YES BANK policy norms.

  • Transfer existing Loan: Customers also have the option of transferring their high-cost personal Loan from other banks or institutions at lower interest rates. Additionally, they can also acquire additional Top-up funding to add on to the loan during the same tenure.

  • Doorstep banking: To add to your convenience in banking with YES BANK, we provide you with doorstep banking services. When applying for a personal loan with YES BANK, a bank representative will visit your home or office for completion of the application form as well as the documentation process for personal Loan.

  • Net Banking & Mobile Banking facilities: YES BANK provides you with Net Banking and Mobile Banking services to help you carry out your banking functions as smoothly and efficiently as possible.

  • Part pre-payment option: If customers have had a good financial month or just come across some extra funds, they have the option to choose to part pre-pay your YES Bank Personal Loan post 12 EMIs.

Hope this information helps you in understand everything there is to know about personal loan. Apply for a personal loan in Chennai online or visit a YES BANK branch news you. Get more information about personal loans here: www.yesbank.in.

 
 

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