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Money matters

Process Of Application For Personal Loan

Process Of Application For Personal Loan

A personal loan from YES BANK can give you the perfect financial boost to meet extra expenses or cover for unexpected situations. A personal loan is an optimal solution for reasons such as home renovation, weddings, vacations, or even education.

Irrespective of the reason, YES BANK offers its customers a comprehensive personal loan and an easy online loans application process. The personal loan amount offered is between INR 2 to 20 lakhs. We also do not ask customers to provide any guarantor or collateral security.

However, before applying for a personal loan, you must consider the following –

In order to be eligible for a personal loan from YES BANK, you must be between 22 and 58 years of age, while earning a regular income of at least INR 25,000 per month. Our personal loan is available to both salaried and self-employed individuals. Read through the eligibility for personal loan document before applying.

YES BANK offers flexible repayment options in the form of easy EMIs. Our personal loan tenures range from 1 to 5 years, based on which you can calculate your monthly payments with our EMI calculator. Foreclosure of the personal loan is permitted only after 12 months, while part payment of the loan is not available.

The application process for a personal loan from YES BANK is simple and straightforward. You can apply for online loans from the comfort of your home or office via the YES BANK website. You may also visit the nearest YES BANK branch to submit the personal loan application in person. Our doorstep service, however, saves you the hassle of visiting the bank; our bank representative will help you complete the documentation process at your home or office.

So, get in touch with us via phone banking or online to get access to immediate funds!

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