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Personal Loan For Medical Emergency|Apply for Medical Loan Online|YES BANK

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Personal loan is very useful and are often called multipurpose loans. A person can use personal loan for marriage or any other purpose like medical emergency, travel, to buy a new gadget, etc. A Personal loan is unsecured loans, which means that one does not have to give any guarantee or security to get it. This is one reason why a personal loan has a high rate of interest compared to other guaranteed loan options. Most of us are hesitant about using personal loans. We might need it, but only because of the higher rate of interest for personal loan we tend to take a step back and look for other alternatives. You can get current and lowest personal loan interest rates ranging from 10% to 24%, p.a. in India. Compare personal loan interest rate in India among banks and submit instant personal loan online.

Personal Loans are of great help in a medical emergency because you can get funds instantly. In times of emergency, getting funds should be a hassle-free experience and that’s how YES BANK has designed their personal loan for medical emergency- a loan that is easy, fast and convenient. With them, you can rest easy knowing your medical expenses are covered completely.

What are the benefits of a Personal Loan in medical emergencies?

  • Apply for Personal Loans with ease

Personal loans are not guaranteed, meaning that they do not need any guarantee to submit the same application. But sometimes the banks or financial institutions may request approval before they can proceed with the loan application.

  • Get funds instantly

With Internet Banking facilities, one can easily apply for a personal loan. You can expect a decision from the lender within a few hours, and the amount of loan you want will go directly into your bank account. Some NBFCs never require visits from applicants to approve their loans because their process is entirely digital. In most of the online portals there are personal loan EMI calculator which can show you the actual breakdown on your sum in no time.

  • Minimum documentation

The entire documentation process in the banking sector has been simplified to a large extent. Now, to apply for a personal loan, one does not need to carry a bundle of documents with the doubt that the lender can ask for anything. Banks and NBFC clearly state on their website the necessary documents that are required to apply for a personal loan.

Features and benefits of a Personal Loan offered by YES BANK

  • No need for collateral: while availing the loan.

  • Flexibility in repayment options: YES BANK authorize the customers to choose the tenure of their loan. Customers can calculate the equated monthly installment (EMI) they are required to pay across various loan tenure to determine a repayment schedule that would suit them the best.

  • 1-minute in-principle approval: Customers can check their eligibility for a YES BANK personal loan in 60 seconds or less by using the personal loan eligibility calculator/ personal loan eligibility checker.

  • Quick disbursal of loan funds: Once your YES BANK personal loan has been processed and sanctioned, your funds will be soon disbursed, ensuring they are available for any emergencies such as medical payments.

  • Profiting interest rates: YES BANK offers one of the best interest rates available in the industry, starting at 10.75%.

  • Easy to apply for personal loans: Using YES BANK’s online service, customers can easily apply for a personal loan, which is quick, easy to understand and requires basic documentation.

  • Fast personal loan approval: Once all the documentation has been completed, the customer gets the appraisal decision within five days of the date of receipt of application.

  • Doorstep banking: YES BANK provides you with doorstep banking services. When applying for a personal loan with YES BANK: A bank representative will visit your home or office for the documentation process for personal Loan.

  • Net & Mobile Banking facilities: YES BANK provides you with Net and Mobile Banking services to help you carry out your banking functions as smoothly as possible.

  • Part pre-payment option: If customers have had a good financial month or just come across some extra funds, they have the option to choose to part pre-pay your YES Bank Personal Loan post 12 EMIs.

YES BANK offers best personal loans backed by expert advice which in return takes care of your banking and savings requirements. For more information on their personal loans,

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