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Money matters

Special Offers on Loan Against Securities

Special Offers on Loan Against Securities

Loans Against Securities are a special type of loan where the bank lends a borrower money after the borrower pledges some form of securities in the form of mutual funds, DEMAT account shares or a life insurance policy as collateral to the bank.

With a Loan Against Securities from YES BANK, you receive an overdraft facility with a pre-established credit limit to help you match any financial contingencies with immediately available liquid funds.

The advantages of opting for a suitable and convenient Loan Against Securities from YES BANK are as follows:

  • Low-Interest Rates – Since it is a secured loan against your securities, YES BANK offers you attractive rates of interest that make this loan appealing and enticing as compared to unsecured loans (eg., personal loans, credit card loans).

  • Flexibility– You can use the money thus borrowed for a variety of uses. The pay as you use model allows you to pick how much of the loan you want to use and pay for it.

  • Hassle-Free Application Process– You can apply for a Loan Against Securities via our website or visiting your nearest YES BANK branch.

  • Instant Liquidity– Get access to cash in hands without disposing of or selling your shares and investments.

  • No Pre-Payment Charges and Short Tenures- Most banks limit the tenure of a loan against securities to one year, which can be extended or reduced as needed thereafter. In addition, if you wish to pay off the loan sooner than the stipulated time, you will not be charged a prepayment amount.

  • Benefits on Your Investments – Since you are still the owner of the shares you will continue to reap the benefits of your investments, such as dividends and bonuses.

Apart from the benefits that come with Loans Against Securities, YES BANK also offers you:

  • Exclusive offers and privileges for LAS customer

  • Use of the EMV Business Gold Debit Card

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