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Money matters

Interest Rates on Loan Against Securities

Interest Rates on Loan Against Securities

Don’t let unforeseen circumstances allow you to sacrifice the future to manage present needs. Instead, use your financial assets at YES BANK to avail of a quick and efficient Loan Against Securities to take care of any and all pressing needs — without liquidating any of your investments.

Features

Your assets are necessary to secure your future, and we at YES BANK understand that. That is why we give you the chance to continue enjoying the returns on your investments while also enjoying the option of using them to gain quick liquidity whenever you need it.

  • YES BANK’s Loan Against Securities provides a unique overdraft facility that makes taking a loan easy and economical.

  • To take a loan against securities such as mutual funds, life insurances, investments, and shares, you will need to open a current overdraft account with YES BANK where a credit limit will be established.

  • After pledging your investments, you can make use of your current account to withdraw the money you need to use.

  • The overdraft facility ensures that interest is charged only on the principal amount withdrawn.

  • YES BANK does not require a personal guarantor on Loans Against Security, and we also take no foreclosure charges.

  • All these factors, combined with our attractive rates of interest, make YES BANK the right choice.

  • We also offer flexible and easy repayment options through NEFT/RTGS or by cheque.

YES BANK also provides other types of loans such as personal loans, home loans, car and bike like loans and loans against property. If you are not sure which loan is right for you, you can use our interest calculator to estimate the costs of different types of loans before you make a decision.

Visit your nearest YES BANK branch, and we will be pleased to help you find the right product for your needs.

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