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Money matters

Eligibility Criteria Loan Against Securities

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Eligibility Criteria Lona Against Securities

Loans Against Securities are convenient financial instruments that can help you care for the needs of today while preserving your assets and investments for the future.


  • By using your pre-existing shares, mutual funds, DEMAT account , or life insurance policy as your collateral, you can access instant liquid funds at your convenience with YES BANK.

  • Our attractive and competitive rates of interest ensure that our customers always get the best possible deal.

  • The loan amount for loans against securities ranges from INR 2 lakhs to INR 5 crores.

  • You can opt to use only a section of the loan amount approved, and since you pay interest on only what you use, a loan against securities is the ideal option for those who have a short-term or urgent need of funds.

  • You can start the application process through phone banking, our website, or at your nearest YES BANK branch

The following eligibility criteria are applicable for a Loan Against Securities from YES BANK:

  • You must be a YES BANK customer and have a current overdraft account in your name.

  • You must be at least 21 years of age.

  • Only individuals can apply for Loans Against Securities.

If you fulfil these criteria and have all the requisite documents in place, then the application process becomes quick and hassle-free.

You can use your Loan Against Securities from YES BANK for a variety of personal or business obligations. Once you are ready to pay it back, you can make use of our easy repayment options to pay it as a lump sum or in parts as monthly instalments. Payment can be made through, NEFT and RTGS or by Cheque. We do not take any prepayment or foreclosure charges, so if you wish to you can pay back your loan early as well.

Know more about NRI Savings Account, Savings Account, Yes First, Yes Premia and Fixed Deposit by visiting YES BANK'S website.

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