YES Bank’s Overdraft Facility (OD) available for existing MSME customers provides End-to-End Digital lending facility upto Rs 10 Lakhs. The amount is disbursed after eligibility check through the Bank’s MSME portal at https://yesmsmeonline.yesbank.in/homepage#!/login

The process to avail OD facility is easy. You can easily avail OD by following these steps:

1. Visit YES MSME portal with the above link. Alternatively, you can login from YES Bank Website and selecting ‘MSME Online’ Option from the log-in drop down list

2. Login using the same credentials as used for net banking 

3. After logging in an Offer Box will appear on screen with information related to your OD eligibility. Click ‘Proceed’ to go ahead.

4. Check facility details and click on ‘Interested’ to move to the next step

5. Confirm your details. Fill GSTIN and click ‘Proceed’

6. After confirming to the T&C, an OTP is sent to the registered mobile number

7. Enter OTP and Click on the ‘Submit’ button.

Loan will be dispensed in your account. Check out the Demo video below for the OD facility.