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Savings Account Interest Rates Online In India|YES BANK

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Earn More, Save More with More Convenience

Start your financial future with a savings account, it offers low returns as compared to other types of investments but it’s a better way to start earning interest before you are ready to move funds into a higher return investment plan.

There are types of savings account with interest options provided by YES BANK:

A/C Type

Customizable Savings A/C

Savings Value

Smart Salary Platinum

Smart Salary Exclusive

Smart Salary Advantage


- Protect the customer against unwarranted charges.

- Maximum tax exemption benefit

- Balance Non-Maintenance Charges: None

- Tax-free interest income up to Rs. 10,000

- Options of choosing between a range of cards

- Exclusive benefits and Offers on YES BANK products

-Zero balance savings account

-Tax-free interest income up to Rs. 10,000

-Free Personal Accident Death Cover of Rs. 15 Lacs

-Minimum Rs. 5000 balance required

-Tax-free interest income up to Rs. 10,000 on savings account

-Personal Accident Insurance Cover of Rs. 5 Lacs


-Zero balance savings account

-Tax-free interest income up to Rs. 10,000 on savings account

-Personal Accident Insurance Cover of Rs. 2 Lacs


Disclaimer: *With effect from September 1, 2017 interest rate of 5% p.a. for balances up to INR 1 lakh, 6% p.a. for balances of INR 1 lakh up to INR 1 Crore, 6.25% p.a. is applicable for balances of INR 1 Crore up to INR 100 Cr. For amounts greater than INR 100 Crore, please contact the branch or your designated Relationship Manager. Rates are subject to change at the sole discretion of YES BANK. Conditions apply.

Benefits and privileges offered for any of the above accounts are:

  1. Different debit cards are offered according to the type of savings account selected.

  2. YES BANK offers an interest rate of *6% on savings account.

  3. Maximum tax exemption benefit.

  4. Low balance maintenance charges.

  5. One view of your savings account, Fixed Deposits, and Mutual Funds with Net Banking.

  6. Personal accident insurance covers and purchase protection available.


How are interest rates on Savings Account calculated?

Savings account interest rate is calculated on a daily basis i.e. closing balance in the account maintained in the savings bank account type; the rate is specified by YES BANK in accordance with Reserve Bank of Indian directives. The interest rate amount is calculated and is rounded off to the nearest rupee. YES BANK has customized account offers according to the specific requirements of salaried, women and senior citizens. While YES BANK will track your annual interest for you, you can use the YES BANK interest calculator to track the rate of interest accrued by your savings account yourself.

The payment of interest on Savings Bank Account is done quarterly. Thus, the interest rate on savings account will be paid at quarterly intervals on 30th June, 30th September, 31st December & 31st March every year.

Benefits on opening an online savings account with YES BANK will provide:

  1. Mobile and Internet Banking

  2. Unlimited access to ATMs

  3. Debit Cum ATM Card

  4. Free utility Bill Payment

  5. Savings Rewards

  6. Higher interest rate

  7. Tax-free interest income

YES BANK offers innovative financial solutions, backed by expert advice which in return takes care of your banking and savings requirements. Explore through a variety of Savings accounts that YES BANK offers you. You can access your account with ease via Net Banking and Mobile Banking facilities. Earn higher with *6% p.a. interest rate on your YES BANK savings account. Earn more, save more with more convenience. For more information on savings account click on

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