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How to Open Savings Account Online In India|YES BANK

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Earn More, Save More with More Convenience

What is convenience these days? Ordering food online, booking a cab at 3 AM or making a payment right away! We are in the new age of enjoying online services, then for opening a savings account why you need to go to the bank. Opening a savings account online is now the same as opening at a bank.

YES BANK offers Savings Accounts that have been designed specifically to take care of your banking and savings requirements. Our innovative financial solutions, backed by expert advice, will provide you with truly rewarding experience.

There are types of savings account with interest options provided by YES BANK:

A/C Type

Customizable Savings A/C

Savings Value

Smart Salary Platinum

Smart Salary Exclusive

Smart Salary Advantage


- Protect the customer against unwarranted charges.

- Maximum tax exemption benefit

- Balance Non-Maintenance Charges: None

- Tax-free interest income up to Rs. 10,000

- Options of choosing between a range of cards

- Exclusive benefits and Offers on YES BANK products

-Zero balance savings account

-Tax-free interest income up to Rs. 10,000

-Free Personal Accident Death Cover of Rs. 15 Lacs

-Minimum Rs. 5000 balance required

-Tax-free interest income up to Rs. 10,000 on savings account

-Personal Accident Insurance Cover of Rs. 5 Lacs


-Zero balance savings account

-Tax-free interest income up to Rs. 10,000 on savings account

-Personal Accident Insurance Cover of Rs. 2 Lacs


*With effect from September 1, 2017 interest rate of 5% p.a. for balances up to INR 1 lakh, 6% p.a. for balances of INR 1 lakh up to INR 1 Crore, 6.25% p.a. is applicable for balances of INR 1 Crore up to INR 100 Cr. For amounts greater than INR 100 Crore, please contact the branch or your designated Relationship Manager. Rates are subject to change at the sole discretion of YES BANK. Conditions apply

Best bank to open savings account in India:

All YES BANK Savings Account holders get access to the best Net Banking & Mobile banking facilities enabling them to keep a very close watch on their funds from anywhere in the world. Customers also have the best in online banking available to them free of cost, comprising of following services

  • View account summary, statements, and fund transfer details

  • Free RTGS/NEFT payment facility through Net banking & Mobile banking

  • Free IMPS facility through Mobile banking

  • YES ROBOT: 24*7 Personal Banking Assistant, available at, to create Fixed Deposits, pay bills, send money, do recharges, check balances

  • Register for e-Statements

  • Recharging your phone, DTH

  • Paying bills, including loan EMI’s and insurance premiums all in one compact place

  • Free issuance of demand drafts

  • Register for SMS alerts


The procedure to open a savings account online is very simple. Now, here is a procedure to open a savings account:

  • Research which types of savings account you would like to open from the above table. After you have decided on the type of account you want and are clear about the offers provided for the same.

  • If you are someone who does not have time to visit a bank branch, it is best to choose YES BANK which has seamless and hassle-free internet and mobile banking services.

  • Now click on Apply Online where you need to input details and fill up the Savings Account form.

  • Once the form is filled up, the relevant documents need to be uploaded online.

  • Identity Proof (driver’s license, passport etc.)

  • Address Proof (driver’s license, passport etc.)

  • PAN card

  • Once the application is submitted, while verification is in process. An executive may get in touch with you to verify the details. Once we process the savings bank application, we will send a welcome kit to your mailing address.

Managing a Savings bank Account Online has become easier now with the convenience of the internet. The procedure for opening is very hassle-free. YES BANK has a seamless account opening procedure that can be done completely on their website. So, open your Savings bank Account online today!

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