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Money matters

Gold Loan Application Process

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Gold Loan Application Process

One of the prime reasons for gold loans gaining popularity today is the ease of application and the speed with which they are disbursed. Applying for traditional loans can involve a long, drawn-out procedure involving multiple forms, extensive details, and extended KYC formalities. But when it comes to applying for a Gold Loan from YES BANK, the process is hugely simplified.

Process of Application

  • Gold Loans can be applied for either online or offline.

  •  With YES BANK, the documentation necessary to file an application is minimal and does not take too much of your time.

  • In this way, loans against gold are emerging as the preferred option for a wide spectrum of borrowers who either have urgent cash requirements or have a surplus of gold that does not earn them any returns.

  • YES BANK has a seamless online application process for gold loans where you can make a quick EMI calculation using the online EMI calculator before applying for the loan.

  • After making the calculation and determining the amount of gold you will need to secure the desired loan amount, you can fill in the quick online application.

  • Gold Loans can also be applied for by visiting your nearest YES BANK branch where your experienced staff will assist you every step of the way.

  • Gold loans at YES BANK are disbursed within an hour, subject to the loan amount, assessment of the gold jewellery and the documents submitted.

  • YES BANK offers loans to all individuals in the age group of 18 to 65 years.

  • Our Gold Loan is also valid against gold jewellery of 18k to 22k.

  •  Gold loan value starts from INR 25,000 and can go up to INR 50 lakhs, depending on the amount and quality of gold submitted.


Final approvals for all gold loans, however, remain the sole discretion of the bank.


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