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Frequently asked questions| Savings Account|YES BANK Savings Account

Faqs For Savings Accounts

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  • What is a Savings Account?

This refers to a deposit account, in a bank or other financial institution, which offers the account holder security of funds at a fixed rate of interest and a high degree of liquidity. Aside from cash, such accounts are considered by many to be one of the most liquid investments.

  • Picking an account is tough. Which account is the best one for me?

Everyone has different account needs. Therefore, a few things you should consider when opening a savings account is the rate of interest offered on your deposit, the minimum balance that is to be maintained, whether the bank offers debit cards, demand draft facilities, international withdrawals, and so on. Based on these factors, you can decide which account is the best fit for your needs.

  • What are the various types of saving accounts offered by YES BANK?

YES BANK offers a wide range of accounts, each designed to address the many banking needs of our customers all over India. Some of the accounts include:

  1. Customizable Savings Account

  2. Savings Exclusive Account

  3. Savings Select Account

  4. Savings Advantage Account

  5. Savings Value Account

  6. Smart Salary Platinum Account

  7. Smart Salary Exclusive Account

  8. Smart Salary Advantage Account


  • At what rate will I earn interest on the balance in my account?

YES BANK offers attractive interest rate* on savings account.      

  • What does an ATM-cum-Debit Card do?

An ATM cum debit card allows you to transact using the balance in your account. You can withdraw cash using the card at any time of the day, as well as recharge your mobile phone, make e-payments, transfer money to family and friends, make payments at points of sale, and so on.

* Savings Account interest rates are subject to change at the sole discretion of YES BANK. Conditions apply. For latest savings interest rate please click here

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