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Money matters

Documents Required For Personal Loan|Personal Loan Documents Online|YES BANK

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Personal loan is a loan in which money can be borrowed from a bank, credit union or non-banking financial company (NBFC) to meet personal needs or emergencies. Personal Loans can be used for many purposes. They can be availed when you are planning a vacation, renovating your home or arranging a dream wedding for yourself or somebody special in the family.

The documents that are required by individuals, whether salaried or self-employed generally include:

  • An application form

  • Identity proof (Passport, driving license, Aadhaar card, Voter ID), address proof (valid form of ID proof, remember, permanent address should be at least a year old) and income proof (bank statement from the last three months).

The main factors that help banks determine how much loan can be sanctioned to an individual include: their credit score, current income level as well as liabilities. Higher credit score means that you have serviced previous Loan and credit card dues on time, ensuring that you are a safe borrower. Moreover, your current income and liabilities, including outstanding credit card payments, unpaid Loan, other EMIs direct impact your financial capability to pay the loan back. Therefore, if you have less income along with large outstanding EMIs you will be eligible for a much lower loan amount than someone with few financial liabilities and a higher income.

At YES BANK how to apply for a personal loan?

One can easily apply for a personal loan at YES BANK online or by visiting their nearest YES BANK branch. Below are the steps customers should follow while applying for a personal loan with YES BANK:

Step 1: Assess your requirement for the loan

  • The customers should determine the amount of money they will require and plan out how and when this amount will be repaid by them.

Step 2: Significantly, find out your personal loan eligibility at YES BANK The second and fastest step is to determine your eligibility for the personal loan at YES BANK

  • Customers can do so by filling a form with their details

Step 3: What are the documents required for a personal loan? You get a call from YES BANK and ensure you have all the personal loan documents, including, know your customer (KYC) and proof of income. Customers should ensure they have the following documents required for personal loan:

  • Application Form

  • Identity Proof:

  • Passport

  • Driving License

  • AADHAAR Card

  • Voter ID

  • A valid ID proof with the permanent address (should be at least a year old)

  • Provide Income Proof i.e. a bank statement from the last three months

**Customers must keep in mind that all information given to YES BANK may be verified at any point in time by our authorized employees before the loan is sanctioned.

YES BANK offers innovative financial solutions, backed by expert advice which in return takes care of your banking and savings requirements. For more information on their personal loans, click here,



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