High End Cards Which Give a Value Back of Rs. 2.5 per Rs. 100 Spent
Premium credit cards are often very beckoning for the outstanding benefits they deliver. The perks you receive from the high end credit cards are bound to outweigh the cost. With your premium Yes Bank credit card, you can get a value back up to Rs. 2.5 for every 100 Rs. you spend.
Benefits of High End Cards
Getting a cashback on your purchases is not the only benefit of premium credit cards. With high end cards, you can get discounts on golf lessons and even enjoy lounge access at nominal charges in select airports in the country.
Moreover, if you have a Yes Bank salary or savings account, you can get interest rates as low as 2.4% per month on revolving credit.
These benefits are not only limited to leisure activities. You can even use your Yes Bank credit card for travel and accident insurance. Needless to say, your fuel surcharges are also waived off in high end cards.
In all high-end Yes Bank cards, once you meet the minimum eligibility criteria for income and age group, you can apply for the card. You have to pay first year membership fee which is reversed within the first three months of the card set up. There is also a renewal membership fee which can be reversed as well by meeting the criteria for minimum expenditure within the mentioned duration. Ensuring that you pay back your credit card dues on time, you become eligible for more rewards as well.
Some More Privileges with Premium Cards
Along with the rewards, there are also certain benefits of these premium cards. There is zero documentation required for credit cards and there are no processing fees as well. Moreover, the repayment options can be selected from anywhere between 3-24 months. The interest rates are also very low i.e. between 12-15%. There are several other stores and online portals as well, that have partnered with Yes Bank to use the credit card for grocery and apparel shopping, EMI payments and a lot more.
With so many benefits, high end cards can easily give you more than their value with the amount you spend on the cards.
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