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IMPS Person to Person

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. IMPS facilitates customers to use mobile instruments as a channel for accessing their banks accounts (interbank) and also funds transfer between these accounts. IMPS transactions can be sent and received at any time and any day
24 x 7. There are no timing or holiday restrictions on IMPS remittances.

Mobile Money Identifier (MMID) is a 7 digit number issued by a bank against an account linked to a mobile number. Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive money) should have this MMID for doing interbank funds transfer - IMPS. Sender needs to mention the MMID and Mobile number of the recipient in the mobile banking application as demonstrated in the screen shots below: