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Express Loan

Now live up to your dreams with YES BANK Express Loan on your Credit Card

Get pre-approved loan at an attractive interest rate on your YES BANK Credit Card without blocking the credit limit

 

Eligibility:

YES BANK offers this facility to select Cardmembers basis internal policy guidelines.

On confirmed eligibility for loan, YES BANK will communicate the eligible amount, interest rate and other loan details via SMS/EMAIL/Call to the Cardmember.

Calculate your Loan EMIs with our EMI CALCULATOR

 

Modes of Disbursement:

For customers having YES BANK Savings Account, the loan amount would be credited to their YES BANK Savings Account.

For customers who do not have YES BANK Savings Account, the loan amount would be transferred via NEFT. For NEFT to their desired Bank Account, Customer needs to share other bank details like Account number, IFSC code, Bank Name & Branch details.

 

Time taken for Funds Transfer:

Funds shall be transferred to Cardmember’s account within 3-4 working days from giving consent for the facility.

 

Loan Repayment:

A separate monthly statement will be sent for Express Loan and the billing cycle date & payment due date will be the same as your YES BANK Credit Card.

EMI will be billed in the separate monthly Express Loan account statement starting from the immediate billing cycle date.

 

How to Apply:

To check your eligibility and to avail the facility

Please Apply here (YES Bank Rapido Secured Environment)

OR

Please call our 24*7 YES TOUCH Customer Care on the below numbers:

a) YES FIRST Credit Cards

  • 1800 103 6000 (Toll Free for Mobile & Landlines in India)

  • +91 22 4935 0000 (When Calling from Outside India)

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)

  • +91 22 4935 0000 (When Calling from Outside India)

 

Terms and Conditions:

Please click here for detailed Terms & Conditions

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