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Samsung Pay is a mobile device based payment service by Samsung India Electronics. Samsung Pay provides a safe and simple way to pay almost everywhere, you can swipe or tap any YES BANK Credit Card, making merchant payments easier and more convenient than ever

key attractions

Ease of Access

Works everywhere you currently swipe or tap your Credit Card for payments

Safe & Secure

Complete peace of mind with 3 levels of security.

About Samsung Pay

What is Samsung Pay?

Samsung India Electronics has developed a mobile device based payment service called Samsung Pay. This service allows you to make secure payments at retail stores using your YES BANK Credit Card. The feature lets you tap your Samsung phone at almost any merchant terminal* and make the payment through your YES BANK Credit Card which is linked to this mobile application.

You can perform Magnetic Secure Transmission (MST) and Near Field Communication (NFC) transactions using Samsung Pay. This facilitates contactless payments, offering a simple and convenient payment experience. The Samsung Pay is a widely accepted mobile payment service.

*Samsung Pay currently allows transactions only on Point of Sales (POS) terminals; Online and ATM transactions cannot be performed. To know more about Samsung Pay click here.

 

How can you register your YES BANK Credit Card with Samsung Pay?

You can register your YES BANK Credit Card with Samsung Pay in just few simple steps:

  • Ensure that your device is updated with the latest OS and Samsung Pay icon is showing on your phone
  • Tap on Samsung Pay icon and Launch Samsung Pay
  • Use your Samsung Account ID and Password to sign in. In case you don't have your Samsung Account ID then please sign up using the instructions shown on the screen.
  • Once the account is set up, tap on the Samsung Pay icon and tap on ‘Use Fingerprint’ button to register your fingerprint. You can also set up Samsung Pay Pin for payment Authentication
  • You are now ready to register your YES BANK Credit Card
    • Tap ‘Add’ to add your YES BANK Credit Card     
    • The device camera opens to auto-read your Credit Card details. You can also enter the details manually
    • You will receive an OTP via SMS to verify your identity

How can you make a payment using Samsung Pay?

Now that you've added your card, it's simple to use Samsung Pay. Swipe up on your phone screen to activate Samsung Pay and hold your device near the merchant’s terminal.

Please note:

  • Samsung Pay works at any retailer where you would normally swipe or tap your card
  • Hold your device near a terminal and authorize the transaction on your phone with a fingerprint or PIN
  • All Non-NFC transactions regardless of transaction amount and NFC transactions^ above INR 2000 will need the card PIN to be entered
  • NFC transactions^ below INR 2000 do not need any PIN *

*As per current RBI guidelines

^Transactions done on an NFC/Contactless merchant terminal

 

What are the unique security features of Samsung Pay?

When you add your card to your device, the security features of Samsung Pay encrypt all your information. When you make a payment at a merchant, they don't have access to your actual card number, instead a token is created. Your information is always secure.

  • Embedded Samsung Knox technology monitors your device round the clock for suspicious activity
  • Samsung Pay uses leading edge tokenization** & authentication methods to secure payment information
  • Samsung Pay uses biometrics as a security measure, enabling users to authenticate Samsung Pay via fingerprint or Secured PIN

**Tokenization is a method of replacing your sensitive payment card information (Card Number, Expiry Date, Security code, etc.) with a device-specific ‘Token’ which acts as a surrogate value. In mobile payments, Tokens are used to protect payment information and to reduce the security risks inherent to plastic cards.

 

Which devices is Samsung Pay feature available on?

Samsung Pay is currently available on select Galaxy smartphones including Galaxy S7 edge, Galaxy S7, Galaxy Note 5, Samsung Galaxy Note 8, Galaxy S6 edge+, Galaxy A5 (2016/17), Galaxy A7 (2016/17), Galaxy A9 pro, Galaxy J7 Pro, Galaxy S8 and Galaxy S8+

FAQ’s

Overview

What is Samsung Pay?

Samsung Pay is a secure and easy-to-use mobile payment service. You can add all YES BANK Credit Cards on your compatible Samsung Galaxy smartphone which allows you to make purchases almost everywhere.

Can I enroll my YES BANK Credit Cards?

Yes, all existing YES BANK Credit Cards can be registered into Samsung Pay beginning 6th of September, 2017

How can I start using Samsung Pay?

To use Samsung Pay, you need:

1. A compatible Samsung device with the latest Android software

2. YES BANK Credit Card

3. A Samsung account

4. Registered fingerprint or Samsung Pay PIN

How can I register my YES BANK Credit Card?

Card can either be automatically registered by scanning your YES BANK Credit Card with Samsung Pay or manually inputting the card information.

Samsung Pay will then prompt you to verify your identity through an SMS.

How does Samsung Pay work?

Samsung Pay uses patented Magnetic Secure Transmission (MST) and Near Field Communication (NFC) to make contactless mobile payments.

What devices are compatible with Samsung Pay in India?

Samsung Pay is currently available on select Galaxy smartphones including Galaxy S7 edge, Galaxy S7, Galaxy Note 5, Samsung Galaxy Note 8, Galaxy S6 edge+, Galaxy A5 (2016/17), Galaxy A7 (2016/17), Galaxy A9 pro, Galaxy J7 Pro, Galaxy S8 and Galaxy S8+. Other newer models will follow.

Why should I use Samsung Pay instead of my plastic cards?

Samsung Pay offers a simple and convenient payment experience that is quicker than searching through your wallet or purse. Additionally, Samsung Pay adds a level of security to your payment information that physical cards don’t have.

Can I use Samsung Pay in foreign countries?

If your card is enabled for international usage, you should be able to make payments in foreign countries.

Can Samsung Pay make online purchases?

Not currently. Samsung Pay currently supports in-store payments only.

How it works

How do I make in-store purchases with Samsung Pay?

1. Initiate Samsung Pay by swiping-up from your home screen or Samsung Pay app 

2. Select the card you want to pay with by swiping left or right.

3. Verify your fingerprint and place your phone near the Point of Sale (POS) terminal to complete the transaction. Alternatively, enter your 4-digit Samsung Pay PIN if you have chosen not to use the fingerprint feature. In case prompted for a PIN, you may be required to input 4-digit card PIN

Do I need to have an active internet data connection for Samsung Pay to work?

Samsung Pay requires an active internet connection for card registration and activation.

However, an active internet connection is not required to make in-store purchases. It is recommended the device should be connected to the internet for the best Samsung Pay experience.

How can I keep track of purchases I have made with Samsung Pay?

Samsung Pay shows last 10 purchases. To see that:

1. Open Samsung Pay

2. Choose the card

3. At the bottom you will see available transaction history

The card image I see in Samsung Pay does not match my physical card. Is there an issue with my card?

No. The card image displayed in Samsung Pay may not always exactly match the physical card image.

As long as the following key information displayed on the card image inside Samsung Pay matches with that of your physical card you should not face any issue while making a transaction

• YES BANK Credit Card Name

• MasterCard Name

• The last four digits of the physical card

If you face any issues, please contact 24*7 YES TOUCH Customer Care on the number mentioned behind your YES BANK Credit Card.

What should I do if I lose my original payment card and then receive a replacement card?

The payment cards on Samsung Pay are digital versions of your physical payment cards. If you lose your original payment card and then receive a replacement card, you need to remove the original payment card from Samsung Pay and register the replacement card.

Can I continue to use my physical payment card if I disable Samsung Pay or remove the digital equivalent on Samsung Pay?

Yes. When you disable Samsung Pay or remove a registered card, you are only suspending the token, or digital card number that has been assigned to your device for that card. If you wish to suspend your physical card, please contact 24*7 YES TOUCH Customer Care on the number mentioned behind your YES BANK Credit Card.

What is the "Retry" button I see when I am trying to make a payment?

The “retry” button appears when the countdown timer has almost reached its end and the device has not detected an MST / NFC payment or has not received a notification of a successful payment.

The “retry” button allows you to begin the payment process, one additional time, without reauthorizing using your fingerprint or PIN. When a transaction is completed, the retry button will not be shown. Additionally, if a payment success notification is received, the retry button will not be shown.

Can I use Samsung Pay at an ATM?

Currently Samsung Pay will not work at ATMs.

The cashier is asking me for the last four digits of my card number. What number should I provide?

You will need to provide the last four digits of the digital card number. For ease of use, the last four digits of the digital card number are located just below the selected card image and are always followed by the following message “Last 4 digits for Cashier”.

Getting Started

How can I start using Samsung Pay?

To use Samsung Pay, you need:

1. A compatible Samsung device with the latest Android software

2. YES BANK Credit Card

3. A Samsung account

4. Registered fingerprint or Samsung Pay PIN

How can I register my card?

Cards can be either automatically registered by scanning your card with Samsung Pay or manually inputting the card information.

Samsung Pay will then prompt you to verify your identity through an SMS.

How many cards can I register into Samsung Pay?

You can register up to 10 Samsung Pay compatible Payment Cards. All YES BANK Credit Cards can be registered into Samsung Pay.

How long will it take for my card to activate after registering it to Samsung Pay?

Your card is ready for use, post its successful registration in Samsung Pay app. In case of any assistance, please contact 24*7 YES TOUCH Customer Care on the number mentioned behind your YES BANK Credit Card.

Can I use Wi-Fi connection to register my card in Samsung Pay?

Yes. However, for the best experience, the device should have a SIM card installed. If you encounter any issues when registering the card over Wi-Fi, we suggest switching to a cellular data connection.

How can I create Samsung Pay account?

When you open Samsung Pay for the first time, you will be asked to sign in to a Samsung account. If you do not have an account, you can create one at that time.

Can I download Samsung Pay from Play store or Galaxy App?

No, you cannot download Samsung Pay from Play Store or Galaxy App. App will be installed through software update or MR (Maintenance Release) update.

Payments Security

How secure is Samsung Pay?

Samsung Pay uses leading edge tokenization and authentication methods to secure your information. Samsung Pay also uses biometrics as a security measure, enabling users to authenticate Samsung Pay via fingerprint or Secured PIN. In addition to the security measures implemented by Samsung Pay, Samsung’s KNOX service constantly monitors suspicious activity within the device to protect from any malicious attacks

What is tokenization?

Tokenization is a method of replacing your sensitive payment card information (Card Number, Expiry Date, Security code, etc.) with a device-specific ‘Token’ which acts as a surrogate value. In mobile payments, Tokens are used to protect your payment information and to reduce the security risks inherent to plastic cards.

Does Samsung Pay store my personal/payment information on a server or my device?

No. Samsung does not store your personal/payment information on a Samsung server or the device. Samsung Pay does not change the way your payment information is stored or handled when you make purchases. Your payment information will continue to be managed by YES BANK and MasterCard. Only a device-specific Token, which is used to replace your sensitive payment information, is stored on the device.

What should I do if my device is lost or stolen?

If your device is lost or stolen, you can use Samsung’s Find My Mobile service to Lock Samsung Pay (remotely disable) or to Wipe Samsung Pay (remove all the payment cards registered onto your device).

If I would to switch phones, do I need to add the cards all over again?

You would need to register your cards again if you were to change your phone as no data will be stored in the application.

Will my Samsung Pay information still be on my device if it is formatted?

No. Formatting your device will remove all payment cards registered to your device.

How do I use "Find My Mobile" to manage Samsung Pay?

If your device is lost or stolen, your payment information will not be accessible without your fingerprint or Samsung Pay PIN. For added security, the Samsung Find My Mobile service can remotely lock or erase your payment cards in Samsung Pay.

Please visit https://findmymobile.samsung.com for further information.

The Technology

What is MST?

Magnetic Secure Transmission or MST, is a groundbreaking method of sending data using magnetic waves. MST replicates a card swipe by wirelessly transmitting magnetic waves from the supported Samsung device to a standard card reader. MST turns every card reader into a contactless payment receiver.

What is NFC?

Near Field Communication or NFC is a method of wirelessly transmitting data using radio waves. Samsung Pay uses NFC to wirelessly transmit payment data to payment terminals with NFC readers that have been activated for use.

How close does the device have to be to the card reader for MST to work?

The device must be placed within 5 cm of the card reader for MST to work.

What happens if my fingerprint is not recognized?

You can enter the Samsung Pay PIN you created as a backup option.

What should I do if I have an issue adding a payment card to Samsung Pay?

Please contact 24*7 YES TOUCH Customer Care on the number mentioned behind your YES BANK Credit Card and verify you are adding an eligible Credit Card.

Download Forms

Documents Required

  • Fair Practice Code for Credit Card Operations
  • Authorized Collection & Recovery Agencies
  • YES Prosperity MITC Credit Cards-Bengali
  • YES Prosperity MITC Credit Cards-Gujrathi
  • YES Prosperity MITC Credit Cards-Hindi
  • YES Prosperity MITC Credit Cards-Kannada
  • YES Prosperity MITC Credit Cards-Marathi
  • YES Prosperity MITC Credit Cards-Punjabi
  • YBL Business Card MITC-YFirst_A4 (18 May 2017)_01
  • YES Prosperity MITC Credit Cards-Tamil
  • YES Prosperity MITC Credit Cards-Telugu
  • YBL Business Card MITC-YProsperity_A4 (18 May 2017)_01
  • YBL YP_Business Card_Code of Bank (May 2017)_01
  • YBL_CC_YP B Card Member Agreement_12x20cm (18 May 2017)