YES BANK’s digital banking suite includes the YES MSME solution which enables small business owners to view and take complete control of their business finances from a single place, even when they are on the move.
YES MSME is an industry-first solution which provides a single interface for all multiple banking needs of MSMEs, including cash flow management, credit limits and utilisation, credit document submission, bulk payments etc.
In addition to the usual banking transactions that MSMEs were able to earlier perform online, the new digital banking solution from YES BANK allows them to interact deeply with multiple banking solutions through a single interface right from accessing and transacting through Current & Savings Accounts at one place, getting a consolidated view of all loan relationships, tracking Bank Guarantees (BGs) and Letters of Credit(LCs), submitting Stock/debtor statements to raising service requests and managing Employees’ Salaries. YES BANK’s novel digital solution is a sophisticated yet simple to use application and takes care of MSMEs’ everyday financial operations, with ease.
Business Accounts, Trade and Loan/Limit relationships at one place
Group Payment feature for making payments to up to 30 beneficiaries by one click without file upload
Bulk Payment through File Upload
Maker Checker Capability
Maker creation on the App by the checker with no paper submissions
Logical grouping of services assigned to a Maker for better control over Maker functions
Logical Grouping of Beneficiaries
Basis nature of relationship – Vendors, Service providers, Government entities
Flexibility to choose whom to pay and how to much within a group
Dedicated Salary Management module
Employee-wise as well as file based salary payment available
Now pay GST online using the GST module available on YES MSME Mobile and Net Banking. Simply generate GST Payment Challan on www.gst.gov.in & input the same along with amount within YES MSME GST Payment feature and you are done! Simple isn’t it?Click here to know the steps to pay your GST through YES MSME.
Get free statements of your accounts on the portal / app / email , minimize paper work and avoid repeat trips to the branch.
Positive Pay allows reconfirmation of cheque details once a cheque has been issued
Customers have to provide the basic details of cheque like Account number, Date of cheque, Cheque number etc. on MSME portal / APP
NEFT/RTGS now available 24*7
Now you can transfer funds to non YES BANK accounts using NEFT/RTGS 24*7 without any waiting period
Virtual Debit card
View the digital version of your credit card on the MSME portal/App
YES MSME ONLINE-For access through desktop
Access YES MSME Online at https://yesmsmeonline.yesbank.in/homepage
Bulk Payments through file uploads can be done on YES MSME Online. Users can add/modify beneficiaries, create makers and make payments through the portal.
User Registration Guide:
YES MSME Mobile (App)
YES MSME Online (Portal)
-Post registration users are provided with View Rights. They would be allowed to view all their existing relationships
-To activate transactions post registration please get in touch with your Relationship Manager or YES BANK branch
-To download YES MSME Application Form, click here
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