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YES Prosperity Purchase Credit Card

YES Prosperity Purchase Credit Card

YES Prosperity Purchase Credit Card is designed to be your preferred mode of payment for all central spends, offering enhanced control of your accounts payable and procurement processes through robust spend controls and wide acceptance.

Product Features

  • Statement & Payments

    • Individual statements for all card holders as well as consolidated statement for the Program administrator in an organization

    • Consolidated payment solution to make a single payment towards all the Purchase Credit Cards issued under a Corporate relationship

  • Controls

    • Merchant Category Level Controls (MCC)

    • Merchant Level and Acquirer Bank Level Controls (MCC/AID Control)

    • Alerts Control (SMS/Email or Both)

    • Daily limits and Transaction limits

    • Enable/Disable International Transactions

  • Multiple billing cycles

    • A range of billing cycles to choose from to match an Organization’s Accounts Payable cycle.

  • MasterCard Smart Data Gen 2

    • 24X7 online MIS tool

    • 360 degree view of all Purchase Credit Cards spends of the Corporate

    • Up to 60 customized reports could be generated for various analysis

    • Reports could be scheduled on a daily, fortnightly, monthly basis as per Corporate request

    • Seamless integration with Corporate’s ERP system and Expense Management Tools

    • Data Vintage - Data & Reports could be saved for up to 3 years on the online MIS tool. They can also be downloaded in pdf, word and excel formats.

  • Corporate Assist Desk

    • A dedicated Corporate Assist Desk for assistance on Queries and Account Management support.

  • Floater Limit

    • A special feature which enables flexible limit assignment across all Purchase Credit Cards issued within an organization to optimize the limit.

  • Secure Online Transactions

    • Secure your online transactions with MasterCard SecureCode or Verified by Visa

    • Click here to create your 3D Secure Password

In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number

Contact Us – In case of any queries and assistance, please contact our Corporate Assist Desk at

Click Here for more details.

Fees and Charges

Fee / Charge

Purchase Card

Joining Fee


Annual Fee


Foreign Currency Markup Rate


Minimum Amount Due#

For Non-Revolving credit: 100% of Total

For Revolving credit: Minimum of 5% of Total

Finance Charges (on overdue amount & Cash advances from the date of non-payment) #

On Non-Revolving credit: 2.40% per month from the date of non-payment on unpaid balance

On Revolving credit: 3.0% per month (i.e. 36% annualized)

Fuel Surcharge Waiver

1% waiver on spends between INR 400 to INR 5,000. Monthly cap of INR 500 per cycle


18%(Applicable on all Fees and Charges)

*At sole discretion of the Bank. #Will be applicable on Revolving credit or Non- Revolving Credit cycle as mentioned in the Corporate Credit Card Agreement (Annexure I - Schedule of Charges) executed for availing the Credit Card limit


As a part of YES BANK’s Go Green initiative you can now access the digital versions of MITC (Most Important Terms & Conditions) BCSBI (Banking Codes and Standards Board of India) and Card Member Agreement below for your reference.

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