YES Prosperity Purchase Credit Card is designed to be your preferred mode of payment for all central spends, offering enhanced control of your accounts payable and procurement processes through robust spend controls and wide acceptance.
Statement & Payments
Individual statements for all card holders as well as consolidated statement for the Program administrator in an organization
Consolidated payment solution to make a single payment towards all the Purchase Credit Cards issued under a Corporate relationship
Controls
Merchant Category Level Controls (MCC)
Merchant Level and Acquirer Bank Level Controls (MCC/AID Control)
Alerts Control (SMS/Email or Both)
Daily limits and Transaction limits
Enable/Disable International Transactions
Multiple billing cycles
A range of billing cycles to choose from to match an Organization’s Accounts Payable cycle.
Smart Data Gen 2 Portal
24X7 online MIS tool
360 degree view of all Purchase Credit Cards spends of the Corporate
Up to 60 customized reports could be generated for various analysis
Reports could be scheduled on a daily, fortnightly, monthly basis as per Corporate request
Seamless integration with Corporate’s ERP system and Expense Management Tools
Data Vintage - Data & Reports could be saved for up to 3 years on the online MIS tool. They can also be downloaded in pdf, word and excel formats.
Corporate Assist Desk
A dedicated Corporate Assist Desk for assistance on Queries and Account Management support.
Floater Limit
A special feature which enables flexible limit assignment across all Purchase Credit Cards issued within an organization to optimize the limit.
MasterCard® SecureCode
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Contact Us – In case of any queries and assistance, please contact our Corporate Assist Desk at cc.corporateassist@yesbank.in
Fee / Charge |
Purchase Card |
Joining Fee |
Nil |
Annual Fee |
Nil |
Foreign Currency Markup Rate |
3.50% |
Minimum Amount Due# |
For Non-Revolving credit: 100% of Total |
For Revolving credit: Minimum of 5% of Total |
|
Finance Charges (on overdue amount & Cash advances from the date of non-payment) # |
On Non-Revolving credit: 2.40% per month from the date of non-payment on unpaid balance |
On Revolving credit: 3.0% per month (i.e. 36% annualized) |
|
Fuel Surcharge Waiver |
1% waiver on spends between INR 400 to INR 5,000. Monthly cap of INR 500 per cycle |
GST |
18%(Applicable on all Fees and Charges) |
*At sole discretion of the Bank. #Will be applicable on Revolving credit or Non- Revolving Credit cycle as mentioned in the Corporate Credit Card Agreement (Annexure I - Schedule of Charges) executed for availing the Credit Card limit |
As a part of YES BANK’s Go Green initiative you can now access the digital versions of MITC (Most Important Terms & Conditions) BCSBI (Banking Codes and Standards Board of India) and Card Member Agreement below for your reference.
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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