YES FIRST Corporate Credit Card

Statement & Payments
- Individual statements for all card holders as well as consolidated statement for the Program administrator in an organization
- Consolidated payment solution to make a single payment towards all the Corporate Credit Cards issued under a Corporate relationship

Controls
- Merchant Category Level Controls (MCC)
- Merchant Level and Acquirer Bank Level Controls (MCC/AID Control)
- Alerts Control (SMS/Email or Both)
- Daily limits and Transaction limits
- Enable/Disable International Transactions
Corporate Name Embossing
- Facility that offers a visible identity for the Corporate by embossing its name in the fourth line of the Cards
Multiple billing cycles
- A range of billing cycles to choose from to match a Corporate’s Expense Management Requirements
Domestic Lounge Access
- Upto 3 lounge access per calendar quarter at Mastercard affiliated Lounges.
- For complete list of lounges, please click here
Reward Points
- Earn 6 reward points for every INR 200 spent across all categories except fuel
Corporate Assist Desk
- A dedicated Corporate Assist Desk for assistance on Queries and Account Management support.
Insurance Benefits
- Individual Card Holder
  - Air Accidental Insurance* of INR 50 lakhs
  - Medical Insurance Cover* of INR 15 lakhs for emergency hospitalization while travelling overseas
  - Credit Shield of INR 2.5 Lakhs per card
  * Applicable only when the Air ticket is charged to the Corporate Card

Floater Limit
- A special feature which enables flexible limit assignment across all Corporate Credit Cards issued within an organization to optimize the limit
Smart Data Gen 2
- 24X7 online MIS tool
- 360 degree view of all Corporate and Employee spends
- Up to 60 customized reports could be generated for various analysis
- Reports could be scheduled on a daily, fortnightly, monthly basis as per Corporate request
- Seamless integration with Corporate’s ERP system and Expense Management Tools
- Data Vintage - Data & Reports could be saved for up to 3 years on the online MIS tool. They can also be downloaded in pdf, word and excel formats
MasterCard® SecureCode
- Secure your online transactions with MasterCard® SecureCode™
- Click here to create your 3D Secure Password

In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number

Contact Us – In case of any queries and assistance, please contact our Corporate Assist Desk at cc.corporateassist@yesbank.in

Fees and Charges

Fee / Charge	Corporate Liability / Joint & Several Liability
Joining Fee	Nil
Annual Fee	Nil
Foreign Currency Markup Rate	3.50%
Rewards Redemption Fee	Nil
Minimum Amount Due#	For Non-Revolving credit: 100% of Total
Minimum Amount Due#	For Revolving credit: Minimum of 5% of Total
Finance Charges (on overdue amount & Cash advances from the date of non-payment)#	On Non-Revolving credit: 2.40% per month from the date of non-payment on unpaid balance
	On Revolving credit: 3.0% per month (i.e. 36% annualized)
Late Payment Charges	Not Applicable
Cash Advance Fee	2.50% of amount withdrawn or INR 300, whichever is higher
Over limit Fee	Not Applicable
Fuel Surcharge Waiver	1% waiver on spends between INR 400 to INR 5,000. Monthly cap of INR 500 per cycle
GST	18% (Applicable on all Fees and Charges)
*At sole discretion of the Bank. #Will be applicable on Revolving credit or Non- Revolving Credit cycle as mentioned in the Corporate Credit Card Agreement (Annexure I - Schedule of Charges) executed for availing the Credit Card limit.

DIGITAL WELCOME KIT

As a part of YES BANK’s Go Green initiative you can now access the digital versions of MITC (Most Important Terms & Conditions) BCSBI (Banking Codes and Standards Board of India) and Card Member Agreement below for your reference.

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