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YES FIRST Corporate Credit Card

YES FIRST Corporate Credit Card

YES FIRST Corporate Credit Card is designed to be your preferred mode of payment across categories like Air Travel, Hotel Stays, Dining, Car Rentals etc. The card is designed with class leading features and user-friendly online tools which assist in authorizing, tracking and processing expense & payment data.

To calculate your annual savings from YES FIRST Corporate Credit Card, please click here.

Product Features

  • Statement & Payments

    • Individual statements for all card holders as well as consolidated statement for the Program administrator in an organization

    • Consolidated payment solution to make a single payment towards all the Corporate Credit Cards issued under a Corporate relationship
  • Controls

    • Merchant Category Level Controls (MCC)

    • Merchant Level and Acquirer Bank Level Controls (MCC/AID Control)

    • Alerts Control (SMS/Email or Both)

    • Daily limits and Transaction limits

    • Enable/Disable International Transactions

  • Corporate Name Embossing

    • Facility that offers a visible identity for the Corporate by embossing its name in the fourth line of the Cards

  • Multiple billing cycles

    • A range of billing cycles to choose from to match a Corporate’s Expense Management Requirements

  • Domestic Lounge Access

    • Primary Cardmembers will enjoy up to 3 Complimentary Domestic Lounge visits per calendar quarter in airports within India.

    • Please click here to know more

  • Reward Points

    • Earn 6 reward points for every INR 200 spent across all categories except fuel

  • Exclusive Reward Points Redemption*: Please visit YesRewardz to know more or redeem Reward Points

    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption

    • Exclusive Catalogue of Products

    • Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

      *Available on select cards
  • Corporate Assist Desk

    • A dedicated Corporate Assist Desk for assistance on Queries and Account Management support.

  • Insurance Benefits

    • Individual Card Holder

      * Applicable only when the Air ticket is charged to the Corporate Card

      • Air Accidental Insurance* of INR 50 lakhs

      • Medical Insurance Cover* of INR 15 lakhs for emergency hospitalization while travelling overseas

      • Credit Shield of INR 2.5 Lakhs per card

      • Please click here to know more

  • Floater Limit

    • A special feature which enables flexible limit assignment across all Corporate Credit Cards issued within an organization to optimize the limit

  • MasterCard Smart Data Gen 2

    • 24X7 online MIS tool

    • 360 degree view of all Corporate and Employee spends

    • Up to 60 customized reports could be generated for various analysis

    • Reports could be scheduled on a daily, fortnightly, monthly basis as per Corporate request

    • Seamless integration with Corporate’s ERP system and Expense Management Tools

    • Data Vintage - Data & Reports could be saved for up to 3 years on the online MIS tool. They can also be downloaded in pdf, word and excel formats

  • Secure Online Transactions

    • Secure your online transactions with MasterCard SecureCode or Verified by Visa

    • Click here to create your 3D Secure Password

In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number

Contact Us – In case of any queries and assistance, please contact our Corporate Assist Desk at

Click Here for more details.

Fees and Charges

Fee / Charge

Corporate Liability / Joint & Several Liability

Joining Fee


Annual Fee


Foreign Currency Markup Rate


Rewards Redemption Fee


Minimum Amount Due#

For Non-Revolving credit: 100% of Total

For Revolving credit: Minimum of 5% of Total

Finance Charges (on overdue amount & Cash advances from the date of non-payment)#

On Non-Revolving credit: 2.40% per month from the date of non-payment on unpaid balance

On Revolving credit: 3.0% per month (i.e. 36% annualized)

Late Payment Charges

Not Applicable

Cash Advance Fee

2.50% of amount withdrawn or INR 300, whichever is higher

Over limit Fee

Not Applicable

Fuel Surcharge Waiver

1% waiver on spends between INR 400 to INR 5,000. Monthly cap of INR 500 per cycle


18% (Applicable on all Fees and Charges)

*At sole discretion of the Bank. #Will be applicable on Revolving credit or Non- Revolving Credit cycle as mentioned in the Corporate Credit Card Agreement (Annexure I - Schedule of Charges) executed for availing the Credit Card limit.



As a part of YES BANK’s Go Green initiative you can now access the digital versions of MITC (Most Important Terms & Conditions) BCSBI (Banking Codes and Standards Board of India) and Card Member Agreement below for your reference.

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