YES FIRST Corporate Credit Card is designed to be your preferred mode of payment across categories like Air Travel, Hotel Stays, Dining, Car Rentals etc. The card is designed with class leading features and user-friendly online tools which assist in authorizing, tracking and processing expense & payment data.
To calculate your annual savings from YES FIRST Corporate Credit Card, please click here.
Statement & Payments
Individual statements for all card holders as well as consolidated statement for the Program administrator in an organization
Controls
Merchant Category Level Controls (MCC)
Merchant Level and Acquirer Bank Level Controls (MCC/AID Control)
Alerts Control (SMS/Email or Both)
Daily limits and Transaction limits
Enable/Disable International Transactions
Corporate Name Embossing
Facility that offers a visible identity for the Corporate by embossing its name in the fourth line of the Cards
Multiple billing cycles
A range of billing cycles to choose from to match a Corporate’s Expense Management Requirements
Domestic Lounge Access
Upto 3 lounge access per calendar quarter at Mastercard affiliated Lounges.
For complete list of lounges, please click here
Reward Points
Earn 6 reward points for every INR 200 spent across all categories except fuel
Corporate Assist Desk
A dedicated Corporate Assist Desk for assistance on Queries and Account Management support.
Insurance Benefits
Individual Card Holder
Air Accidental Insurance* of INR 50 lakhs
Medical Insurance Cover* of INR 15 lakhs for emergency hospitalization while travelling overseas
Credit Shield of INR 2.5 Lakhs per card
* Applicable only when the Air ticket is charged to the Corporate Card
Floater Limit
A special feature which enables flexible limit assignment across all Corporate Credit Cards issued within an organization to optimize the limit
Smart Data Gen 2
24X7 online MIS tool
360 degree view of all Corporate and Employee spends
Up to 60 customized reports could be generated for various analysis
Reports could be scheduled on a daily, fortnightly, monthly basis as per Corporate request
Seamless integration with Corporate’s ERP system and Expense Management Tools
Data Vintage - Data & Reports could be saved for up to 3 years on the online MIS tool. They can also be downloaded in pdf, word and excel formats
MasterCard® SecureCode
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Contact Us – In case of any queries and assistance, please contact our Corporate Assist Desk at cc.corporateassist@yesbank.in
Fee / Charge |
Corporate Liability / Joint & Several Liability |
Joining Fee |
Nil |
Annual Fee |
Nil |
Foreign Currency Markup Rate |
3.50% |
Rewards Redemption Fee |
Nil |
Minimum Amount Due# |
For Non-Revolving credit: 100% of Total |
For Revolving credit: Minimum of 5% of Total |
|
Finance Charges (on overdue amount & Cash advances from the date of non-payment)# |
On Non-Revolving credit: 2.40% per month from the date of non-payment on unpaid balance |
On Revolving credit: 3.0% per month (i.e. 36% annualized) |
|
Late Payment Charges |
Not Applicable |
Cash Advance Fee |
2.50% of amount withdrawn or INR 300, whichever is higher |
Over limit Fee |
Not Applicable |
Fuel Surcharge Waiver |
1% waiver on spends between INR 400 to INR 5,000. Monthly cap of INR 500 per cycle |
GST |
18% (Applicable on all Fees and Charges) |
*At sole discretion of the Bank. #Will be applicable on Revolving credit or Non- Revolving Credit cycle as mentioned in the Corporate Credit Card Agreement (Annexure I - Schedule of Charges) executed for availing the Credit Card limit. |
As a part of YES BANK’s Go Green initiative you can now access the digital versions of MITC (Most Important Terms & Conditions) BCSBI (Banking Codes and Standards Board of India) and Card Member Agreement below for your reference.
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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