Collections management

Electronic/Mobile- based Collections           

• Faster realization of funds through electronic collection & settlement capability

• Superior cash flow forecasting based on guaranteed credit arrangement

• Online reconciliation capability and customer validation to eliminate errors

• Elimination of Idle Funds/ Enhanced Liquidity through centralized/ decentralized funds pooling ability

• Enhanced Security through 2-factor authentication, digital signature & data encryption

• Customized solution as per the maturity/ automation of corporate's internal processes

Physical Collection Offering

• Pan India Branch network for distribution/collection

• Strategic vendor/ correspondent bank tie ups providing extended last mile coverage

• Unique hub & spoke model for lodgement and realization

• Conversion of upcountry locations to local collections

• Dedicated help desk providing transaction resolution

• Tailored cash/cheque pick up arrangements to cater to various industry segments through authorised Cash Management Agencies

Government Banking Solutions

• E-tendering/E-Auction Banking solutions

• Disbursement services through Public Financial Management System (PFMS)

• Gujarat Commercial Tax Payments

• Govt. Utility and Local Body Revenue/Tax Collections

• Direct Benefit Transfer through NEFT/RTGS/NACH/APBS

Merchant Acquiring Solutions

• Point of Sale Terminal deployment services (POS)

• Facilitate 16 currency conversions in POS

• Complete transparency and convenience to cardholders through display of information on exchange rates and payment amounts in both the currencies in POS

• YES BANK’s Merchant Acquiring offers Multi Bank EMI for over 11 Bank’s issued credit cards

• Payment Gateway

• Graphical Real Time MIS Reports

• Support across iOS, Android, Windows, Blackberry platforms for Payment Gateway.

• Dynamic Rule setting for merchants –To offer discount/benefits on Debit/Credit cards

• Turbo check out - Auto-filling of details for registered users; leads to faster payments and lower drop outs/failures

• Mobile Point of Sale