Surplus and Investments

YES BANK’s Relationship Managers are best equipped to address all your needs around Surplus fund management. With an array of products like Fixed Deposits, Money market securities, G-Secs, Corporate Bonds and Mutual Funds. Based on your liquidity and risk profile, our Relationship Managers can help you invest in a wide range of third party products, which can help you diversify your investment portfolio.

• Fixed Deposits
  • Wide range of tenures ranging from 7 days to 10 years
  • Tax-Saver Deposits: Five years tax-free Fixed Deposits (Interest rate same as regular fixed deposit)
  • Overdraft facility at competitive rates give your funds liquidity
  • Auto-Renewal ensures your FD is safe even if you forget to give instructions

• Fixed Income Solutions 
  • Capital Market Instruments: Public & Private sector Corporate Bonds, NCDs, G-Secs
  • Money Market Instruments: T-Bills, Commercial Papers, Certificate of Deposits of Top-rated corporates

• Third party Equity Instruments, Mutual Funds, Insurance and other Alternative Investments