Comprehensive financing solution for SMEs engaged in manufacturing, trading and services
The YES Suyog programme is aimed at providing a comprehensive solution for the financing requirements of SMEs engaged in manufacturing, trading and services.
Product features may change without notice -for all Products offering.
Relaxation of collateral coverage on the basis of higher scores
Preferential Pricing for cases with good scores
Scorecard Based Appraisal model
Account level customization
Completely Filled MSME Application Form
Last 3 year Financial Statement including latest 2 years Audited Statements along with all shedules
Financial Projection for 2 years
ITR Returns along with computation of Income atleast for last 2 years of the Applicant/Co-Applicant/Guarantor
Sales Tax/ VAT Returns for Current Financial Year.
Statement of Accounts for Last 6 months-for all CC/OD/Current Account.
Repayment Track Statement from Starting to Till Date OR First and Latest Sanction Letter with last 6 months Repayment Track Statement
Proof of Vintage eg. Shop establilshment , Pollution license, etc
KYC documents of Applicant/Co-Applicant/Promoters/Guarantor
Propoerty Documents offered as Secuiruty
Self Certified/CA certified Net worth statement of the Applicant/Co-Applicant/Promoters/Guarantor
Sanction letter of the all Major existing working capital facilities availved by the firm
Key group company's latest Audited Financials, alongwith details of Bank borrowings if any
Order in Hand and Important Agreement if any
* All Documents must be self attested
** These are only indicative and not exhaustive list of Documents.
Q. Who is eligible for this program?
A. Only ‘new to YES Bank’ customers are applicable under this program.
Q. For a firm to be classified under Scorecard program, is there any cap on the existing group exposure?
A. For a firm to be classified under this program there is no cap on existing Yes Bank group exposure. Only the borrowing firm should be within INR 2 crore.
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