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Lending upto INR 5 Crores to Startups

Industry First Lending program for startups provides all fund and non-fund based credit facilities for Working Capital and Business Overheads.

key attractions

Ticket Size

Lending between INR 0.25 Crores to INR 5 Crore per borrower


Zero Collateral Requirements*

features and benefits

Eligibility Criterion

Units registered as Start Up with DPIIT (Department for Promotion of Industry and Internal Trade)

Qualifying Parameters

  • 2 Years Business vintage

  • Incubator/Investor support

  • Minimal Annual Business Turnover of INR 1Cr

  • Satisfactory Banking conduct

*Product features may change without notice for all Product offerings. Approval will be subject to detailed credit assessment.

Additional Benefits

Curated Current Accounts, API Banking, Testing API in Sandbox and more


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Documents Required

  • Completely Filled MSME Application Form

  • Last 2 year Audited financial Statements along with all schedules(or as applicable)

  • Financial Projection for 2 years

  • Income Tax Returns along with computation of Income at least for last 2 years of the Applicant/Co-Applicant/Guarantor

  • GST Returns for Current Financial Year.

  • Statement of Accounts for Last 6 months-for all CC/OD/Current Account.

  • Repayment Track Statement for term loan

  • Proof of Vintage e.g. Shop establishment , Pollution license, etc

  • KYC documents of Applicant/Co-Applicant/Promoters/Guarantor

  • Property Documents offered as Security, if any

  • Self-Certified/CA certified Net worth statement of the Applicant/Co-Applicant/Promoters/Guarantor

  • Sanction letter of the all Major existing working capital facilities availed by the firm

  • Key group company's latest Audited Financials, along with details of Bank borrowings if any

  • Order in Hand and Important Agreement if any

  • DPIIT registration certificate

  • Documentary proof for associated with incubators.



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