• Close
YES Suyog

Smart Edge

Comprehensive financing solution for SMEs engaged in manufacturing, trading and services

Smart Edge

Contact No should not start with 0

Thank you for your interest in YES BANK’s Smart Edge Product. Our representative will get in touch with you shortly

You may be eligible for a pre approved loan.
Login to NetBanking

The Smart Edge program is designed to empower MSMEs by providing easy access to finance for their working capital and other business requirements.

Product features may change without notice -for all Products offering.

Key Attractions


Relaxation on Collateral cover basis good financial score


Financials Not Required
Assessment basis GST & Bank statements

Feature & Benefits


Credit limits ranging between 1cr. – 3 crs. basis scorecard linked assessment model

  • Credit limits ranging between 1cr. – 3 crs. basis scorecard linked assessment model

  • Balance Sheet & P/L not mandatory.

  • Quick Assessment basis GST & Bank statements (Digital Submission enabled)

  • Flexible collateral cover basis good financial score

  • All types of Fund based and Non-fund based Credit Limits available


Account level customization

  • Account level customization
  • Anywhere Banking Facility at no extra cost
  • State of the Art Internet Banking Platform with Real time online account
  • Anytime Anywhere banking enabling you to operate your account from any YES BANK branch across the country with no hidden charges


what would you like to do next?

Get a Call back
Share with a friend

Documents Required

  • MSME Application Form

  • KYC documents of the applicant entity/ Proprietors/ partners/ guarantors /directors.

  • Constitutional Document

  • ITR Returns along with computation of Income at least for last 2 years of the Applicant/Co-Applicant/Guarantor

  • Operating Bank Account Statement of last 12 months.

  • Sanction letter of all existing Working Capital bank facilities

  • Repayment Track Statement from Starting to Till Date OR First and Latest Sanction Letter with last 6 months Repayment Track Statement

  • Property documents offered as security  

  • GST Returns for Current Financial Year.


* All Documents must be self-attested

** These are only indicative and not exhaustive list of Documents.



download app
Android App for YES BANK
App Store for YES BANK
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms