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Smart Edge

Comprehensive financing solution for SMEs engaged in manufacturing, trading and services

Smart Edge

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The Smart Edge program is designed to empower MSMEs by providing easy access to finance for their working capital and other business requirements.

Product features may change without notice -for all Products offering.

Key Attractions

FLEXIBLE COLLATERAL

Relaxation on Collateral cover basis good financial score

QUICK ASSESSMENT

Financials Not Required
Assessment basis GST & Bank statements

Feature & Benefits

FEATURES

Credit limits ranging between 1cr. – 3 crs. basis scorecard linked assessment model

  • Credit limits ranging between 1cr. – 3 crs. basis scorecard linked assessment model

  • Balance Sheet & P/L not mandatory.

  • Quick Assessment basis GST & Bank statements (Digital Submission enabled)

  • Flexible collateral cover basis good financial score

  • All types of Fund based and Non-fund based Credit Limits available

Benefits

Account level customization

  • Account level customization
  • Anywhere Banking Facility at no extra cost
  • State of the Art Internet Banking Platform with Real time online account
  • Anytime Anywhere banking enabling you to operate your account from any YES BANK branch across the country with no hidden charges

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Documents Required

  • MSME Application Form

  • KYC documents of the applicant entity/ Proprietors/ partners/ guarantors /directors.

  • Constitutional Document

  • ITR Returns along with computation of Income at least for last 2 years of the Applicant/Co-Applicant/Guarantor

  • Operating Bank Account Statement of last 12 months.

  • Sanction letter of all existing Working Capital bank facilities

  • Repayment Track Statement from Starting to Till Date OR First and Latest Sanction Letter with last 6 months Repayment Track Statement

  • Property documents offered as security  

  • GST Returns for Current Financial Year.

 

* All Documents must be self-attested

** These are only indicative and not exhaustive list of Documents.

 

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