Scorecard Based Lending
Crafted to meet the needs of businesses engaged in trading, manufacturing and services
The Scorecard Based Lending proposition is a financing proposition designed to meet the requirements of businesses engaged in trading, manufacturing and services.
Product features may change without notice -for all Products offering.
Turnover based lending approach for assessment of credit limits
Flexible collateral requirement basis score generated through financials, banking and other details
Maximum Loan Amount: INR 5 cr
Account level customization
Completely Filled MSME Application Form
Last 3 year Financial Statement including latest 2 years Audited Statements along with all schedules
Financial Projection for 2 years
Income Tax Returns along with computation of Income at least for last 2 years of the Applicant/Co-Applicant/Guarantor
GST Returns for Current Financial Year.
Statement of Accounts for Last 6 months-for all CC/OD/Current Account.
Repayment Track Statement from Starting to Till Date OR First and Latest Sanction Letter with last 6 months Repayment Track Statement
Proof of Vintage e.g. Shop establishment , Pollution license, etc
KYC documents of Applicant/Co-Applicant/Promoters/Guarantor
Property Documents offered as Security
Self-Certified/CA certified Net worth statement of the Applicant/Co-Applicant/Promoters/Guarantor
Sanction letter of the all Major existing working capital facilities availed by the firm
Key group company's latest Audited Financials, along with details of Bank borrowings if any
Order in Hand and Important Agreement if any
* All Documents must be self-attested
** These are only indicative and not exhaustive list of Documents.
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