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Stand Up India

Collateral Free Loans upto INR 1 Crs

Business Banking

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Programme for extending loans between INR 10 lakh and INR 1 Cr to Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and Woman borrower for setting up a greenfield enterprise (first time venture), in manufacturing, services or trading sector.


  • Eligible units -Greenfield enterprise engaged in manufacturing , service or trading sector owned by SC/ST or women entrepreneur

  • Facilities covered-  Working Capital facilities / Term Loan

  • Credit limit of INR 10 Lakh -100 Lakhs

  • Security:-

    • No collateral required.  

    • Loan are  covered under CGSSI (Credit Guarantee Scheme for Stand-Up India Scheme)

  • Competitive Pricing Linked to EBLR


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Documents Required

  • MSME Application Form 

  • KYC documents of the applicant entity/ Proprietors/ partners/ directors/ guarantors 

  • Constitutional Document 

  • Last 2 years Audited financial Statement

  • Last 2 year Income Tax Returns of the applicant along with computation of income and copy of acknowledgement

  • Bank Account Statement of last 6 months.

  • Property documents as required for security offered

  • Management Certified Projections for 2 years.

  • GST returns for CFY

  • Latest year Income Tax Returns for Proprietor/All Partners / Promoters having shareholding atleast 51%(in case of Company) along with computation of income and copy of acknowledgement. 

  • Self-certified Net Worth Statement of Promoters & Guarantors

  • SSI / MSME registration if applicable.

  • Documents to establish whether the applicant belongs to SC/ST category, wherever applicable.

  • In case of a Company, Certificate of incorporation from ROC to establish whether majority stake holding in the company is in the hands of a person who belongs to SC/ST/Woman category

* All Documents must be self-attested
** These are only indicative and not exhaustive list of Documents.

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