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PM Svanidhi

Credit Scheme for upliftment of Street vendors.

Business Banking

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Scheme for extending loan of INR 10,000 to Street Vendors for their holistic development and economic upliftment

  • Eligibility:-

  1. Beneficiaries belonging to only those States/UTs which have notified Rules and Scheme under Street Vendors.

  2. The Scheme is available to all street vendors engaged in vending in urban areas as on or before March 24, 2020.

  • Loan amount: Max Rs 10,000

  • Purpose:- Working capital requirement for the vending business

  • Repayment :1 year in equal monthly Installment (EMI)

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Documents Required

  • Completely Filled MSME Application Form

  • Last 3 year Financial Statement including latest 2 years Audited Statements along with all schedules

  • Financial Projection for 2 years

  • Income Tax Returns along with computation of Income at least for last 2 years of the Applicant/Co-Applicant/Guarantor

  • GST Returns for Current Financial Year.

  • Statement of Accounts for Last 6 months-for all CC/OD/Current Account.

  • Repayment Track Statement from Starting to Till Date OR First and Latest Sanction Letter with last 6 months Repayment Track Statement

  • Proof of Vintage e.g. Shop establishment , Pollution license, etc

  • KYC documents of Applicant/Co-Applicant/Promoters/Guarantor

  • Property Documents offered as Security

  • Self-Certified/CA certified Net worth statement of the Applicant/Co-Applicant/Promoters/Guarantor

  • Sanction letter of the all Major existing working capital facilities availed by the firm

  • Key group company's latest Audited Financials, along with details of Bank borrowings if any

  • Order in Hand and Important Agreement if any

* All Documents must be self-attested
** These are only indicative and not exhaustive list of Documents.

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