Current Account

Current Accounts

We, at YES BANK, understand the dynamic nature of your business and present a unique Current Account solution with flexible features to address your complete business & financial needs. Our transparent pricing structure, cutting edge banking technology, combined with our expert knowledge-based financial solutions ensure not just efficient transactions but also enables business growth.

For the first time in the industry, YES BANK has introduced a 3-tier structure with auto-upgrade facility and charges based on usage. This ensures transparent pricing and benefits best suited to the scale of your business.

Interested? Fill the new ONLINE Account Opening Form now by clicking the button mentioned below:

Online Application Form

Signature Privileges

3 Tier structure of features & benefits with option to enroll at any tier based on your requirement¿

Edge Business	Prime Business	Exclusive Business
Enjoy all the banking benefits, along with efficient value-added services that deliver more than you expect from a current account.	For every growing business, it is essential to have a range of customised services to go along with its Current Account, for handling high transaction volumes	Every established business needs maximum benefits and cost-saving features in their Current Account.
With a lower balance expectation, this product best suited for a new setup or a business with less volume of transactions	Choose from the available value-added services linked to business requirements, to sustain the growth of your business	Choose this premium tier for your business and get the best-in-class services and features to meet all your business needs
Eligible for revision to Prime Business & Exclusive Business during its Life Cycle	Eligible for revision to Edge Business & Exclusive Business during its life cycle	Eligible for revision to Prime Business & Edge Business during its life cycle

Same requirement of minimum account balance across tiers
Auto Revision of features & benefits based on usage
Cash Deposit Machine^# – A unique proposition at the Branch / Market / At your premises
Choose your Value Added Services through our Value Added Banking Packages
Free* Cash Deposit limits based on average balance maintained in current or previous month, whichever is higher
Free Cheque Collections (Local & Outstation) without limits
Free* Limits on Outward Cheque Returns (Cheques deposited with us & returned) in select tiers
Free* Payable-at-Par Cheque leaves for Anywhere Payments
Free* usage of Business Debit Cards at ATMs (within India) / Merchant Establishments / Online Payments
Anywhere Banking at any YES BANK location with no additional charge or restriction

Convenience Banking*

Free Internet Banking & IMPS to track your funds online at anytime & from anywhere
Digital solutions to simplify your payment and collections
Free usage of Business Debit Cards at ATMs / Merchant Establishments and for Online Payments
Doorstep banking services (cheque pick-up)

Value Added Banking Packages

Premium value added services are available as add-on to our proposition
Range of products from EDC Terminals banking to payment gateway, cash management services and Trade & Remittance product for global businesses
Choice of services basis your business requirement, enabled with minimum documentation***

Auto-Upgrade Facility

Our first-in-the-industry Auto-Upgrade facility^$dynamically reviews usage of your Current Account, thus offering you the right products and benefits.

This facility will let you avail higher free limits and better services without going through the hassle of new account opening or sending instruction to the bank
Your Current Account will be reviewed on regular basis and may be upgraded / moved to a lower Tier based on your banking behavior
Even if your Current Account moves to a lower tier, it is not penalized with non-maintenance charges^
Representive Chart (Click here)

^#At select locations
*Please refer to Schedule of Charges for applicable free limits in each tier
***Please connect with YES BANK Representative for set-up/sign-up process

^Subject to conditions fulfilled; please refer Schedule of Charges for details
$For more details please contact our 24-Hour Contact Centre on 1800 1200 or visit any of our conveniently located branches across India