Yes Prosperity Business Credit Card
Apply Now Credit Card Payment GO TO YES CART
The YES Prosperity BUSINESS Credit Card is designed to take care of all your Business needs
Eligibility for YES Prosperity BUSINESS Credit Card
To track the status of your Credit Card application, please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.
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For Credit Card E Welcome Kit, click here
Accelerated Rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining Spends
Attractive Foreign currency markup of 2.50%
Fuel surcharge waiver at all fuel stations across India
* Please note that certain features, fees and charges shall be revised w.e.f. 1st July, 2020. For more details, please click here.
Welcome and Renewal Reward Points:
Earn 10,000 Reward Points on your first transaction done within 30 days of the Card set-up datea
Earn Renewal benefit of 7,500 Reward Points on each renewalb
Annual Reward Points:
Earn 10,000 Reward Points on annual spends of INR 6 Lakhs or more in each anniversary yearc,*
*Anniversary year is defined as 12 months from the date of set-up or date of renewal
Reward Points Accrual:
8 Reward Points per INR 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Diningd
4 Reward Points per INR 200 spent on all other categoriese
500 Reward Points on each YES PayNow registrationf .Please Click here to know more
Reward Points Redemption:
Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
Exclusive Catalogue of Products to choose from
Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
Please visit YesRewardz to know more or redeem Reward Points
Interest Rate on Revolving Credit
Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount
Preferential Foreign Currency Markup
Preferential Foreign Currency Markup of 2.50% only
Priority Pass Membership and Lounge Access:*
Complimentary Priority Pass membership for the Primary card member
3 complimentary International lounge access for Primary Cardmembers in a calendar year
Lounge access fee of US $27+GST will be applicable for:
All visits to lounges in India for Primary Cardmembers
Any accompanying/additional guests across international lounges and lounges in India
Usage from the 4th visit onwards for Primary Cardmembers
* Priority Pass membership is applicable only for the Primary Cardmember, and is non-transferable to any other person(s)
To apply for your Priority Pass membership, please download the Application Form from website (Form Center) and send it to the address mentioned on the form. For the list of lounges, Please visit www.prioritypass.com
MasterCard Lounge Program#
2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports for the Primary Cardmember
# The list of lounges may be changed by MasterCard at its discretion and without any prior notice to YES BANK or its card members.
For more details click here
MasterCard World Golf Program
Waiver of green fee at select golf courses## in India
Enjoy one complimentary golf lesson every calendar month
For bookings, customer may contact MasterCard Golf Concierge on 1800 102 6263
## The list of golf courses may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers. Click here to know more
Insurance Coverage
INR 50 Lakhs Air accidental cover in case of death due to a flight accidentg
INR 15 Lakhs cover on medical emergencies, while travelling overseasg
INR 2.5 Lakhs credit shield cover on accidental death of Primary Cardmember
For more details click here
Fuel Surcharge Waiver**
1% Fuel surcharge is waived across fuel stations in India for transactions between INR 400/- to INR 5,000/-
** Total waiver in a statement cycle is capped at INR 500. Only the surcharge component will be waived off, GST as levied on surcharge will not be waived off. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.
Contactless Card Technology
YES Prosperity BUSINESS Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards
MasterCard® SecureCode
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number.
For more details please click here
Enjoy below services on your Credit Card
Applicable for retail transaction only. This feature is applicable on cards with annual membership fee
This feature is applicable on renewal membership fee realization
Applicable for retail transaction only
Valid on all retail transactions done on Merchant Category Codes (MCC) as defined by MasterCard under Travel and Tour Operators (MCC: 4722), Dining (MCC: 5812, 5813, 5814) and Domestic Airlines(MCC 4511, 3020, 3056) categories. Not valid on EMI on Call & Instant EMI transactions
Valid on retail purchases only. Not applicable on fuel transactions, Cash Advance, Fee and Charges, Priority Pass charges and EMI on Call & Instant EMI transactions
Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points
Applicable only when the flight is booked on your YES Prosperity BUSINESS Credit Card
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Click here for value chart
Annual membership fees
First Year Membership Fee of Rs 2,499 + Applicable Taxes
Renewal Membership Fee of Rs 2,499 + Applicable Taxes
Easy ways to make YES BANK Credit Card Bill Payment
You can pay your YES BANK Credit Card Bill through the following convenient channels
1) For YES BANK Account Holders:
Net Banking: Register yourself for the YES BANK Net Banking facility and make Credit Card payments online. Click here to visit Net Banking
ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM
Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account
2) For All Customers:
For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC
Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque
Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here
Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments
YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account
YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*
YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility
*Currently available only on android devices
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
b) For All Customers:
Q. How do I contact YES BANK Credit Cards Customer Care?
A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards
b) YES Prosperity Credit Cards
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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