Yes First Business Credit Card
At YES BANK, we understand that your business comes first. Presenting the YES FIRST BUSINESS Credit Card!
To track the status of your Credit Card application, please call our 24*7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digit unique application reference number sent to your mobile number.
For Samsung Pay, click here
For Bharat QR, click here
For Credit Card E Welcome Kit, click here
50 % Bonus Reward Points on Online & Dining Spends
Foreign currency markup of 1.75%
Special Benefits on AWFIS & RedGiraffe.
Welcome and Renewal Reward Points:
Earn 24,000 Reward Points on your first transaction done within 30 days of the Card set-up datea
Earn 20,000 Reward Points on spends of INR 3 Lakhs and more within 90 days of card set-up dateb
Earn Renewal benefit of 24,000 Reward Points on each renewalc
Annual Bonus Reward Points:
Earn 20,000 Reward Points on achieving annual spends of INR 12 Lakhs or more in each anniversary yearb,*
*An Anniversary year is defined as 12 months from the date of set- up or date of renewal
Reward Points Accrual:
6 Reward Points on every INR 100 retail spendsd
50% bonus reward points on Dining and Online spends**
1000 Reward Points on each YES PayNow registratione .Please Click here to know more
** As per VISA/MasterCard definition of Online and Dining as a merchant category
Reward Points Redemption:
Dedicated website for Reward Points redemption on Flight/Hotel/Office Supplies category (1 Reward Point = INR 0.25)
Handpicked catalogue of products to choose from, for Reward Point redemption
Redemption of reward point against Air-miles (4 Reward Points = 1 JPMile)
Please visit https://www.yesrewardz.com/creditcard to know more or redeem Reward Points
Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup
Interest Rate of 1.99% per month (23.88 % annually) on Revolving Credit for Cardmembers having a YES BANK Current/Savings Account or Business Banking relationship
Interest Rate of 2.75% per month (33.00 % annually) on Revolving Credit for Cardmembers not having a YES BANK Current/Savings Account or Business Banking relationship
Preferential foreign currency markup of 1.75% only
Priority Pass Membership and Lounge Access:*
Complimentary Priority Pass membership for the Primary Cardmember
6 complimentary International lounge access for the Primary Cardmember in a calendar year
Lounge access fee of US$ 27 will be applicable for :
All visits to lounges in India for Primary Cardmembers
Any accompanying/additional guests across international lounges and lounges in India
Usage from the 7th visit onwards for Primary Cardmembers
* Priority Pass membership is applicable only for the Primary Cardmember, and is non-transferable to any other person(s)
To apply for your Priority Pass membership, please download the Application Form from website (Form Center) and send it to the address mentioned on the form. For the list of lounges, Please visit www.prioritypass.com
MasterCard Lounge Program#
3 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports for Primary Cardmember
# The list of lounges may be changed by MasterCard at its discretion and without any prior notice to YES BANK or its Cardmembers. Please click here to know more
MasterCard World Golf Program
Waiver of green fee at select golf courses## in India
Enjoy one complimentary golf lesson every calendar month
For bookings, customer may contact MasterCard golf concierge on 1800 102 6263
## The list of golf courses may be changed by MasterCard at its sole discretion and without any prior notice to YES BANK or its Cardmembers. Click here to know more
YES ASSIST - Dedicated Concierge Services
Car Rental & Limousine Referral and Reservation Assistance
Hotel Referral and Reservation Assistance
Travel Referral and Reservation Assistance
Special Events and Performance Assistance
Restaurant Referral and Reservation Assistance
Movie tickets assistance in Mumbai, New Delhi, Bengaluru and Chennai
Flower & Gift Delivery
Emergency Towing Assistance
Roadside Repair Assistance
Simply call us at 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239
INR 1 Crore air accidental cover in case of death due to a flight accidentf
INR 25 Lakhs cover on medical emergencies, while travelling overseasf
INR 5 Lakhs credit shield cover on accidental death of Primary Cardmember
Please click here to know more
Fuel Surcharge Waiver**
Fuel surcharge is waived across fuel stations in India for transactions between INR 400/- to INR 5,000/-
** Total waiver in a statement cycle is capped at INR 1,000. Only the surcharge component will be waived off, GST as levied on surcharge will not be waived off
Contactless Card Technology
The YES FIRST BUSINESS Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number.
For more details please click here
Enjoy below services on your Credit Card
Applicable for retail transaction only. This feature is applicable on cards with annual membership fee
Applicable for retail transaction only
This feature is applicable on renewal membership fee realization
Applicable for retail transactions only. Not valid for fuel transactions
Applicable only on Standing Instruction based registration for bill payment, not applicable for register and pay or ad-hoc payment
Applicable only when the flight is booked on your YES FIRST BUSINESS Credit Card
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Annual membership fees
First Year Membership Fee of Rs 5,000 + Applicable Taxes
Renewal Membership Fee of Rs 5,000 + Applicable Taxes
CURATED BENEFITS FOR BUSINESSES ON THE MOVE!
Workspaces for businesses on the move
Quarterly Savings of INR.1,500/- (Offer valid till 31st March, 2019)
RentPay assistance for your business
Quarterly Savings of INR.4,781/-(Offer valid till 31st March, 2019)
Disclaimer - The above mentioned savings amounts are for illustration purpose only and YES BANK shall, in no way held responsible to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Cardholder/Card member depending on actual spend & payment pattern. YES BANK Limited (“YES BANK”) is not responsible for the correctness & accuracy of data/information.
Click here for detailed T&C’s of the above offers.
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
Easy ways to make YES BANK Credit Card Bill Payment
You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
Net Banking: Register yourself for YES BANK Net Banking and make Credit Card payments online.
Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Current/Savings Account to your Credit Card Account.
ATM Funds Transfer: You can transfer funds from your Current/Savings Account to your Credit Card Account at any YES BANK ATM.
b) For All Customers:
For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
b) For All Customers:
Q. How do I contact YES BANK Credit Cards Customer Care?
A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards
b) YES Prosperity Credit Cards
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