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WOMEN EMPOWERMENT INITIATIVES BY INCLUSIVE AND SOCIAL BANKING (ISB)

Under the guiding principle of Frugal Innovations for Financial Inclusion (FI4FI), the bank has launched various initiatives to reach out to the last mile. It offers products and services including direct micro-credit, micro saving, micro insurance and remittance to the under-banked and unbanked population across various geographical and socio-economic contexts.

Enthused by past experiences and the future vision to create livelihood opportunities for the priority sector; YES BANK remains committed towards strengthening entrepreneurship and financial security. With an aim to promote women empowerment, YES BANK has launched programs across 17 states and has impacted the lives of 20 lakh women with unique micro finance mechanism.

Financial training given to the rural customers of Gandala, Rajasthan

YES LEAP - YES Livelihood Enhancement Action Program (YES LEAP) is a unique branch-agnostic program to provide comprehensive financial services (credit, savings & micro-insurance) to Self Help Groups (SHGs) through partner organizations acting as Business Correspondents (BC) for the Bank.  

YES JLG - YES Joint Liability Group (YES JLG) Program is an effort is to further foray into simpler, replicable methodology of providing financial services to the bottom of pyramid. Carefully scrutinizing an individual JLG group member’s aspirations, the endeavor is to extend financial services to as many women through flexible and focused process of micro-credit.

From a small pilot in 2011, YES LEAP and YES JLG have reached to over 20 lakh households spread across 17 states.

 

Digital Initiatives - The Bank is significantly enhancing the impact and delivery mechanisms of program by introducing various technology based solutions, resulting in efficient, cost effective and on-time delivery of the financial services. Continuous strides are taken to bring in innovation in current product portfolio offered.

  • YES Sahaj - To meet ‘Doorstep Banking’, a mobile collection device has been developed, combining a blue tooth printer and a low cost mobile handset to offer services of a full-fledged ATM.

  • Loan Management System: Realizing the power of robust automated systems which can be integrated with other required systems for seamless operations, a new loan management system is industry first, fully automated technology solution with features like loan and savings account module, integration with credit bureau, business intelligence tool, etc.

  • Tablet solution: Further, making forays into cashless and paperless ecosystem ensuring better efficiency and security, ‘Tablet’ is being introduced. This facilitates customer on-boarding with the help of eKYC, disbursements, digital tracking of payments and receipts, taking photos and videos of SHG meetings.

Financial Inclusion Distribution footprint

As on March 31st, 2018, the Bank has a network of 1100 bank branches across all 29 states and 7 Union Territories in India out of which 498 branches are in semi-urban and rural locations. Additionally, the Bank has 21 BC Banking Outlets to extend the outreach to the unbanked population and provide basic banking facilities through Micro ATMs.

Sr. No

Centre

Sub District

District

State

Address

1

Muthige

Chamarajnagar

Chamarajnagar

Karnataka

New opportunity consultancy Pvt Ltd, # 79 , Hegootara Road,Panyadahundi Village, Mysore to Chamarajanagra Main Road, Near Bus stand,Badanaguppe Post, Chamarajanagra Tq & Dist, Pin-571 313, Karnataka

2

Somahalli

Gundlupet

Chamarajnagar

Karnataka

New opportunity consultancy Pvt Ltd, Somahalli Village & Post, Near Post office, Gundlupet Tq & Chamarajangara Dist, Pin – 571 109, Karnataka

3

Thore Bommanhalli

Maddur

Mandya

Karnataka

New opportunity consultancy Pvt Ltd , 1st  Floor near Bus stand
Post . Thore Bommanahlli -Tq Maddur, Dist Mandya , Pin- 571422, Karnataka

4

Mikkere

Malvalli

Mandya

Karnataka

New opportunity consultancy Pvt Ltd, Mikkere Village & Post, Near Mikkere Circle, Malavalli Tq & Mandya dist, Pin : 571 424
Karnataka

5

Sosale

T Narasipura

Mysore

Karnataka

New opportunity consultancy Pvt Ltd, Sosale Village & Post, Near Petrol Bunk, T Narasipura Tq & Mysuru Dist, Pin : 571 120, Karnataka

6

Hallare

Nanjangud

Mysore

Karnataka

New opportunity consultancy Pvt Ltd,  Hallare Village & Post , Near Gramapanchyat Office. Nanjangud Tq & Mysuru Dist, Pin : 571 315, Karnataka

7

Saraguru

H D kote

Mysore

Karnataka

New opportunity consultancy pvt ltd , H No # 47 , Near Basaveshwara Temple , Post . G B Saraguru , Tq. H D kote  , Dist Mysuru, Pin -570026, Karnataka

8

Doddamaragowdanahalli

Mysore

Mysore

Karnataka

New opportunity consultancy Pvt Ltd, H No # 250 , Near Garmapanchyath office, Post . Doddamargowdana  Halli, Tq & Dist Mysuru , Pin -570026, Karnataka

9

Byadarahalli

K R Nagar

Mysore

Karnataka

New opportunity consultancy Pvt Ltd ,  Opp: Garapanchayth office , post Byadarahlli-571602, Tq K R Nagar Dist Mysuru, Pin -571602, Karnataka

10

Udduru

Hunsur

Mysore

Karnataka

New opportunity consultancy pvt Ltd , H No #183 , Near Garmapanchyath, Post .Uddur, Tq.Hunsur, Dist Mysuru, Pin-562119, Karnataka

11

Hukundha

Kanakapura

Ramanagara

Karnataka

New opportunity consultancy Pvt Ltd, H No #139 , Post Hunkundha  - Tq Kanakapura, dist Ramangara, Pin-562119, Karnataka

12

Gaula

Multai

Betul

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, House No 171/1, AtPo- Gola Tq-Multai, Dist -Betul Pin-460557 MP

13

Temurni

Athner

Betul

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, House No- 121/1 AT PO- Tembhurni Tq-Athner, Di- Betul MP Pin-460110 MP

14

Lohar Pipliya

Dewas

Dewas

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, House No. 287 
Atpo-Lohar pipaliya, Tq-.Dewas, Dist- Dewas Pin- 455001 MP

15

Utawad

Dhar

Dhar

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, House No25/1
Atpo- Utawad  Tq- Dhar,Dist- Dhar Pin-454001 MP

16

Nazarpura

Rahetgaon

Harda

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd., House  No. 151 Ward No 13, AtPo- Najarpura, Tq. Rahatgoan Di-Harda,Pin-461228 MP

17

Palanpur

Hoshangabad

Hoshangabad

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, At- Palanpur, Po- Gonora  Tq, Dist. Hoshangabad Pin- 461001 MP

18

Shivnagar

Mhow

Indore

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, Village Name - Shiv Nagar Datoda, Tq-Mhow Dist-Indore Pin -452020 MP

19

Arjun Baroda

Sawer

Indore

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd  , At- Arjun Baoda, Post -Arjun Baoda, Tq- Sanwer  Dist- indore  ,Pin - 453771 MP

20

Kharadi

Maheshwar

Khargone

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd ,Village Name- Kharadi
Po - Kharadi, Tq- Maheshwar, Dist-  Khargone Madhy pradesh 451224 MP

21

Rasoolpur

Tyonda

Vidisha

Madhya pradesh

New Opportunity Consultancy Pvt. Ltd, Near HP petrolpump Pathari road .At- Rasoolpur Post -Tyonda, Tq-Tyonda Dist- Vidisha ,Pin - 464331 MP

 

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