• Bookmark

Under the guiding principle of Frugal Innovations for Financial Inclusion (FI4FI), the bank has launched various initiatives to reach out to the last mile. It offers products and services including direct micro-credit, micro saving, micro insurance and remittance to the under-banked and unbanked population across various geographical and socio-economic contexts.

Enthused by past experiences and the future vision to create livelihood opportunities for the priority sector; YES BANK remains committed towards strengthening entrepreneurship and financial security. With an aim to promote women empowerment, YES BANK has launched programs across 17 states and has impacted the lives of 20 lakh women with unique micro finance mechanism.

Financial training given to the rural customers of Gandala, Rajasthan

YES LEAP - YES Livelihood Enhancement Action Program (YES LEAP) is a unique branch-agnostic program to provide comprehensive financial services (credit, savings & micro-insurance) to Self Help Groups (SHGs) through partner organizations acting as Business Correspondents (BC) for the Bank.  

YES JLG - YES Joint Liability Group (YES JLG) Program is an effort is to further foray into simpler, replicable methodology of providing financial services to the bottom of pyramid. Carefully scrutinizing an individual JLG group member’s aspirations, the endeavor is to extend financial services to as many women through flexible and focused process of micro-credit.

From a small pilot in 2011, YES LEAP and YES JLG have reached to over 20 lakh households spread across 17 states.


Digital Initiatives - The Bank is significantly enhancing the impact and delivery mechanisms of program by introducing various technology based solutions, resulting in efficient, cost effective and on-time delivery of the financial services. Continuous strides are taken to bring in innovation in current product portfolio offered.

  • YES Sahaj - To meet ‘Doorstep Banking’, a mobile collection device has been developed, combining a blue tooth printer and a low cost mobile handset to offer services of a full-fledged ATM.
  • Loan Management System: Realizing the power of robust automated systems which can be integrated with other required systems for seamless operations, a new loan management system is industry first, fully automated technology solution with features like loan and savings account module, integration with credit bureau, business intelligence tool, etc.
  • Tablet solution: Further, making forays into cashless and paperless ecosystem ensuring better efficiency and security, ‘Tablet’ is being introduced. This facilitates customer on-boarding with the help of eKYC, disbursements, digital tracking of payments and receipts, taking photos and videos of SHG meetings.


download app
Android App for YES BANK

Download App

You will shortly receive a SMS from us at the mentioned Mobile no. by you. This SMS contains an App download link.
Please try after Some time.
App Store for YES BANK

Download App

You will shortly receive a SMS from us at the mentioned Mobile no. by you. This SMS contains an App download link.
Please try after Some time
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms