With quick and easy Personal loans from YES BANK, you can now go ahead and treat your loved ones to that long awaited holiday abroad or give your home a makeover. YES BANK Personal Loans allow you to fulfill your personal requirements instantly.
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Type of Loans |
Personal Loan / Business Loans |
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Salaried |
Self Employed |
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Foreclosure of loan ( Full Pre payment) is not allowed up to payment of |
12 EMI’s |
12 EMI’s |
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Foreclosure Charges ( Full Pre payment) |
13 -24 Months of EMI Repayment -4% 25 -36 Months of EMI Repayment -3 % 37 -48 Months of EMI Repayment-2% >48 Months of EMI Repayment -Nil
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13 -24 Months of EMI Repayment -4% 25 -36 Months of EMI Repayment -3 % 37 -48 Months of EMI Repayment-2% >48 Months of EMI Repayment -Nil |
Eligibility Criteria
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Particulars |
Basic Eligibility/Requirement |
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Monthly Net Salary |
Minimum 25,000/- in Hand (Net Salary) |
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Salary account with Yes Bank (Yes/No) |
Should have min 6 months’ salary account with YBL |
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No of Yr in Current Company |
Minimum 6 Months |
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Total Work Experience (Employment) |
Minimum 2 years |
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No of Yr in Current Residence/Residence Details |
Owned – No Condition |
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Parental Owned – No Condition |
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Rented - Minimum 2 yrs at current residence |
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ITR / Form 16 |
For last 2 Financial Years |
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Loan Requirement /Minimum Loan Amount |
2 Lacs |
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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