With quick and easy Personal loans from YES BANK, you can now go ahead and treat your loved ones to that long awaited holiday abroad or give your home a makeover. YES BANK Personal Loans allow you to fulfill your personal requirements instantly.

Type of Loans

Personal Loan / Business Loans

 

Salaried

 

Self Employed

Foreclosure of loan ( Full Pre payment)  is not allowed up to payment of

12  EMI’s

12 EMI’s

Foreclosure Charges  ( Full Pre payment)

13 -24 Months of EMI Repayment -4%

25 -36 Months of EMI Repayment -3 %

37 -48 Months of EMI Repayment-2%

>48 Months of EMI Repayment -Nil

 

13 -24 Months of EMI Repayment -4%

25 -36 Months of EMI Repayment -3 %

37 -48 Months of EMI Repayment-2%

>48 Months of EMI Repayment -Nil

Eligibility Criteria

Particulars

Basic Eligibility/Requirement

Monthly Net Salary

Minimum 25,000/- in Hand (Net Salary)

Salary account with Yes Bank (Yes/No)

Should have min 6 months’ salary account with YBL

No of Yr in Current Company

Minimum 6 Months

Total Work Experience (Employment)

Minimum 2 years

No of Yr in Current Residence/Residence Details

Owned – No Condition

Parental Owned – No Condition

Rented - Minimum 2 yrs at current residence

ITR / Form 16

For last 2 Financial Years

Loan Requirement /Minimum Loan Amount

2 Lacs

Schedule Of Charges

features & benefits

loan amount upto INR 20 lakhs

Loan available up to INR 20 lakhs

No Guarantor

NO guarantor / NO Security / NO Collateral

other benefits

View our hosts of other benefits

View our hosts of other benefits:

  • Attractive Interest Rates

  • Flexible repayment options

  • No collateral required

  • Loans available for various needs

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