Non-resident Indians are often faced with the situation of maintaining an NRI savings account in India. Mainly there are two reasons to open the account: NRI wants to repatriate money earned abroad back to India and / or NRI wants to maintain India-based income in India. NRI has the option to open majorly these two types of NRI account: Non-Resident Rupee (NRE) account and / or an ordinary Non-Resident Rupee (NRO) account. NRO accounts can also be opened by Indian Originals (PIOs) and Indian citizens abroad (OCI).

If you’re an NRI and looking for to open NRI account online then you can opt for Non-Resident External (NRE)and a Non-Resident Ordinary (NRO) savings account or Seafarer savings account with YES BANK, it comes with so many benefits and defines convenience. You can easily open NRI savings account online. The NRE and NRO Savings Account offers ease of access (without any hassles) to your money for you and your family back in India.

YES BANK offers innovative financial solutions, backed by expert advice which in return takes care of your banking and savings requirements. Plus, their rate of interest is 6% on NRI account in India. For more information on NRI Savings account click on

YES BANK: NRI Account interest Rate: Non-Resident External (NRE) Savings Account and Non-Resident Ordinary (NRO) Savings Account


  • It is to be noted that W.e.f. April 1, 2011 interest for all rupee savings accounts has been calculated on the daily closing balances maintained in the account.

  • With effect from September 1, 2017 NRI interest rate of 5% p.a. for balances i.e. up to INR 1 lakh, following a 6% p.a. for balances of INR 1 lakh that goes up to 6.25% p.a. for INR 1 Crore, is applicable for balances of INR 1 Crore up to INR 100 Cr. For much more bigger amounts than INR 100 Crore, please contact the branch or your designated Relationship Manager.

* Note: The rates are subject to change at the sole discretion of YES BANK. Conditions Apply*

To know details about saving account interest rates fixed deposit (FCNR & RFC).

Click here.


  1. For reference purpose interest rate slabs considered are 3 months = 91 days; 6 months = 181 days; 9 months =272 days

  2. Actual Number of days will be calculated at the time of booking

  3. For less than 1-year deposit, please mention tenure in days

  4. Reinvestment is available for minimum tenure of 6 months 1 day (actual number of days in the month)

**Interest rates are subject to change at the sole discretion of YES BANK

Please Note:

No interest is payable if NRE RD is withdrawn before completion of 12 months

  • Minimum monthly installment of INR 1,000 and in multiples of INR 100 thereof

  • Minimum tenure of 12 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years


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