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Current Accounts

We, at YES BANK, understand the dynamic nature of your business and present a unique Current Account solution with flexible features to address your complete business & financial needs. Our transparent pricing structure, cutting edge banking technology, combined with our expert knowledge-based financial solutions ensure not just efficient transactions but also enables business growth.

For the first time in the industry, YES BANK has introduced a 3-tier structure with auto-upgrade facility and charges based on usage. This ensures transparent pricing and benefits best suited to the scale of your business.

Signature Privileges

  • 3 Tier structure of features & benefits with option to enroll at any tier based on your requirement¿
       Edge Business       Prime Business     Exclusive Business

Enjoy all the banking benefits, along with efficient value-added services that deliver more than you expect from a current account.

For every growing business, it is essential to have a range of customised services to go along with its Current Account, for handling high transaction volumes Every established business needs maximum benefits and cost-saving features in their Current Account.
With a lower balance expectation, this product best suited for a new setup or a business with less volume of transactions Choose from the available value-added services linked to business requirements, to sustain the growth of your business Choose this premium tier for your business and get the best-in-class services and features to meet all your business needs
Eligible for revision to Prime Business & Exclusive Business during its Life Cycle Eligible for revision to Edge Business & Exclusive Business during its life cycle Eligible for revision to Prime Business & Edge Business during its life cycle
  • Same requirement of minimum account balance across tiers
  • Auto Revision of features & benefits based on usage
  • Cash Deposit Machine# – A unique proposition at the Branch / Market / At your premises
  • Choose your Value Added Services through our Value Added Banking Packages
  • Free* Cash Deposit limits based on average balance maintained in current or previous month, whichever is higher
  • No charges* for cash deposits done through Cash Deposit Machines#
  • Free Cheque Collections (Local & Outstation) without limits
  • Free* Limits on Outward Cheque Returns (Cheques deposited with us & returned) in select tiers
  • Free* Payable-at-Par Cheque leaves for Anywhere Payments
  • Free* usage of Business Debit Cards at ATMs (within India) / Merchant Establishments / Online Payments
  • Anywhere Banking at any YES BANK location with no additional charge or restriction

Convenience Banking*

  • Free Internet Banking & IMPS to track your funds online at anytime & from anywhere
  • Two Factor Authentication assuring highest levels of security on Internet Banking
  • Free banking through Mobile Banking, Phone Banking
  • Scan banking Solution to send your bulk transaction requests in secured mode through Desktop/Laptop
  • Free usage of Business Debit Cards at ATMs / Merchant Establishments and for Online Payments
  • Doorstep banking services (cheque pick-up and cash pick-up/delivery)

Value Added Banking Packages

  • Premium value added services are available as add-on to our proposition
  • Range of products from EDC Terminals banking to payment gateway, cash management services and Trade & Remittance product for global businesses
  • Choice of services basis your business requirement, enabled with minimum documentation***

Auto-Upgrade Facility

Our first-in-the-industry Auto-Upgrade facility$ dynamically reviews usage of your Current Account, thus offering you the right products and benefits.

  • Your Current Account will be reviewed on regular basis and will be upgraded / moved to a lower Tier based on your banking behavior
  • This facility will let you avail higher free limits and better services without going through the hassle of new account opening or sending instruction to the bank
  • Even if your Current Account moves to a lower tier, it is not penalized with non-maintenance charges^
  • Representive Chart (Click here)

#At select locations
*Please refer to Schedule of Charges for applicable free limits in each tier
***Please connect with YES BANK Representative for set-up/sign-up process

^Subject to conditions fulfilled; please refer Schedule of Charges for details
$For more details please contact our 24-Hour Contact Centre on 1800 2000 or visit any of our conveniently located branches across India

Edge Business

Enjoy all the banking benefits, along with efficient value-added services that deliver more than you expect from...

Prime Business

For every growing business, it is essential to have a range of customised services to go along with its Current...

Exclusive Business

Every established business needs maximum benefits and cost-saving features in their Current Account. Choose this...

Value Added Business Packages

We at YES BANK understand your business. We strive to value add to your business to not only make banking easier...

Existing Variants

Keeping in line YES BANK’s commitment to providing superior and consistent service experience, your Current...

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