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YES BANK, India’s fourth largest private sector Bank, is the outcome of the professional & entrepreneurial commitment of its Founder Rana Kapoor and its Top Management team, to establish a high quality, customer centric, service driven, private Indian Bank catering to the future businesses of India.

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Board Of Directors

Mr. Rana Kapoor

Rana Kapoor is the Managing Director & CEO of YES BANK. As a professional entrepreneur, since 2003, he is progressively establishing a high quality, state-of-the-art private Indian Bank with a vision of "Building the Best Quality Large Bank of the World in India".

-Mr. Rana Kapoor ,Founder, Managing Director & CEO

Rana Kapoor is the Founder, Managing Director & CEO of YES BANK. He has been a professional entrepreneur since 1998. He has progressively established YES BANK since launch in 2003, as a high quality, state-of-the-art private Indian Bank with a vision of “Building the Finest Quality Large Bank of the World in India”. Under his leadership, YES BANK has steadily evolved as the “Professionals’ Bank of India” with exemplary business and financial outcomes as evidenced in the financial results since inception, with strong profitability, and consistent asset quality.

Rana Kapoor received an Honorary Fellowship from All India Management Association (AIMA), Doctorate in Science (Honoris Causa) from G.B. Pant University of Agriculture & Technology, India’s foremost and oldest Agri University, for his contribution to the Food & Agribusiness sector in INDIA. He holds an MBA degree from Rutgers’ University in New Jersey, U.S.A. (1980), and a Bachelor’s degree in Economics (Honours) from the University of Delhi (1977). He has also received the prestigious President’s Medal from Rutgers University.

In a span of 14+ years, YES BANK has received significant national and global recognitions & accolades including the prestigious Best Bank for SMEs in India in 2018 from Asiamoney magazine, Global Winner – Payments from The Banker in 2018, Bank of the Year, India Award in 2017 and 2015 from The Banker magazine, UK, Asian Banker Strongest Bank in India 2016, 2015, 2013, 2012, Best Midsized Bank for 2017, 2015, 2013, 2012, 2010, 2009 & 2008 in the Business Today-KPMG Best Banks Annual Survey. YES BANK was awarded the Best Bank (Mid-Size) by Businessworld and adjudged Best Managed Bank in India by the Asian Banker (2011-2013), Jakarta, 2013. YES BANK received the Rank 1 Sustainable Bank of the Year (Asia/Pacific) award at the FT/IFC Sustainable Finance Awards 2012 and 2011, London and was included as a Foundation Member of the World Economic Forum (WEF), Geneva.

Rana Kapoor was recently felicitated with the ‘CNBC Asia's India Talent Management’ award at the 13th edition of CNBC TV 18’s India Business Leader Awards and was recognized by NBT for his immense contribution to society, promotion of culture and social initiatives in 2018. He was also felicitated by the Hon'ble Governor of Maharashtra, Shri CH Vidyasagar Rao and the Hon'ble Chief Minister of Maharashtra, Shri Devendra Fadnavis, for his ‘commitment to the development of the State of Maharashtra’. Rana Kapoor was felicitated as CEO of the Year at SABRE Asia Pacific Awards 2016 in Hong Kong by The Holmes Group. Mr. Kapoor was adjudged 'The Leading Banker of the Decade' by The Indian Chamber of Commerce (ICC). He has been felicitated for his ‘Outstanding Contribution to Innovation in Financial Services Industry’ by IIM Ahmedabad and for his contribution to the Banking and Financial Services Industry by IIM Indore. In May 2016, he was recognized by the London Business School India Business Forum for Exemplary Contribution to Innovation and Entrepreneurship, He was also felicitated by the IIT, Mumbai for his exemplary contribution to fostering Entrepreneurship in India and by the IIM Kozhikode for his Exemplary Contribution to Financial Services. He was also felicitated by IRMA for his “Exemplary Contribution to Agribusiness in Emerging Economies”. Mr. Kapoor received the ‘Best Business Innovator’ award at the Asia Business Leadership Forum. He was recognized as ‘Visionary Business and Banking Leader’ by NAREDCO, MCHI-CREDAI and FHRAI in 2014. He had earlier received The Asian Banker CEO Leadership Achievement Award for India, 2013. He was acknowledged and received the Entrepreneur of the Year award at the Asia Pacific Entrepreneurship Awards 2011. Mr. Kapoor received the Indian Business Leader of the Year award at the FICCI-Horasis Global Indian Business Meeting 2010 in Spain, and was awarded the Start-up Entrepreneur of the Year 2005 at the Ernst & Young Entrepreneur of the Year Awards.

Prior to establishing YES BANK, Rana Kapoor was CEO & Managing Director, and main Managing Partner of Rabo India Finance (RIF) Pvt. Ltd. (a corporate finance and investment banking organisation). He successfully spearheaded RIF as a foreign joint venture financial services organization in partnership with Rabobank (AAA rated) in India and assiduously built RIF as a Professional Entrepreneur from 1998-2003. Thereafter he sold his shareholdings to Rabobank, Netherlands, in early 2003.

Prior to starting Rabo India, he was the General Manager & Country Head: ANZ Grindlays’ Investment Bank (ANZIB, from 1996-98). He spent 15 years at Bank of America (1980-1995), where he last headed the Bank’s Wholesale Banking businesses and held several positions of increasing responsibility, including assignments in Asian countries. He was presented the Eagle Pin by the Chairman of Bank of America in 1990, the highest professional recognition for consistent performance excellence at Bank of America, amongst several other enterprising achievements.

Mr. Kapoor is a member of the following :

  • Member, Chief Minister’s Advisory Council for Fintech, Government of Maharashtra

  • Member, Board of Management, Indian Institute of Foreign Trade (IIFT), Delhi

  • Member, NASSCOM Executive Council 2017-19

  • Past President, ASSOCHAM

  • Deputy Chairman, Indian Banks’ Association (IBA) (2011-12)

  • Member, Government of India’s Board of Trade

  • President, FICCI Maharashtra State Council (2010-11)

  • Member – Founders Circle, Brookings Institution

  • Vice President, Governing Council, University of Pennsylvania Institute for the Advanced Study of India (UPIASI)

  • President, The Council of EU Chambers of Commerce in India (2009 – 10)

  • Council Member, World Business Council for Sustainable Development

  • Member, Carbon Pricing Leadership Council

  • Honorary Consul General, Republic of Cyprus, Mumbai

  • Member, World Presidents’ Organization (WPO/ YPO)

  • Member, Chief Executives’ Organization (CEO)


Click here to read the complete profile of MD & CEO, Rana Kapoor

To know about the awards and accolades received by Rana Kapoor, Click here.

Lt General (Dr.) Mukesh Sabharwal (Retd.)

Lt Gen (Dr.) Mukesh Sabharwal (Retd.) has been on the Board of YES BANK since April 2012 as an Independent Director.

-Lt General (Dr.) Mukesh Sabharwal (Retd.) ,(Independent Director)

Lt Gen (Dr) Mukesh Sabharwal has been on the Board of YES Bank since April 2012 as an Independent Director.

A hardcore professional, Gen Sabharwal had an outstanding service career, spanning over 40 years in the Indian Army that began with successfully fighting in the Indo-Pakistan War in 1971. He has a rich operational experience having served in Siachen, Ladakh, Manipur in North East India, and several tenures in Jammu and Kashmir engaged in counter terrorist operations.

He was the Corps Commander of the sensitive 15 Corps at Srinagar responsible for maintaining internal security and stability within the Kashmir Valley. He was the Security Advisor to the J&K Government in 2007-08 during the President’s Rule arising out of the Amarnath Shrine Board agitation.

Appointed as the Adjutant General of the Indian Army in 2008, he managed the entire Human Resources of over 11 lakh officers and soldiers and interests of 22 lakh ex-servicemen. He has sound experience in policy formulation, implementation and monitoring of manpower planning, personnel services, recruitment, selection, discipline, vigilance, welfare and security.

Having done his schooling from St. Columba’s High School, Delhi, he has completed his Masters in Defence Studies from Madras University and Masters in Management Studies from Osmania University. He is also a Master of Military Arts and Science from CGSC University, Kansas, USA, a Master of Strategic Studies from US Army War College, Pennsylvania, USA and an M(Phil) in Defence Studies from Madras University.

He completed his PhD from the Indira Gandhi National Open University, New Delhi in 2015. The subject of his thesis was “Terrorism in South Asia and its Relationship to India’s Security”.

He was awarded the Param Vishisht Seva Medal for distinguished services of an exceptional order by the President of India.  Earlier, he had been awarded the Vishisht Seva Medal, the Ati Vishisht Seva Medal and the Bar to Ati Vishisht Seva Medal.

He retired from service in 2011. In 2015, he was nominated by the Raksha Mantri to Chair a Committee of Experts to review the litigation and grievances in the Defence Services of India.

In 2016, he was a member of the RMC Expert Committee to review the combat potential of the Defence services.

Mr. Brahm Dutt

Mr. Brahm Dutt has been on the Board of YES BANK since July 2013 as an Independent Director.

-Mr. Brahm Dutt ,(Independent Director)

Mr. Brahm Dutt has been on the Board of YES BANK since July 2013 as an Independent Director.

During his career in the IAS for 37 years, he held several posts in the State Government of Karnataka as well as in the Central Government and rose to the level of Secretary to Government of India. Before retirements from the service, he worked as Secretary in the Cabinet Secretariat and in the Ministry of Road Transport & Highways, for over three and half years. After retirement from the IAS, he was an advisor (Energy & Highways) to Government of Karnataka from May 2011 to September 2013. Besides advising several private companies on issues related to SMEs, FDI, infrastructure, highways and power, he was also associated with several government committees and task forces.

His core competence is in the area of SME development. He had held prominent positions such as Joint Development Commissioner for Handlooms, Ministry of Textiles, Executive Director, Indian Silk Export Promotion Council and Joint Secretary (SSI), Ministry of Industry, in Government of India for over 10 years and Director of Industry and Commerce in Karnataka for about 2 years. He has acted as a member on the board of directors of SIDBI, NSIC, KSFC, KSSIDC and several other public sectors undertakings associated with development and financing of small scale and micro enterprise in Karnataka. He has closely dealt with issues connected with availability of credit to these sectors and was associated with several high level committees for improving availability of credit to these sectors. As Joint Secretary, the very first initiative for development of micro finance institutions in the country was taken by him.

Some other posts held in Government of India are Chairman, Tariff Authority for Major Ports, Chairman, National Authority for Chemical Weapons, Additional Secretary (Department of Personnel & Training), Counsellor (Commerce & Finance, Embassy of India, Washington DC) and Deputy Secretary (Ministry of Commerce). In the state Government of Karnataka, he held the posts of Principal Home Secretary, Principal Secretary (Disinvestment & Public Sector Reforms), CMD, Mysore Paper Mills, Secretary (Education) and also worked in the field as Assistant Commissioner in-charge of sub-division and Deputy Commissioner of Mysore District in Karnataka Government.

He had led several missions as International Consultant for the International Trade Centre, Geneva for preparation of projects for development of SMEs in Ghana, Nigeria and The Gambia in Africa. He also acted as a Consultant for UNIDO and UNDP.

Mr. Dutt is M.Sc (Physics), MA (Economics) & LL.B. and has more than 37 years of experience in Indian Administrative Services (IAS).

Mr. Subhash Kalia

Mr. Subhash Chander Kalia, has been on the Board of YES BANK since April 03, 2018.

-Mr. Subhash Kalia ,Non-Executive Non Independent Director

Mr. Subhash Chander Kalia has rich experience of over 38 years in the Banking Industry holding key positions in India and abroad. Previously, Mr. Kalia served as an Executive Director of Union Bank of India from November 2009 to September 2011. He also served as an Executive Director of Vijaya Bank Ltd. from October 2008 to November 2009. Mr. Kalia joined Bank of Baroda in 1973 and worked in several capacities up to the level of General Manager till 2008. He was instrumental in setting up Baroda Pioneer Asset Management Company and Baroda L & G Life Insurance Company.

Mr. Kalia has significant expertise in Agriculture lending, Financial inclusion and Priority Sector Lending. He has also served on various Committees constituted by RBI / Association / Government of India such as Indian Banks’ Association Committee on Agro Business and Financial Inclusion for the year 2010-11, Empowered Committee on External commercial Borrowing of RBI, Committee constituted by RBI to re-examine the existing classification and suggest revised guidelines with regard to priority sector lending classification and related issues,Committee constituted by Government of India to identify issues in financing of Projects in Road, Conventional Power, Fuel & Fuel & Energy, Urban Transport and other Sectors as identified in Indian Infrastructure Report, etc.

Mr. Kalia has also been associated with corporate and NBFCs as advisor in financial service sector space. He has rich experience in corporate governance practices followed in India and abroad, having served on the Boards of several Banks and Institutions.. He has also served as the Chairman of Regional Rural Bank, Pratapgarh, Director on the Board of erstwhile Bareilly Corporation Bank Limited, Nainital Bank Limited, Shahjahanpur Kshetriya Gramin Bank Limited and Bareilly Kshetriya Gramin Bank Limited and various overseas subsidiaries of Bank of Baroda , etc.

Mr. Kalia holds a Bachelor's degree in Arts from Punjab University and a Master's degree in Political Science, with the distinction of standing first in the University from Guru Nanak Dev University and is also a Gold Medalist. He is also a qualified CAIIB.

He is also a director on the Board of various companies including BOI AXA Investment Managers Ltd. and IFCI Venture Capital Fund Limited.

Mr. Ajai kumar

Mr. Ajai Kumar has been appointed as Non-Executive Non Independent Director of YES BANK on January 29, 2016.

-Mr. Ajai kumar ,Non-Executive Non-Independent Director

Prior to this, he was acting as Senior Strategic Advisor of the Bank since 2014. Mr. Ajai Kumar has a distinguished career in banking industry having more than forty years of experience in Public Sector Banking Industry holding eminent leadership positions in India and overseas (New York, USA) including as CMD of Corporation Bank, Executive Director of UCO Bank and as General Manager & Head of Technology and Retail Banking at Bank of Baroda.

As CMD of Corporation Bank, he provided strong leadership to take Bank to next level of Business and Next Generation Technology, implemented turnaround strategies successfully by creation of strong business processes and structures in the form of Circle Offices for better efficiency and controls, launching SME Loan Centres, Agriculture Business Development Cells, and several Gold Loan Shoppes. Under his leadership, Corporation Bank emerged as the Bank with very strong financials, best productivity, best asset quality and best customers services among its peers. The Bank was ranked No. 1 in the country for its performance in MSME finance for the year 2012-13 and honoured with National award by Prime Minister of India.

Prior to Corporation Bank, Mr. Ajai Kumar was Executive Director of UCO Bank wherein, he had developed significant improvements in structures, systems and controls in operations, credit monitoring and supervision.

Ajai Kumar is a Law Graduate and a Post Graduate in Physics from University of Allahabad. He is a Certified Associate of Indian Institute of Bankers (CAIIB). He started his career with Bank of Baroda joining as a Direct Officer in the year 1973.

In his thirty six years of service in Bank of Baroda, he had held various positions handling key responsibilities in Head Office, Zonal Offices, Branches, New York Office and Off-shore Banking Operations of Nassau, Bahamas, covering a vast spectrum of banking operations. He also played a pivotal role in strengthening and consolidating Retail Business with centralized process through Retail Loan Factories and introduction of several new value-based products for customers. His hands-on and practice-driven experience facilitated balanced decision making with insight into all aspects.

Mr. Ajai Kumar secured several awards and accolades in his illustrious career as a Banker and has also been honored with Outstanding Award for the paper submitted on "Knowledge Management - A Perspective for Public Sector Banks" in BECON 2003. He was a Member of the Board of Directors at Indo Zambia Bank Ltd and Multi Commodity Exchange of India Limited. and is currently also a director on the Board of Indiabulls General Insurance Limited.

Dr. Pratima Sheorey

Dr. Pratima Sheorey has been on the Board of YES BANK since April 26, 2018.

-Dr. Pratima Sheorey ,Independent Director

Dr. Sheorey has over 21 years of experience in Academics (Marketing), Consumer behaviour, Market Research, Training and Customer Insight mapping. She is currently the Director of Symbiosis Centre for Management and Human Resource Development (SCMHRD), a leading B-school in Pune. She has also served as Director of Symbiosis Institute of International Business (SIIB) from April 2013 to August 2013. Dr. Sheorey was a full time Faculty at SCMHRD as an Associate Professor in the Department of Marketing from July 2007 till April 2013 as well as a Visiting Faculty from June 1999 till January 2001 and Full time Faculty from January 2001 till July 2003. She has also been associated with Hero Corporate Services Limited, ORG – MARG (The Nielson Company) and IMRS India Ltd for Research.

Dr. Sheorey brings with her extensive research on Consumer behavior, Customer loyalty, Market research across consumer focused sectors, with a specific emphasis on creating an all-round experience in customer engagement. She has co-authored numerous papers for Journals and has also co-authored a chapter, ‘A conceptual framework for determining brand attitude and brand equity through text analytics of social media behavior’ in Encyclopedia of Information Science and Technology.

Dr. Sheorey is a Ph.D. in Marketing and is a MBA (Marketing) from Pune University. She is a Bachelor of Science (Microbiology) from Pune University and qualified UGC NET in 2012.

Mr. Uttam Agarwal

Mr. Uttam Prakash Agarwal has been on the Board of YES BANK since November 14, 2018.

-Mr. Uttam Agarwal ,Additional Director (Independent)

Mr. Agarwal is a Chartered Accountant with 30 years of experience in taxation, finance and restructuring having worked extensively in areas such as statutory audit, income leakage audit, dealing room audit of Banks, special investigative audit on behalf of Board for Industrial and Financial Reconstruction (BIFR), Public sector banks and companies under RBI's appointment as well as monitoring of sick companies on behalf of Bank of India and audits for banks, NBFCs and Mutual Funds.

He also has rich experience in providing tax and business advisory services to private equity investors, banks, investment banks, brokerage houses and finance companies.

Mr. Uttam Prakash Agarwal has been the youngest President of ICAI 2009-10, and has been acknowledged by former President of India, for his commendable work in the industry and presented with 'Recognition of Excellence Award'.

Mr. Agarwal was a Technical Advisor on the Board of International Federation of Accountants (IFAC), Developing Nations Committee (DNC) of IFAC and Small and Medium Practices Committee (SMP) of IFAC. He is also a member of the Disciplinary Committee constituted by the Council of the Institute of Actuaries of India nominated by the Ministry of Finance from 2009 to till Date.

Mr. Agarwal has also been a Member of the Central Direct Taxes Advisory Committee (CDTAC) constituted by the Central Board of Direct Taxes, Department of Revenue, Ministry of Finance, Govt. of India and Regional Direct Taxes Advisory Committee (RDTAC), New Delhi; the National Advisory Committee on Accounting Standards constituted by the Ministry of Corporate Affairs, Government of India; the Audit Advisory Board and the Government Accounting Standards Advisory Board, constituted by the Comptroller and Auditor General of India; Member on the Board of Insurance Regulatory and Development Authority (IRDA); Board of Tariff Advisory Committee of IRDA and also a member of Standing Committee on Accounting Issues (SCAI) constituted by IRDA; Member of SEBI Committee on Disclosures and Accounting Standards (SCODA). He has served as an Independent Director on the Boards of various companies including IRDAI, NSEL (new board post scam) and ICAI Research Foundation amongst others.

Mr. Agarwal also holds the honorary membership of Institute of Chartered Accountants of Australia and Certified Public Accountant of Australia. He is currently holding directorship of various Companies including Reliance Capital Trustee Co Ltd.

Mr. T.S. Vijayan

Mr. T.S. Vijayan has been on the Board of YES BANK since December 3, 2018.

-Mr. T.S. Vijayan ,Additional Director (Independent)

Mr. Vijayan is an eminent leader, with an impeccable public track record. He was the past Chairman of Insurance Regulatory & Development Authority of India (‘IRDAI’). Before assuming charge as Chairman, IRDAI in 2013, Mr. Vijayan held several senior leadership positions in various capacities in the Life Insurance Corporation of India (‘LIC’), India’s largest Insurance Company, and assumed responsibility as its Chairman in 2006. He took charge as Chairman of LIC when competition was at its peak upon opening of insurance sector in 2001. His career in LIC started as a Direct Recruit Officer in the year 1977 and some of the important assignments held by him were Managing Director of LIC, Executive Director (IT & BPR), Director and Chief Executive of LIC Housing Finance Limited Carehomes.


Mr. Vijayan’s specialization includes Information Technology, Human Resources & Marketing. He was the architect of the concept of Satellite Offices in LIC which brought about a revolution in customer service. He has participated in several national and international seminars in the areas of Information Technology, Strategic Management, Corporate Governance, Financial Management, Value creation in Service industry etc. He has received extensive training in Business Schools like Indian School of Business and apex training institutes like NIA, MDC etc.


Mr. Vijayan pursued his education in Kerala and holds a special graduate degree from Kerala University. He also holds a Diploma in Management.


Mr. Vijayan is also a director of various companies including Muthoot Microfin Limited.

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