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YES BANK, is a high quality, customer centric and service driven Bank. Since inception in 2004, YES BANK has grown into a ‘Full Service Commercial Bank’ providing a complete range of products, services and technology driven digital offerings, catering to corporate, MSME & retail customers. YES BANK operates its Investment banking, Merchant banking & Brokerage businesses through YES SECURITIES and its Mutual Fund business through YES Asset Management (India) Limited, both wholly owned subsidiaries of the Bank. Headquartered in Mumbai, it has a pan-India presence across all 28 states and 9 Union Territories in India including an IBU at GIFT City, and a Representative Office in Abu Dhabi.

Board Of Directors

Mr. Sunil Mehta

Mr. Sunil Mehta has over three and a half decades of proven leadership experience in banking, financial services, insurance and investments with Citibank and AIG.

-Mr. Sunil Mehta , (Non-Executive Chairman)

Mr. Sunil Mehta has over three and a half decades of proven leadership experience in banking, financial services, insurance and investments with Citibank and AIG. In 2013, he left AIG where he was the Country Head & CEO for AIG India since 2000. Subsequently, he started SPM Capital Advisers Pvt. Ltd. Mr. Mehta is the Chairman and Managing Director of SPM Capital Advisers Pvt. Ltd., a leading business advisory and consulting firm in India.

As Country Head & CEO for AIG in India, Mr. Mehta was responsible for all AIG businesses in India covering Insurance, Financial Services, Real Estate and Investments amongst other businesses. He set up AIG’s insurance JVs with Tatas and was also responsible for expanding AIG’s presence across ten businesses in India which included Life & Non-Life Insurance, Private Equity, Asset Management, Real Estate, Home Finance, Consumer Finance, Software Development, Mortgage Guaranty and Aircraft Leasing. He was on the Board of all AIG Companies in India and on the Board of IDFC Ltd. for several years.

Prior to joining AIG, Mr. Mehta worked with Citibank for over 18 years where he held various senior positions covering operations, sales & risk process re-engineering, risk management, public sector business and corporate banking. His last assignment was Corporate Bank Head for Citibank India and Senior Credit Officer.

Mr. Mehta has been appointed the Non-Executive Chairman of YES Bank Limited by a Government of India Notification dated March 13, 2020. Mr. Mehta was Non-Executive Chairman of Punjab National Bank from March 2017 till February 2020. He was an Independent Director on the Board of State Bank of India from June 2014 to March 2017. He is presently a Board Member of ACC Ltd. (A subsidiary of LafargeHolcim Group), Sashakt India Asset Management Ltd., Welmo Fintech Pvt. Ltd. and Bodytronix Fitness Pvt. Ltd. Mr. Mehta was on the Board of a startup digital non-life insurance company - Acko General Insurance Ltd. till October 2018.

In addition, he is a Senior Advisor to notable international/domestic firms amongst his other business responsibilities at SPM Capital Advisers Pvt. Ltd.

Mr. Mehta was asked to Chair the Committee on Resolution of Stressed Assets by the Honorable Finance Minister of India. Other Members of the Committee included the Chairman of State Bank of India, Managing Director of Bank of Baroda and Deputy Managing Director of SBI. The Committee presented the Sashakt Report on Resolution of Stressed Assets to the Finance Minister on July 2, 2018. The report is under implementation and made significant progress with adoption of the Inter Creditor Agreement (ICA) by the Regulator and all major Banks/NBFC’s in addition to other recommendations.

Mr. Mehta is closely engaged with various Think Tanks and Chambers of Commerce. He is the founding Board Member of the Asia Society India Centre and a Past Chairman of American Chamber of Commerce (AMCHAM India). He is currently on the India Advisory Board of US India Strategic Partnership Forum (USISPF).

Mr. Mehta has strong interests in building sustainable communities and is the immediate Past Chairman of Action for Ability Development and Inclusion (Formerly The Spastics Society of North India). He is actively engaged with The United Way and on the Boards of United Way India and Mumbai. He was also the Chairman of both these organizations and also member of the Global Transition Board of United Way Worldwide.

Mr. Mehta is a graduate from Shri Ram College of Commerce, Delhi University. He is a Fellow Member of the Institute of Chartered Accountants of India and an Alumni of the Wharton School of Management, University of Pennsylvania, USA.

Mr. Mahesh Krishnamurti

Mr. Mahesh Krishnamurti has extensive experience in advising and leading business initiatives at the highest levels internationally.

-Mr. Mahesh Krishnamurti , (Non-Executive Director)

Mahesh Krishnamurti has extensive experience in partnering closely with senior leadership teams in some of the most dynamic companies in the world. In December 2018, he left RGP, a leading Nasdaq-listed global consultancy (“RECN”), where he had been India MD & Country head and member of the Global Leadership Team since 2007. He was selected by the Board to establish and lead RGP India, and relocated to Mumbai from New York in 2007. At RGP, Mr. Krishnamurti advised large MNCs on operational and strategic initiatives. Prior to his India assignment, Mr. Krishnamurti’s career in the US variously covered senior operational, sales, finance, planning, entrepreneurial, and consultancy roles at Digital Equipment Corporation, Symbol Technologies, Goldman Sachs, Worth Media, and RGP.

Mr. Krishnamurti has been appointed to the Board of YES Bank Limited as Non-Executive Director by a Government of India Notification dated March 13, 2020. He is also an LP and Advisor to the founders of Arka Venture Labs, a cross-border, B2B deep-tech seed fund focused on supporting early-stage technology ventures in India and transitioning them to the Silicon Valley ecosystem. Mr. Krishnamurti is a Supervisory Board member at MyCFO, a well-established consultancy with a large client portfolio that is adept at implementing practical solutions. As an Impact Advisor, he is deeply interested in Sustainability, and Environmental, Social, Governance (ESG) challenges. He is Advisor/Partner with BuzzOnEarth Media, a fast-growing online media platform with a global audience that engages the masses and actively influences them towards positive action on Sustainability Development Goals. Mr. Krishnamurti is also advising various other promising social impact and technology start-ups.

Mr. Krishnamurti is innately international and culturally versatile, having lived in Thailand (childhood), Switzerland (schooling), UK, US, and India. He is conversant in French, Thai, Tamil, Telugu, and Hindi, having been raised in a United Nations family.

He has been Chairman, American Chamber of Commerce, India Western Region; Committee Member, Policy Research & Development, Bombay Chamber of Commerce; Charter Member TiE; BIMTECH Advisory Council Member; Rotarian.

Mr. Krishnamurti holds a B.Sc. (Economics) from the London School of Economics and Political Science, and an MBA (Finance) from NYU, Stern School of Business. He has also attended management programs at the Wharton School, and MIT, Sloan School of Management.

Mr. Atul Bheda

Mr. Atul Bheda is a practicing Chartered Accountant with a degree in law and Information Systems Audit (ISA).

-Mr. Atul Bheda , (Non-Executive Director)

Mr. Atul Bheda is a practicing Chartered Accountant with a degree in law and Information Systems Audit (ISA). He is in practice since 33 years. He has experience in the areas of Tax, Bank and other Audits, Computer Software Development, Finance, Corporate laws etc.

He has been a Member of the Central Council of the Institute of Chartered Accountants of India (ICAI) from 2007 to 2013 and has been contributing to the ICAI by chairing various committees like Information Technology (IT), Indirect Tax (IDTC), Ethical Standards Board (ESB), and the Expert Advisory Committee (EAC) and has represented ICAI on committees of SEBI, RBI, IRDA. and XBRL International. He was a member of Accounting Standards Board, Corporate Laws and Corporate Government Committee, Internal Audit Standards Board, Committee on Banking, Insurance & Pension, Auditing and Assurance Standards Board of ICAI.

He has been the founder director of XBRL Limited in India. He was Chairman of Taxonomy Development and Review Committee of XBRL India.

He was Chairman of The Western India Regional Council (WIRC of ICAI) which is the largest Regional Council of The Institute of Chartered Accountants of India (ICAI).

He has also contributed to many Education and Charitable Organisations in various capacities.

Mr. R.Gandhi

Mr. R. Gandhi is Former Deputy Governor, Reserve Bank of India

-Mr. R.Gandhi , Additional Director appointed by RBI

Mr. R. Gandhi is a financial sector policy expert and adviser. His expertise includes banking and non-banking regulation, payment systems, financial markets, FinTech and currency management. He served as a Deputy Governor of the Reserve Bank of India for three years from 2014 to 2017. With 37 years of experience, he has been a seasoned and accomplished central banker. He had a three year secondment to the Securities and Exchange Board of India (SEBI), the capital market regulator. He also held the charge of Director of the Institute for Development and Research in Banking Technology (IDRBT), Hyderabad.

In his long and illustrious career, Mr. Gandhi has been associated with various committees, working groups and task forces, both domestic and international. He was one of the initial members of the Monetary Policy Committee (MPC) and was a member of the Basel Committee on Banking Supervision (BCBS) and the Committee on Global Financial Systems (CGFS), Basel. At present, he advises banks, finance companies and fintech entities.

Mr. Gandhi has a master’s degree in Economics from the Annamalai University, in Tamil Nadu, India. He completed post graduate level certificates in Management Information System from the American University, Washington DC, USA and in Capital Market from the City University of New York, New York, USA. His technical education includes a certificate course in System Programming from the IBM Education, Sydney, Australia. He also has a certificate in Gandhian Thoughts from the Madurai University, Tamil Nadu, India.

Ananth Narayan Gopalakrishnan

Mr. Ananth Narayan Gopalakrishnan is an Associate Professor, SPJIMR.

-Ananth Narayan Gopalakrishnan , Additional Director appointed by RBI

Mr. Ananth Narayan is an Associate Professor, SPJIMR and Senior India Analyst, Observatory Group LLC. He is an Independent Director on the boards of SBI Capital Markets Ltd., Clearcorp Dealing Systems Ltd., CARE Ratings Ltd., Agappe Diagnostics Ltd., Southern Ridges Macro Fund and Southern Ridges Master Macro Fund. He is a member of SEBI’s Mutual Fund Advisory Committee, FICCI’s Capital markets Committee, NSE Clearing Ltd.’s Risk Management Committee, and Kerala Infrastructure Fund Management Ltd.’s Investment Committee. He has over 24 years of experience in banking and financial markets – with Standard Chartered Bank, Deutsche Bank and Citibank. Till December 2017, he was MD & Regional Head of Financial Markets, ASEAN & South Asia with Standard Chartered Bank. Previously, he was SCB’s Head of Financial Markets & Co-Head of Wholesale Banking for South Asia between 2012-15, and Regional Head of FX, Rates & Credit Trading South Asia, between 2009-12.

Prior to Standard Chartered Bank he was with Citibank in Mumbai till 2005 (Director & Head of FICC Trading), and with Deutsche Bank in Mumbai (Managing Director & Head of Global Rates, South Asia – till August 2009). He served as the Chairman of the board of Standard Chartered Nepal Ltd. between 2016 – 2017. He was Vice Chairman on the board of Fixed Income Money Market and Dealers Association (FIMMDA) and Foreign Exchange Dealers Association of India (FEDAI), between 2012 and 2017.

He was on the board of Central Depository Services Ltd. (CDSL) and Standard Chartered Securities India Ltd. (SCSI) between 2013 and 2017. He has been a part of various RBI committees (including the one that launched FX Options in India, Interest Rate Futures, Financial Stability, Financial Benchmarks etc). He has a B.Tech (Electrical) from IIT Bombay and a PGDM from IIM Lucknow.

Mr. V. S. Radhakrishnan

Mr. V. S. Radhakrishnan is posted as Deputy Managing Director at State Bank of India (‘SBI’), Corporate Centre, Mumbai. Mr. V. S. Radhakrishnan joined SBI as a Probationary Officer in 1988.

-Mr. V. S. Radhakrishnan , (SBI Nominee Director)

Mr. V. S. Radhakrishnan joined State Bank of India as Probationary Officer in 1988. He has served Bank in various geographical locations both in India and abroad. He has rich experience in Corporate Banking and worked in both Corporate Accounts Group (CAG) and Commercial Client Group (CCG) verticals of the Bank, apart from Forex treasury and Retail Network. He has worked as General Manager & Regional Head, CAG, New Delhi and Chief General Manager (CAG), SBI Corporate Centre, Mumbai. Presently he is posted as Deputy Managing Director at State Bank of India, Corporate Centre, Mumbai.

Mr. Ravindra Pandey

Mr. Ravindra Pandey is a Deputy Managing Director (Strategy) & Chief Digital Officer at State Bank of India (‘SBI’)

-Mr. Ravindra Pandey , (SBI Nominee Director)

Shri Ravindra Pandey, Deputy Managing Director (Strategy) & Chief Digital Officer, State Bank of India, a career banker, brings more than 3 decades of experience in assignments with deep domain expertise, extensive knowledge, and leadership experience in Digital Transformation, Digital Banking, Payment Solutions, Retail, SME, Corporate, International Banking and Credit.

In his current role as the DMD(S) & CDtO, his repertoire of skills include - Digital Transformation, Digital & Transaction Banking Solutions, Government Business  Relationships, Strategy & Business development along with Marketing  & Communication as well as social media & brand equity management.

As the head of the Digital & Transaction Banking vertical, Shri Pandey is leading the Digital Transformation journey and technology driven initiatives and key strategic business initiatives from conceptualization to successful implementation, having a deep and lasting impact on the bank's future market competitiveness. He is also responsible in driving and maintaining SBl's market leadership across major technology driven platforms to process retail and bulk transaction requirements of individuals, Corporates and Govt. Departments.

Prior to this, Shri Pandey worked as Chief General Manager, SBI Jaipur Circle where he was responsible for the business, risk, credit and compliance functions of the Bank in the state of Rajasthan, having over 1500 branches and handling a business portfolio mix of over 2  lakh crores.

Earlier, Shri Pandey was posted as Chief General Manager, Payments & Special Projects Department at SBI Corporate Centre. In this assignment, Shri Pandey was handling various digital products including Merchant Acquisition Business, spearheaded a number of key initiatives like FASTag (electronic toll collection) and NCMC Cards (One Nation-One Card). Key projects like DMRC & Nagpur Metro as part of the NCMC project, were on-boarded during his tenure.

In his role as General Manager in the state of Andhra Pradesh, Shri Pandey was responsible for heading the business and credit functions in the network of 600 branches with many key high value credit proposals being sanctioned during his tenure.

In his capacity as the General Manager of Merchant Acquiring Business, Bank emerged as the largest POS Acquirer.

As the Deputy General Manager of Mumbai module, Shri Pandey supervised the business and operations functions with over 200 branches under his control.

In his international stint as CEO, SBI Paris, Shri Pandey successfully handled the business, operations, risk and compliance functions in a foreign jurisdiction as well.

Shri Pandey also headed the Commercial Branch, Lucknow as the Assistant General Manager, one of his earlier credit intensive assignments. This was preceded by this stint at the Bank's Local Head Office, Lucknow as Assistant General Manager (Small and Medium Enterprise) Business Unit.

Mr. Prashant Kumar

Mr. Prashant Kumar is the former Dy. Managing Director & Chief Financial Officer, State Bank of India.

-Mr. Prashant Kumar , (MD & CEO)

Mr. Prashant Kumar joined State Bank of India (‘SBI’) in 1983 as Probationary Officer and since then he held various important portfolios in the Bank. He has over 35 years of experience in the Banking field. In his long service in the Bank, he had the opportunity to work in various areas of banking such as Credit, Retail Banking, Human Resources & Strategic Training and Finance.

He held the position of General Manager in Mumbai and Chief General Manager of Kolkata Circle in SBI. After elevation to the position of Deputy Managing Director, he held the position of Chief Operating Officer, Corporate Development Officer (HR) and Chief Financial Officer of SBI at its Corporate Office in Mumbai.

He is a Science graduate and a law graduate from Delhi University.

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